Money Mentor Podcast

Australia’s housing market could crash by 20%. At least, that’s what economist Harry Dent is warning. But there’s one big problem: he’s made similar predictions before, and the numbers tell a very different story. So, should Australian homeowners be worried, or could the headlines be hiding something? In this episode of the Money Mentor Podcast, Rachel Howlett sits down with property economist Dr...

Keti and Peter have reduced their $492,000 mortgage to just $88,000 in 3 years, despite raising 3 children and previously believing they might still be paying it off at 80. After building their family home in 2020, they were juggling mortgage repayments, private school expenses, home improvements and a lifestyle that revolved around their credit card. They were regularly maxing out their $7,000 cr...

Ethan left school in Year 10 with almost no financial knowledge. Years later, he was earning good money working in the mines, but after earning $150,000 in 1 year, he had just $15,000 to show for it. Working a 7-on, 7-off roster, Ethan saw how easy it was to fall into the cycle of making good money and spending it just as quickly. He also saw older workers still underground in their 50s and 60s an...

Gemma and Josh are a busy working couple with a 9-year-old daughter and a dog. With Josh working 12-hour shifts and Gemma juggling long workdays with school pick-ups, they were earning decent money and able to enjoy life, but financially they felt stuck with no real long-term plan. After missing out on around $400,000 in property growth and discovering they were spending roughly $1,100–$1,200 a we...

After 9 years of mortgage repayments, Markita and Jess felt like their home loan was barely moving. One year later, they’ve paid $211,000 off their mortgage and built a portfolio of four investment properties, while completely changing the way they spend, communicate about money and think about their future outside FIFO. This is how they went from feeling stuck with their mortgage to achieving mor...

Before joining Infinity, Ayaan was a sceptic. Today, she’s an Infinity Finance Strategist applying the same principles she helps clients with to her own money. The result? She’s bought her first home, purchased two investment properties and paid $220,000 off her mortgage in less than 2 years. In this episode, Ayaan shares what changed, what she’s learned working inside Infinity and how it transfor...

After Perry was diagnosed with cancer, he and Shae faced financial hardship and a $9,000 car repair they couldn’t afford. They felt financially, physically and emotionally broken. 1 year later, they've taken $110,000 off their home loan, transformed a 27-year mortgage trajectory and bought investment properties. This is the story of what changed, the money habits they had to leave behind and how t...

At 45, Ben had more than 20 years left on his mortgage and was starting to think seriously about retirement. He thought he was good with money, but had no budget, had previously written off buying an investment property and didn’t want to reach 67 with nothing to show for it. Now his mortgage strategy looks very different, he owns an investment property and he’s seeing what could be possible over...

Kate & Michael reached a point where something had to change. Their answer was drastic, they sold everything. In this episode, they share the story behind that decision, what led them to completely rethink their financial direction and what happened when they decided to approach money differently. See the choices they made, the lessons they learned along the way and how their outlook on their fina...

A tenant stopped paying rent for 18 months while Thierry raised 3 kids alone, paid for somewhere else to live and fell behind on his mortgage. His family urged him to sell. He wanted to keep the home he’d worked for since 17. Thierry shares how refinancing, budgeting and a different approach to money helped him change direction, and why working harder hadn’t been enough. Want to improve your own f...

Even Australia’s boom property markets are recording falling house prices, but could higher interest rates tell only part of the story? Dr Andrew Wilson examines the September housing data, the RBA outlook and mortgage pressures, revealing why housing shortages and early signs of a spring revival deserve a closer look. Want to improve your own financial future? Our free webinar is where to start:...

After 22 years of home ownership, Andrew & Angela still had more than 20 years left on their mortgage. Then a costly property regret forced them to rethink how they approached money, debt and investing. See how their financial direction changed, what happened next and why they now describe themselves as financially free despite still having mortgages. Want to improve your own financial future? Our...

Jodie and Matt took on a $1.2 million mortgage, then found a plan to pay it off in 10 years and 7 months. Jodie and Matt had just taken on a $1.2 million mortgage, plus a handful of advisors who never talked to each other and left the big calls to a couple who felt out of their depth. In their first 90 days with Infinity they refinanced, found an extra $100,000 in equity, bought a 2nd investment p...

