Philotimo Wealth

In this episode of Financial Rundown (shot on May 8, 2026), Maddy and CJ talk through what Canadians should actually be focusing on now that tax season has wrapped up. From setting up your CRA account and revisiting your spending habits, to retirement income realities and helping adult children buy their first home, this episode is all about the financial conversations happening behind closed door...

Does money stress keep you up at night? You’re not alone. In this episode of Finances with Friends, Registered Psychotherapist, Hilary McCulloch, and Certified Financial Planner®, CJ Stevens unpack financial anxiety, how it affects your relationships and your life, and what you can actually do about it. This conversation blends psychology and financial planning with practical tools, behavioural st...

In this episode of Financial Rundown (shot on Dec 8, 2025), Maddy and CJ break down timely planning topics that matter right now, from year end deadlines and tax smart account decisions to portfolio concentration, currency risk, and what is happening and not happening with RRIF rules. This is a practical, plain language conversation about how real people should be thinking about their money as we...

In this episode of The Financial Rundown (filmed Nov 3, 2025), CJ and Maddie unpack one of the biggest shifts since the Great Resignation: the rise of job hugging and labour hoarding. We look at how workers went from quitting in record numbers in 2021 and 2022 to clinging tightly to stable roles in today’s cooler job market, and why companies are holding onto staff even when business slows.  We al...

In this episode of The Financial Rundown (filmed October 7, 2025), CJ welcomes Madeline Stratton, Associate Advisor at Philotimo Wealth, to unpack a whirlwind of headlines: from viral tax horror stories to the truth behind Canada’s rising unemployment. They start with a look at a Burlington family’s inheritance “wipeout”, a case making waves online for showing how a $700,000 RRSP turned into just...

In this episode of Philotimo: Finances with Friends, CJ Stevens, CFP®, sits down with Vince Kraljevic, CFA®, ETF Strategist at Fidelity Canada and one of the sharpest minds in the investing world. With over 18 years in the industry and a no-nonsense approach, Vince breaks down the world of quant investing, the differences between ETFs and mutual funds, and how Fidelity builds its all-in-one portfo...

In this special episode of Philotimo: Finances with Friends , shot on Mother’s Day 2025, CJ sits down with three incredible women to talk about motherhood, identity, and what it really means to build a life that feels rich, even when things are hard. Andrea, Maddy, and Jess share their personal experiences: from post-natal depression to financial stress, from career sacrifices to joy in the little...

In this episode of The Financial Rundown (filmed May 12, 2025), CJ closes the book on tax season and kicks off a new chapter with tips for financial “spring cleaning.” We unpack the latest Canadian federal election results and explore how they may impact your wallet. From the truth about market volatility to why you shouldn’t give in to the pressure of social media: CJ dives into what actually dri...

Taxes don’t have to be overwhelming! Bianca Batty, Chartered Professional Accountant (CPA), joins us to break down key tax strategies for homeowners, small business owners, and freelancers. We cover real estate tax rules, deductible expenses, business tax planning, CRA audits, and commonly missed credits. Plus, Bianca debunks major tax myths and shares practical tips to keep more money in your poc...

In this episode of The Financial Rundown (shot on March 12, 2025), CJ explores how historical market patterns can guide us through current market volatility. Looking back at 2018, we've seen that while markets may experience short-term fluctuations due to tariff stress, staying focused on your long-term investment strategy is key. As tax season approaches (deadline: April 30th!), it's the...

In this episode of The Financial Rundown (shot on Feb 10, 2025), CJ breaks down the urgent RRSPs and the major impact of new US tariffs that could affect your wallet in 2024! RRSP Deadline Alert: Everything you need to know about contributions, limits, and who should (or shouldn't) contribute before the March 3rd deadline. US Tariffs Explained: Breaking down the new 25% tariff on Canadian steel an...

In this special episode (filmed on January 10th), CJ and Jerry reflect on their careers, share valuable financial insights, and discuss Jerry’s retirement after 27 years as the podcast evolves from Bantering Bosses to its new name: Finances with Friends! Join us for a trip down memory lane as Jerry recalls how he and CJ first met, his journey in finance, and the key lessons he’s learned about mone...