Owners Table

In Part 2 of Beyond the Bottom Line Podcast, Thomas is a guest and goes beyond cash flow and breaks down the bigger wealth framework most business owners never build. He explains the 4 Corners of Wealth—business income, real estate, Wall Street, and infinite banking—and how they can work together to create stability, liquidity, and long-term legacy. This episode covers leverage, margin, generation...

On this episode , Thomas Cox sits down with financial strategist Joel Allen on the Beyond the Bottom Line podcast , to unpack a topic most business owners were never taught: how to control capital instead of constantly relying on banks. Thomas shares his own journey — from doubling revenue but still wondering “where’s all the money?” to building operating margin and implementing the Infinite Banki...

In this episode of The Profitable Podcast , Matt Nettleton sits down with Thomas to break down a simple but powerful framework: every business needs three revenue streams. Thomas shares how he built multiple businesses across meal prep, catering, vending, and finance — and why relying on a single income source keeps most owners stuck. He explains how diversifying revenue creates stability, scalabi...

In Part 2 of this conversation, we go beyond career transition and into wealth strategy. After leaving college football and building multiple businesses, Thomas shares how his financial philosophy evolved — from Dave Ramsey disciple to real estate investor to implementing Infinite Banking as a long-term wealth accelerator. This episode challenges traditional financial thinking and reframes wealth...

What happens when your dream career no longer feels like your calling? In Part 1 of this powerful conversation, Thomas shares his journey from growing up in a middle-class household shaped by financial stress, to fulfilling his childhood dream of coaching college football — only to walk away after 10 years. This episode is about identity, calling, legacy, and making bold decisions when comfort is...

Your business may be your biggest asset — but most owners don’t treat it that way. In this episode, certified financial planner and exit-planning specialist David Chudyk breaks down why business owners often undervalue their companies and how to build a business that creates real wealth and real options. Whether you plan to sell one day or keep your business long-term, the same principles apply. W...

What does it really take to build a seven-figure business — and avoid burning out once you get there? In this episode, Thomas is a guest of the Profit Your Knowledge podcast with James Allen and he shares how he scaled his catering company to seven figures, then transitioned into real estate, private capital, and Infinite Banking to create long-term financial margin. You’ll learn: Why most busines...

How do wealthy people actually think about money—and what strategies do they use that most people never learn? In this episode Thomas is a guest on the Weekly Wealth Podcast . He breaks down how business owners and investors deploy capital, access liquidity, and build wealth outside of traditional banks and the stock market.

What if there were a legal way for business owners to write off six figures a year, keep access to their money, and build guaranteed retirement income? In this episode, Thomas Cox explains how high-income clients use a 412(e)(3) retirement plan paired with properly structured whole life insurance to reduce taxes, maintain liquidity, and stay in control of their capital. Using real client examples—...

In Part 2, Heath Holmes shares the leap from corporate leadership to entrepreneurship, breaking down how he built a scalable, high-ticket service business by identifying unmet customer needs. This episode covers starting lean, choosing the right marketing channels, pricing early work for learning—not profit—and tracking ROI. Heath also explains why “duplicate, don’t delegate” matters and how data,...

Heath Holmes shares his unconventional business journey—from managing a pest control branch to helping build a standout moving company and stepping into executive leadership roles across multiple industries. In Part 1, Heath breaks down how learning KPIs, forecasting, and operational fundamentals created massive career leverage—even after unexpected setbacks. This episode explores leadership under...

What happens when a college quarterback’s biggest wins aren’t on the field? In this episode, former UAB quarterback Thomas Cox shares the unfiltered story of stepping into the spotlight unexpectedly, beating ranked opponents, and learning what prepared leadership really looks like—then walking away from football to build multiple successful businesses.

In Part 2, David Morrison shares how he built a thriving construction company after addiction, debt, and starting his business in rehab. He breaks down real-world lessons on cash flow, margins, leadership, and growing a business without losing your people—while reflecting on faith, recovery, and legacy.

David Morrison went from addiction and prison to rebuilding a stronger life and business than ever before. His comeback story is raw, powerful, and unforgettable.

Thomas breaks down the 9 biggest misconceptions about Infinite Banking — from “It’s just life insurance” to “Dave Ramsey says it’s a scam.” No hype, no sales pitch. Just simple explanations of how IBC actually works, why high-income earners use it, and how it gives you more control, liquidity, and uninterrupted growth. A must-listen if you’ve ever wondered whether Infinite Banking makes sense for...

In Part 2, Thomas and Devin get into the real-world strategies that make salespeople successful — handling objections with confidence, creating client-referral momentum through smart gifting, and structuring each day to actually win in business. Devin shares the mindset and habits that took him from new rep to top performer, plus practical advice on cash flow, appointments, and staying consistent...

At 27 years old, Devin Gillam has already lived three lives — broke college grad, missionary baseball player in Sweden, physical therapy student, and now one of the top Cutco sales producers in the country. In this episode, Devin breaks down how a random Snapchat ad during COVID launched a six-figure sales business, how he sold $300K of knives while in PT school full-time, and the systems, coachin...

In this episode, Bert Barrow shares his journey of losing everything—from being a bank president to selling burial policies and cleaning buildings with his family—and how faith and perseverance helped him rebuild his life. He opens up about learning humility, trusting God through uncertainty, and finding strength in hard work and generosity. Bert also offers candid advice on business lending, risk...

In part 1, Thomas talks with deal-maker and former commercial banker Bert Barrow about how he went from “last in, first out” to creating his own path in lending. They dig into why banks cap your success, how one $3,500 risk turned into a $27,500 payday, and why the money still didn’t feel like enough.

In part 2, Thomas Cox and Blake Shultz continue their talk on real estate investing, private lending, and the infinite banking concept—breaking down how to keep money working, avoid bad deals, and build lasting wealth.

Thomas flips the script — sitting down with his friend Blake Shultz to share the full story behind his journey from football coach to multi-business entrepreneur. From founding Mealfit and Table & Thyme to building vending, real-estate, and investment ventures, Thomas opens up about faith, family, finances, and the mindset that turned everyday opportunities into long-term freedom. Hear how obe...

In Part 2 of his conversation with Thomas, Paul Harbor of Bellwether Enterprises dives deeper into the mindset and mechanics behind managing millions in real estate. He talks about how he structures his commission-only income, what he learned from clients who lost everything, and why attention to detail separates the great investors from the rest. From deal flow and syndications to lessons on fait...

Thomas Cox sits down with Paul Harbor of Bellwether Enterprises to talk about his journey from small-town Jasper to closing over $5 billion in real estate deals. From selling shirts at 12 to a chance guitar sale that launched his career, Paul shares how grit and timing shaped his path in commercial real estate. He breaks down what makes a great multifamily deal, the truth about Fannie Mae and Fred...

In Part 2 of this conversation with Cal Tinsley, we dive deep into the gritty realities of coaching, performance training, and business ownership. Cal opens up about the myths in athletic development, how NIL deals are reshaping youth sports, and what most coaches and parents misunderstand about training. He shares behind-the-scenes stories from his time with the Braves, key insights about scaling...

Weeks before his first child was born, Cal Tinsley was fired with no backup plan—just conviction, pressure, and a decision to build his own business. In this episode, he joins Thomas to talk about betting on yourself, leading before you’re ready, and why sometimes the only strategy is to figure it out or fail. From landscaping jobs to coaching pros and managing 47 teams, Cal shares the mindset and...