After 22 years in the military, Anthony was still renting. 10 months later, he owns 4 properties. After 22 years in defence, Anthony always thought he was doing well with money. He wasn't. He was renting, holding onto 1 investment property, and every dollar that came in went straight back out. In just 10 months with Infinity, he bought his own home for $660,000, built $40,000 in redraw in around 6...

Elly and Taryn work at Infinity Group and used the same strategy as other clients to buy 3 properties.   Elly was a teacher paying $700 a week in rent on her own, and driving a novated lease car that cost her more than it saved. Taryn was 27 and renting, sure that buying alone was years away. Both used the same playbook Infinity clients follow. Elly sold her car, did Uber Eats at night, and 2 year...

Jacinta and Josh were staring down a 30 year mortgage. In just over a year they cut it to 6. Jacinta and Josh bought their first apartment at 23, paid the minimum for 7 years, and only chipped $90k off it. Strata issues forced a sale during Jacinta's maternity leave, and they moved in with family for 10 months to save for round 2, a $899k, 30 year home loan. They found Infinity searching for an Au...

13 years together, no joint account, constant fights about money. 90 days later, they are $58,000 ahead. Sam and Britt had been together 13 years and never once talked about money, no joint account, just the same quiet arguments coming back around. Britt saved without trying. Sam maxed out a $1,000 credit card and thought nothing of it. After a year of watching from a distance, they finally joined...

Kirsty and Jake weren't broke, they were comfortable. Comfortable still left 13 years on the mortgage. Kirsty has worked in real estate since she was 17 and was terrified of investing in property. Jake runs a waste business and watched Infinity Group for nearly 2 years before he said anything. From the outside they looked sorted, no credit cards, no debt apart from the house, bills always paid. Ki...

Sean and Monique were told no for 3 years. 90 days in, almost $30,000 is off their mortgage. Sean and Monique had spent years asking for help with their money and hearing no from everyone, financial advisors included. When Infinity said not yet back in 2023, they took it personally and went to work. The 3 years that followed were brutal. The business dried up after Covid, they lost a pregnancy two...

Benji and Cherry had $1 million sitting in the bank and a $750,000 mortgage they never paid off. They weren't struggling, and that was the problem. The cash sat there earning interest they were taxed on while they kept paying interest on the home loan, and Cherry was sceptical of Infinity from the start, convinced anything that sounded this good had a catch in it. What changed her mind was seeing...

In their 50s, Brad and Fiona paid $45,000 to the bank in a year, but less than $10,000 came off their home loan. Their mortgage had kept creeping up, and they knew they needed a plan for retirement. After looking closer, they realised they had paid $45,000 to the bank in one year while reducing their loan by less than $10,000. After watching the free webinar and completing the masterclass, they sa...

Clare thought the age gap meant she'd have to work long after Stewart retired. 2 years on, that's changed. Clare and Stewart started with an $855,000 home loan, a credit card maxed out at $12,000 most months, and repayments that barely dented what they owed. Because of the age gap between them, Clare had quietly made peace with being the one still working long after Stewart stopped, funding a reti...

Jim Chalmers says you'll "get over" the broken tax promise, but Sydney rents just hit $900 a week.   This month we unpack Chalmers' admission that Labor broke its negative gearing and capital gains tax promise, and what "you'll get over it" actually means for renters and investors. We cover the case for capping migration to housing supply, why first home buyer loan applications are down 19% while...

Darrel and Andrea paid off $9,000 in a year. In their first 90 days with Infinity, they paid off $17,000. For years, Darrel and Andrea felt like they were doing everything right, paying the loan, saving, refinancing, and still going nowhere. When they finally sat down and ran the numbers, they were blown away to learn they'd been losing $200 a week without realising it, and admit they kicked thems...

Woody and Natalie were in their 50s with an $800,000 mortgage, and the plan was to use super to clear it. Good jobs, no debt except the home loan, and no real plan beyond the status quo. The retirement plan was to use super to pay off the mortgage and downsize, and it never sat right with Woody. There had to be a better way. They talk about the light bulb moment that interest is calculated daily,...