Money Smart Kids

Where Did My $10 Go?! The 3-Jar Budget (Save, Spend, Share)Julia thinks her $10 disappeared, but Alexia explains it’s not a mystery—it’s what happens when you spend without a plan. The episode introduces budgeting as a simple superpower: telling your money where to go instead of wondering where it went. Alexia teaches the easiest budget by splitting money into three jars—spend (fun purchases), sav...

Fall in Love With School: Find Your “One Thing” (and the $2 Million Lesson)Money Smart KidsOn a sunny walk to school in New York City, the hosts of Money Smart Kids talk about “falling in love with school” by treating learning like setting up a new phone: elementary school builds the basics, middle school helps you explore interests, and high school helps you choose what to keep as classes connect...

How Kids Can Become Millionaires with the S&P 500 and Compound Interest On Money Smart Kids, Julia and Alexia explain how a 10-year-old can nearly become a millionaire by age 40 using an S&P 500 index fund, which they describe as a “basket” of 500 major U.S. companies like Apple, Microsoft, Disney, and Amazon. They emphasize that picking one winning stock is unpredictable, so buying the ba...

Touchdown Talk: The Big Business of Super Bowl AdsIn this episode of Money Smart Kids, hosts Alexia and Julia dive into the fascinating world of Super Bowl commercials. They explore why these 30-second ads are so pricey, how companies measure the return on investment, and the risks involved in spending millions on a single commercial. The duo discusses the creativity behind these ads and plays a f...

Understanding Insurance: An Essential Guide for KidsIn this episode of Money Smart Kids, Alexia and Julia take on the important topic of insurance, explaining its purpose and how it works in a fun and engaging way. They describe insurance as a financial safety net for when unexpected accidents or emergencies happen. The hosts break down various types of insurance, such as health, car, home, life,...

Money Smart Kids: The Power of Saving and Emergency FundsIn this episode of Money Smart Kids, 10-year-olds Alexia and Julia guide young listeners on the importance of saving money and understanding emergency funds. Through engaging stories of kids like Daisy and friends Liam and Zoe, they highlight why setting aside a portion of allowance can prevent future disappointments and handle unexpected em...

Understanding Restaurant Prices on New Year's EveIn this special New Year's episode of Money Smart Kids, hosts Alexia and Julia discuss why restaurant prices skyrocket during holidays, focusing on their personal experience at a fancy restaurant on New Year's Eve. They break down the concepts of supply and demand, the cost of creating a festive atmosphere, holiday pay for staff, special...

In this episode of Money Smart Kids, 10-year-old Alexia and her 8-year-old sister Julia dive into the exciting world of gold! They discuss the many uses of gold beyond jewelry, its value as an investment, and why its price fluctuates. Alexia shares a thrilling personal story about finding a real gold ring, and the sisters explore key money lessons such as patience, valuing rare things, and diversi...

Money Smart Kids Podcast Ep. 2: The Amazing Story of How Money is Made! Join Alexia and Julia, two curious kids, as they launch their new podcast series 'Money Smart Kids.' In this first episode, they dive into the fascinating world of how money is made, from coins at the US Mint to the paper bills. They even discuss the surprising news that the U.S. will stop making pennies soon and what...

We dive into the world of allowances so kids can understand them.