LexRegPulse Daily

In this episode: 1. Ramp applies to the OCC for a national trust bank charter 2. FinCEN refers $270 million in student-aid fraud to investigators Source: U.S. Treasury 3. Mastercard launches a stablecoin security tool at Money20/20 Chapters: 0:00 Headlines · 0:23 Ramp applies to the OCC for a national trust bank charter · 1:20 FinCEN refers $270 million in student-aid fraud to… · 1:54 Mastercard l...

In this episode: 1. The CFTC splits sports betting from derivatives in two new rules 2. New York fines SEB $33 million over money-laundering failures 3. Bank of America and Citigroup block outside AI agents from customer accounts Chapters: 0:00 Headlines · 0:41 The CFTC splits sports betting from derivatives in two new… · 1:56 New York fines SEB $33 million over money-laundering… · 2:21 Bank of Am...

This week: 1. Treasury and the OCC fine Bank of America more than $1.2 billion 2. The OCC and CFPB turn to debanking at nine banks 3. State bank supervisors object to a split Community Reinvestment Act rulebook Read today's brief: https://lexregpulse.com/brief/2026-10-18 Get the brief by email, free, every morning at 6:45 AM ET: https://lexregpulse.com/subscribe Transcript Morgan: This week: Treas...

In this episode: 1. Citigroup blocks outside AI agents from customer accounts 2. Truist sells $7.7 billion in consumer loans to Carlyle 3. The FTC subpoenas OpenAI and Anthropic over rogue AI agents Chapters: 0:00 Headlines · 0:24 Citigroup blocks outside AI agents from customer accounts · 1:39 Truist sells $7.7 billion in consumer loans to Carlyle · 1:59 The FTC subpoenas OpenAI and Anthropic ove...

In this episode: 1. Visa and Mastercard launch commercial stablecoin payment products 2. Cross River Bank adds Ripple's RLUSD to its core system 3. A federal judge keeps Gemini's CFTC settlement in place Chapters: 0:00 Headlines · 0:39 Visa and Mastercard launch commercial stablecoin payment… · 2:01 Cross River Bank adds Ripple's RLUSD to its core system · 2:37 A federal judge keeps...

In this episode: 1. OCC finds all nine largest banks adopted reputation risk policies 2. Fed's Bowman says examiners flagged Silicon Valley Bank's risks nine months early Source: Federal Reserve 3. Treasury tightens its auction bid-data rule for noncompetitive bidders Chapters: 0:00 Headlines · 0:24 OCC finds all nine largest banks adopted reputation risk… · 1:54 Fed's Bowman says e...

In this episode: 1. Treasury and the OCC hit Bank of America with record anti-money laundering penalties 2. JPMorgan blocks outside AI agents from moving money in customer accounts 3. Comment letters on the CRA rewrite split bank groups from community advocates Chapters: 0:00 Headlines · 0:40 Treasury and the OCC hit Bank of America with record… · 4:00 Market minute Read today's brief: https://lex...

In this episode: 1. Upgrade applies for an industrial loan company charter 2. The CFTC's retail crypto trading proposal opens for public comment 3. Pinnacle Bancorp agrees to acquire SouthStar Bank in Texas Chapters: 0:00 Headlines · 0:22 Upgrade applies for an industrial loan company charter · 1:40 The CFTC's retail crypto trading proposal opens for public… · 2:04 Pinnacle Bancorp agree...

In this episode: 1. Upgrade applies for an industrial loan company charter 2. The CFTC's retail crypto trading proposal opens for public comment 3. Pinnacle Bancorp agrees to acquire SouthStar Bank in Texas Chapters: 0:00 Headlines · 0:22 Upgrade applies for an industrial loan company charter · 1:41 The CFTC's retail crypto trading proposal opens for public… · 2:04 Pinnacle Bancorp agree...

In this episode: 1. JPMorgan, Citigroup and Goldman Sachs open third-quarter earnings this week 2. Trust charter applications keep coming despite the community bankers' lawsuit against the OCC 3. The Financial Stability Board warns G20 regulators that stablecoins outrun supervisors Chapters: 0:00 Headlines · 0:43 JPMorgan, Citigroup and Goldman Sachs open third-quarter… · 1:57 Trust charter a...

This week: 1. OCC fines American Express $350 million over money laundering lapses Source: OCC 2. FinCEN withdraws two proposed crypto anti-money-laundering rules 3. The Fed replaces twelve supervision districts with five regions 4. The 10-year Treasury yield touches its highest level since 2002 Read today's brief: https://lexregpulse.com/brief/2026-10-11 Get the brief by email, free, every mornin...

In this episode: 1. Trump forms a committee to investigate removing Fed Governor Lisa Cook 2. Treasury issues a temporary license allowing Russian diesel into global markets 3. The CFTC proposes classifying sports and political bets as swaps Chapters: 0:00 Headlines · 0:25 Trump forms a committee to investigate removing Fed… · 1:17 Treasury issues a temporary license allowing Russian diesel… · 1:4...

