Medicare Stress Relief

In this episode, I share ways to utilize some of the unwanted calls to your advantage.  

In this episode, I discuss the first action I recommend for individuals who are becoming eligible for Medicare-signing up for the Do Not Call Registry.  I know it may seem obvious, but there is more to it than you realize.  

This episode lays the groundwork for learning to overcome Medicare Stress.  

In this episode, I finish the discussion about what creates Medicare stress for individuals who become eligible for Medicare.  Specifically, I focus on the topics of misinformation and what I have labeled parts vs plans .  

In this episode, I review my definition of Medicare Stress and discuss some of the external factors such as mail, phone calls and door-to-door salespeople who contribute to Medicare Stress.  

This is episode one of season three.  In this episode, I define Medicare Stress and begin to discuss what are the reasons people feel stressed about Medicare decisions.  

In this episode I discuss why I believe a local broker is your best choice for a Medicare agent.  

In this episode, I share information about the different types of insurance agents who assist individuals with Medicare plans.  

In this episode, I share information about how to identify what Medicare plans are available in your area.  

In this episode, I discuss the idea of managing risk when choosing between a Medicare supplement and a Medicare Advantage plan

In this episode, I discuss how purchasing indemnity insurance plans could provide financial protection if enrolled in a Medicare Advantage Plan.  

In this episode, I discuss how enrollment in a Medicare Advantage plan is affected by pre-existing health conditions.  

In this episode, I share information about why individuals choose to enroll in Medicare Advantage plans.  

In this episode, I discuss two services that could create a high risk of out-of-pocket costs for beneficiaries.  

In this episode, I discuss the benefits of considering a Medicare Advantage plan that does not cover prescription medications.  You may be surprised by what you hear.  

In this episode, I discuss the Maximum Out-of-Pocket limits for Medicare Advantage plans.  The Maximum Out-of-Pocket is not a deductible.  It is the maximum liability an enrollee can incur during a given year for in-network services.  This amount varies by company, so pay attention when considering a Medicare Advantage plan.  I hope you will listen to find out more.  

In this episode, I share information regarding the functionality of Medicare Advantage plans.  Medicare Advantage plans with have characteristics of an employer insurance plan and Original Medicare.  Listen to find out more.  

In the episode, I discuss the difference between HMO vs PPO Medicare Advantage plans.  This would include networks of physicians, additional benefits such as dental/vision, and the out-of-pocket maximum.  Listen to find out more.

In this episode, I begin introducing Medicare Advantage plans.  Medicare Advantage plans are becoming more popular among Medicare beneficiaries.  This may be due to the fact they usually have lower premiums than Medicare supplements and offer additional benefits such as dental, vision, and gym memberships.  Listen to find out more as we start exploring this Medicare option.

In this episode, I discuss two components of a Part D plan; formularies and pharmacies.  These are both important because they can both affect the cost of your prescriptions.  Listen to find out more.  

In this episode, I share information about how beneficiaries transition from the Coverage Gap (Donut Hole), into the Catastrophic phase of a Part D drug plan.  The calculation is a little convoluted, but I hope this podcast will help clarify the issue.  

In this episode, I explain the third phase of a Medicare Part D plan, which is known as the Coverage Gap phase.  It is also known as the Donut Hole.  Listen to learn when the Coverage Gap starts and how it affects drug costs.  

In this episode, I discuss phase two of prescription drug plans (Part D)-the copay/coinsurance phase.  This is part 2 of 4 in a series regarding the four phases of a Medicare prescription drug plan.  

In this episode, I discuss Medicare Part D deductibles and what some Part D plans are doing to help beneficiaries avoid paying this often high out-of-pocket cost.  

In this episode, I discuss Part D plan Medication tiers and how they affect your out-of-pocket costs.