Peace of Mind with Moore Insurance

The Quiet Homeowners Insurance Limit That Can Cost You Real Money When most homeowners think about their insurance, they naturally focus on the house itself. But what about the other structures on the property, such as a detached garage, barn, dock, fence, swimming pool, gazebo, pavilion, or shed? That is where Coverage B , commonly called Other Structures coverage , comes into play. It is a stand...

– Homeowners insurance can provide valuable protection when something goes wrong, but it does not cover every type of damage that can happen to your home. Some losses are specifically excluded from a standard homeowners policy. Others may require an endorsement or even a completely separate policy. Unfortunately, many homeowners do not find out about these limitations until they have a claim...

Homeowners Insurance: Are You Properly Covered? Homeowners insurance can look straightforward on the surface, but there are many details that determine whether a property is actually insured the right way. How a home is owned, how it is used, its replacement cost, detached structures, and optional coverages can all affect the protection provided by a policy. Understanding those details before a lo...

– Auto insurance is something many drivers purchase because it is required, but few take the time to understand what their coverage actually provides. Knowing the meaning of your liability limits can help you make better decisions and avoid a serious financial problem after an accident. Why Your Liability Limits Matter (1:45) Most people pay close attention to their insurance premium, but th...

Insurance Is Changing Fast [0:00] Insurance has always been about protection, but the way people shop for coverage has changed a lot. Today, you can buy a policy online in just a few minutes, compare prices from your phone, and even use technology to review policy language. That convenience can be helpful, but it also comes with a risk. Insurance policies are still legal contracts, and the details...