In this episode: 1. OCC fines American Express $350 million over money laundering failures Source: OCC 2. The FDIC aligns its insider-lending comment deadline with the Fed 3. Treasury designates dozens of vessels in its Iran shipping crackdown Chapters: 0:00 Headlines · 0:41 OCC fines American Express $350 million over money… · 2:31 The FDIC aligns its insider-lending comment deadline with… · 3:13...

In this episode: 1. Fed minutes show most officials eye a second rate increase before year-end 2. The OCC moves to dismiss the states' mortgage escrow lawsuit 3. Treasury issues its first outbound investment security penalty Chapters: 0:00 Headlines · 0:22 Fed minutes show most officials eye a second rate increase… · 1:54 The OCC moves to dismiss the states' mortgage escrow lawsuit · 2:2...

In this episode: 1. The Fed plans five regional zones for bank supervision 2. Rain files for a stablecoin trust bank charter 3. Erebor's deposits top seven billion dollars Chapters: 0:00 Headlines · 0:35 The Fed plans five regional zones for bank supervision · 2:31 Rain files for a stablecoin trust bank charter · 3:04 Erebor's deposits top seven billion dollars · 3:27 Story 4 · 3:51 Stor...

In this episode: 1. FinCEN withdraws two crypto rulemakings for banks 2. Two firms seek national trust charters after a lawsuit 3. The CFTC floats new rules for crypto derivatives markets Source: links-2.govdelivery.com Chapters: 0:00 Headlines · 0:21 FinCEN withdraws two crypto rulemakings for banks · 1:48 Two firms seek national trust charters after a lawsuit · 2:26 The CFTC floats new rules for...

In this episode: 1. The SEC asks whether more credentials should qualify investors as accredited 2. Treasury starts the clock on cutting off A7 Network sub-agents 3. The Supreme Court's order list could put bank preemption before the Court Chapters: 0:00 Headlines · 0:24 The SEC asks whether more credentials should qualify… · 1:46 Treasury starts the clock on cutting off A7 Network… · 3:07 Th...

This week: 1. Long-term Treasury yields closed at their highest since 2002 Source: U.S. Treasury 2. The Fed moved the stress test to a two-year average Source: Federal Register 3. Community bankers sued the OCC over crypto trust charters Read today's brief: https://lexregpulse.com/brief/2026-10-04 Get the brief by email, free, every morning at 6:45 AM ET: https://lexregpulse.com/subscribe Transcri...

In this episode: 1. ICBA sues the OCC over crypto trust charters 2. A new Russia sanctions law grants secondary tariff authority 3. The Federal Reserve extends its Regulation O comment period Source: https://www.federalregister.gov/documents/2026/09/30/2026-20036/regulation-a-extensions-of-credit-by-federal-reserve-banks Chapters: 0:00 Headlines · 0:22 ICBA sues the OCC over crypto trust charters...

In this episode: 1. Fed finalizes two stress-test rules, sets new effective dates 2. FinCEN proposes barring transfers tied to a Russia-linked evasion network 3. The SEC proposes letting state trust companies custody crypto assets Written edition: https://lexregpulse.com/brief/2026-10-02 Cite as: LexRegPulse Daily Brief, 2026-10-02. Every bullet on the edition page has a stable link (#b-1, #b-2 …)...

In this episode: 1. The Fed finalizes stress-test reforms, smoothing capital buffers over two years 2. OFAC removes Cuba's U-turn license, effective immediately 3. Peoples Bancorp agrees to buy Capital Bancorp for $728 million Transcript Today: The Fed finalizes stress-test reforms, smoothing capital buffers over two years. Plus, OFAC removes Cuba's U-turn license, effective immediately....

In this episode: 1. Regulators find no shortcomings in any of 15 big bank resolution plans 2. Treasury finalizes rule for state stablecoin certification reviews 3. OFAC designates 46 Sinaloa Cartel targets Transcript Today: Regulators find no shortcomings in any of 15 big bank resolution plans. Plus, Treasury finalizes rule for state stablecoin certification reviews. And, OFAC designates 46 Sinalo...

Morgan here. This is LexRegPulse Daily for Tuesday, September 29, 2026. Citigroup and Coinbase have expanded their partnership so Citi's large corporate clients can accept stablecoin payments and settle in dollars. Coverage of the launch puts the potential customer reach above 150 million holders. Here's the mechanics: a customer pays in stablecoin, Coinbase converts it, and Citi credits...

Alex here. This is LexRegPulse Daily for Monday, September 28, 2026. U.S. crude jumped about 4 percent in pre-market trading, near 96 dollars a barrel. It's the first session pricing President Trump's Saturday rejection of an Iranian ceasefire proposal, one that would have reopened the Strait of Hormuz. The Wall Street Journal reports he's told aides to expect bombing in Iran after...

ALEX: You're listening to the LexRegPulse Weekly for September 27 — Week in Review. I'm Alex. MORGAN: And I'm Morgan. Here's what mattered this week. ALEX: The 10-year Treasury closed Friday at 5.18 percent — a level we haven't seen since July 2007. The 30-year hit 5.50, its highest since June 2004. Freddie Mac's 30-year mortgage rate printed 7.03 percent, back above...