Ready For Retirement

In this episode of Ready for Retirement, James discusses if rental real estate is a good idea in retirement. Questions Answered:  Is it worth investing in rental real estate for retirement income? What are passive investments to create a secure retirement? How can you ensure you reach your retirement goals? Check out the podcast on YouTube here! Check out our main channel on YouTube here! LET&apos...

In this episode of Ready for Retirement, James discusses with guest, Ari Taublieb , the four most important steps when considering an early retirement (non-traditional retirement). Ari is a financial planner at Root Financial Partners. Ari Taublieb is the host of the Early Retirement podcast . Ari also has a YouTube channel focusing on early retirement. Questions Answered:  What are the primary co...

In this episode of Ready for Retirement, James discusses how to implement (and do better than) the 4% rule. Questions Answered:  How can you maximize your withdrawal strategy? What should you consider in terms of withdrawing funds from your investments? How can you ensure you reach your retirement goals? We’re on YouTube !  Check us out here for more content to help you create a secure retirement:...

In this episode of Ready for Retirement, James discusses how to invest in different portfolio "buckets". Questions Answered:  How can you best be invested for your goals? What should you consider in terms of withdrawing funds from your investments? How can you ensure you reach your retirement goals? We’re on YouTube !  Check us out here for more content to help you create a secure retire...

In this episode of Ready for Retirement, James discusses how to be a better investor with guest, Chad Hufford, owner of Veritas Wealth Management in Anchorage, Alaska. Questions Answered:  How can you become a better investor? What should you to become a better investor and set yourself up to reach your retirement goals? How can you ensure you reach your retirement goals? We’re on YouTube !  Check...

In this episode of Ready for Retirement, James discusses how withdrawal rates should change if you don't have any legacy goals. Questions Answered:  How can you plan most effectively for your legacy goals (or lack thereof)? What should you consider in terms of withdrawing funds and your goals? How can you ensure you reach your retirement goals? We’re on YouTube !  Check us out here for more c...

In this episode of Ready for Retirement, James discusses how to get financially organized. Questions Answered:  How can you be most organized financially? What should you consider when planning for financial organization? How can you ensure you don't outlive your money? We’re on YouTube !  Check us out here for more content to help you create a secure retirement: YouTube - Root Financial Part...

In this episode of Ready for Retirement, James discusses how to enjoy life today while also preparing for the future. Questions Answered:  What can you do today to prepare for the future? What should you consider when planning your retirement? How can you ensure you don't outlive your money? We’re on YouTube !  Check us out here for more content to help you create a secure retirement: YouTube...

In this episode of Ready for Retirement, James discusses the complete guide to Health Savings Accounts (HSA). Questions Answered:  How can you use an HSA most effectively? What should you consider when planning your healthcare expenses? How can you ensure you don't outlive your money? We’re on YouTube !  Check us out here for more content to help you create a secure retirement: YouTube - Root...

In this episode of Ready for Retirement, James discusses the 3 most important mindset shifts to make going into retirement. Questions Answered:  What are the mindset shifts to make going into retirement?  What should you consider when planning your retirement expenses? How can you ensure you optimize your money? We’re on YouTube !  Check us out here for more content to help you create a secure ret...

In this episode of Ready for Retirement, James discusses how likely it is that you'll run out of money in retirement? Questions Answered:  Is it likely that you will outlive your money in retirement?  What should you consider when planning your retirement expenses? How can you ensure you don't outlive your money? We’re on YouTube !  Check us out here for more content to help you create a...

In this episode of Ready for Retirement, James discusses how to invest for longevity when there's a spousal age gap. Questions Answered:  What would change if one spouse predeceased the other?  How would your income and portfolio be impacted?  What are the considerations when planning around one spouse predeceasing the other? We’re on YouTube !  Check us out here for more content to help you...

In this episode of Ready for Retirement, James discusses how Roth Conversions impact inheritance, specifically legacy planning. Questions Answered:  How can Roth Conversions be best implemented for legacy planning? What are the important strategies to be aware of when implementing Roth Conversions? How can Roth Conversions impact planning for inheritance? We’re on YouTube !  Check us out here for...

