Medicare Stress Relief

In this episode, I discuss the two primary options for obtaining Medicare Part D coverage.  Both options are through private insurance companies.  

In this episode, I begin the discussion regarding prescription drug plans (Medicare Part D).  Prescription medications have the potential to create high out-of-pocket expenses for Medicare individuals.  Listen as we start the discussion on this topic.  

In this episode, I answer questions about changing Medicare supplement plans and rate increases.  If you want to know if you can change your Medicare supplement plan during the year, listen for your answer.  

In this episode, I discuss the difference between a traditional Medicare supplement that provides national coverage vs the coverage of a Select supplement. 

In this episode, I share the practical application of how Medicare supplements follow the lead of Original Medicare.  Want to know who pays first when you are enrolled in a Medicare supplement?  This episode will teach you.  

In this episode, I discuss Medicare supplement premiums.  Although enrolling in a Medicare supplement may create higher monthly premiums, you lower your risk for out-of-pocket medical expenses.  

In this episode, I share how Medicare supplement benefits are standardized.  I also share how companies may include other benefits to entice consumers.  

In this episode, I introduce Medicare supplements.  This is part of Action #5 that I recommend in my book, which is to learn about Medicare insurance products.  Listening to this episode will help you gain a basic understanding of Medicare supplements along with learning how they are identified vs other parts of Medicare.  

In this episode, I begin introducing the different types of Medicare insurance products that are available.  These are the products that provide financial protection and reduce out-of-pocket risks for Medicare enrollees.  

In this episode, I review the financial risks associated with Original Medicare Parts A & B.  This includes deductibles, coinsurance amounts and lack of Rx coverage.  

In this episode, I share information on services that are not covered by Original Medicare Parts A and B.  

In this episode, I cover the basics of Mediare Part B such as coverage, premiums, deductibles and coinsurance.  

It should not surprise you that although Part A does not have a premium for most enrollees, it does not cover 100% of claims.  Learn about Part A costs, coverages and copays in this episode.  

When people talk about signing up for Medicare, they are referring to Medicare Parts A & B. This is known as Original Medicare.  In this episode, I share why enrollment in Originial Medicare (Parts A & B) is so important.  

Most individuals know that turning 65 creates an opportunity to sign up for Medicare.  But, do you have to sign up when you turn 65?  In this episode, I discuss some general rules about when to sign up.  

As I progress through my book Medicare & The Stress of Turning 65, I recommend specific actions to reduce stress and create the possibility of making confident Medicare decisions.  In this episode, I recommend learning about Medicare.  This will be crucial if you want to make good Medicare decisions.  

I know it is tempting to go online and look for Medicare insurance quotes.   In this episode, I share information about the dangers or potential hazards related to this action.  I also tell you where you can easily find this information.  It is right at your fingertips!

In this episode, I complete the discussion of how to start managing the abundance of mail that is received by individuals who are turning 65 and becoming eligible for Medicare.  

When someone becomes Medicare eligible, he/she will be bombarded with mail from insurance companies, agents and lead generation companies.  One way to take charge and manage this is to create a filing system to organize the paper.  In this episode, I discuss how to label the folders and begin to determine what to file in each folder.  

If you want to take charge of your transition to Medicare, there are certain actions you need to take.  In this episode, I discuss the first action I recommend, which is to sign up for the Do Not Call Registry.  Listen to find out more!

This is the last episode discussing specific reasons individuals feel stressed about Medicare insurance.  This episode discusses the confusion brought about by the identification of Medicare Parts vs Medicare Plans.  You might call it semantics, but it's still confusing.  Listen to find out more!

I thought door to door sales were a thing of the past.  Apparently this is not the case.  Medicare has created a new push for this type of salesperson.  Listen to this episode to find out more.  

Unfortunately, a lot of individuals who become Medicare eligible feel stress from telesales agents.  The agents are often pushy and agressive.  Listen to find out some of the tactics they use to encourage individuals to sign up for Medicare plans.  

In this episode, I discuss one of the external factors that creates stress for individuals who become Medicare eligible.  That factor is the excessive amount of mail that Medicare eligible individuals receive.  Listen to find out who is sending the mail!

There are several factors that create stress for individuals who become eligible for Medicare.  In todays episode, I am going to discuss the internal factors that lead to Medicare Stress.   These are lack of knowledge and experience.