In this episode of Ready for Retirement, James discusses where you should pull income from in the first year of retirement. Questions Answered:  What is the best account to pull from in retirement? Why do you need to have more than just a good financial plan?  What are the best ways to withdraw income in retirement? We’re on YouTube !  Check us out here for more content to help you create a secure...

In this episode of Ready for Retirement, James discusses 4 ways to navigate market downturns. Questions Answered:  How should investors approach down markets?  Why do you need to have more than just a good financial plan?  How do you implement the guardrails approach? We’re on YouTube !  Check us out here for more content to help you create a secure retirement: YouTube - Root Financial Partners LE...

In this episode of Ready for Retirement, we’re talking about the best way to rebalance your portfolio. Questions Answered:  How do I know if I need to rebalance my portfolio? How can we make sure I'm setting myself up to optimize my retirement strategy? What is the best rebalance strategy? We’re on YouTube !  Check us out here for more content to help you create a secure retirement: YouTube -...

In this episode of Ready for Retirement, we’re talking about how to prioritize Roth Conversions v. Tax Gain Harvesting. Questions Answered:  How do I know if I should prioritize Roth Conversions or Tax Gain Harvesting? How can we make sure I'm setting myself up to optimize my retirement strategy? We’re on YouTube !  Check us out here for more content to help you create a secure retirement: Yo...

In this episode of Ready for Retirement, we’re talking about the 5 most important parts of a successful financial strategy.  Questions Answered:  What is the most important parts of a successful financial strategy? How can we make sure we're setting ourselves up for success in retirement? What should we make sure to avoid in retirement? We’re on YouTube !  Check us out here for more content t...

In this episode of Ready for Retirement, we’re talking about pensions and how you should take your pension when you retire. Questions Answered:  Should I take my pension as an annuity or lump sum rollover? What are the pros and cons of each? When might both make sense? We’re on YouTube !  Check us out here for more content to help you create a secure retirement: YouTube - Root Financial Partners L...

In this episode of Ready for Retirement, we’re talking about how to know whether you should prioritize health insurance subsidies or Roth conversions. Questions Answered:  Should I prioritize health insurance subsidies or Roth conversations? When won’t these strategies be relevant? We’re on YouTube !  Check us out here for more content to help you create a secure retirement: YouTube - Root Financi...

Our topic on this episode of the Ready for Retirement podcast is about how to manage Roth Conversions before taxes increase. Questions answered: How can you manage Roth Conversions before taxes increase? What strategies can you implement to ensure you create your ideal retirement? What is the best strategy for your individual situation?  Are you ready to start focusing on the things that truly mat...

Our topic on this episode of the Ready for Retirement podcast is about understanding if you should buy long-term care insurance. Questions answered: Should you buy Long-Term Care insurance? What strategies can you implement to ensure you create your ideal retirement? What is the best strategy for your individual situation?  Are you ready to start focusing on the things that truly matter when it co...

Our topic on this episode of the Ready for Retirement podcast is about why a Monte Carlo analysis is not a financial plan Questions answered: What is a Monte Carlo analysis and how does it impact our retirement plan? What strategies can you implement to ensure you create your ideal retirement? What is the best strategy for your individual situation?  Are you ready to start focusing on the things t...

Our topic on this episode of the Ready for Retirement podcast is about the differences between investing in a tax-deferred annuity and a brokerage account. Questions answered: Should you invest in a tax-deferred annuity or a brokerage account? What strategies can you implement to ensure you create your ideal retirement? What is the best strategy for your individual situation?  Are you ready to sta...

Our topic on this episode of the Ready for Retirement podcast is about the recent iBonds paying 7.12%. Questions answered: Should you invest in iBonds paying 7.12%? What strategies can you implement to ensure you create your ideal retirement? What is the best strategy for your individual situation?  Are you ready to start focusing on the things that truly matter when it comes to your financial fut...