LexRegPulse Daily

In this episode: 1. AI tops the risks in the Fed's financial stability survey 2. JPMorgan Chase blocks AI agents from using customers' credit cards 3. The SEC proposes lighter executive pay disclosure rules Source: SEC Chapters: 0:00 Headlines · 0:21 AI tops the risks in the Fed's financial stability survey · 1:18 Demand for Anthropic's IPO shares has run about six times… · 1:4...

In this episode: 1. Hancock Whitney agrees to buy Trustmark for $3.2 billion 2. The OCC says bank profitability hits a two-decade high 3. The Fed raises 2027 prices for bank payment services Source: Federal Reserve Chapters: 0:00 Headlines · 0:39 Hancock Whitney agrees to buy Trustmark for $3.2 billion · 1:45 The OCC says bank profitability hits a two-decade high · 2:20 The Fed raises 2027 prices...

In this episode: 1. Western Union abandons its $500 million purchase of Intermex 2. The CFTC privately warns Kalshi that charges may follow 3. Democrat Scott Colom flips a Senate seat in Mississippi Chapters: 0:00 Headlines · 0:23 Western Union abandons its $500 million purchase of Intermex · 1:19 State officials are pressing banks on two fronts · 1:52 The Fed opens a private credit survey; SEC en...

In this episode: 1. Twenty-one banks fund a joint dollar stablecoin venture called Project Faro 2. The OCC tells community banks guarantors rarely justify a pass rating 3. A federal appeals court narrows California's climate disclosure rules Chapters: 0:00 Headlines · 0:41 Twenty-one banks fund a joint dollar stablecoin venture… · 2:13 The OCC tells community banks guarantors rarely justify a...

In this episode: 1. Fed Governor Waller pushes for a rate hike next month 2. PNC lets clients receive payments in the USDC stablecoin 3. Community bankers add Coinbase charter fight to their OCC lawsuit Chapters: 0:00 Headlines · 0:22 Fed Governor Waller pushes for a rate hike next month · 1:10 PNC lets clients receive payments in the USDC stablecoin · 1:28 Community bankers add Coinbase charter f...

In this episode: 1. The OCC grants Coinbase final approval for a national trust charter 2. OFAC authorizes sanctions on Cuba's electronics and marine sectors 3. Nvidia's board opens an investigation into its CEO; shares fall Chapters: 0:00 Headlines · 0:40 The OCC grants Coinbase final approval for a national trust… · 1:41 OFAC authorizes sanctions on Cuba's electronics and marine…...

This week: 1. OCC tells examiners AI risk depends on what it can do 2. Treasury bars US banks from MEXC Global, a $16 billion exchange 3. Democrats win Congress, set to chair banking committees in January Read today's brief: https://lexregpulse.com/brief/2026-11-08 Get the brief by email, free, every morning at 6:45 AM ET: https://lexregpulse.com/subscribe Transcript Morgan: This week: OCC tells e...

In this episode: 1. FinCEN cuts MEXC Global off from the US financial system Source: U.S. Treasury 2. FinCEN and the Fed withdraw a plan to tighten crypto transfer reporting 3. October payrolls beat forecasts as the Fed weighs a rate hike Chapters: 0:00 Headlines · 0:24 FinCEN cuts MEXC Global off from the US financial system · 1:28 FinCEN and the Fed withdraw a plan to tighten crypto… · 1:57 Octo...

In this episode: 1. Tech selloff puts Anthropic's $1.5 trillion IPO valuation in doubt 2. CFTC pushes prediction markets toward nationwide access 3. Fed and OCC question banks after the Binance hack Chapters: 0:00 Headlines · 0:39 Tech selloff puts Anthropic's $1.5 trillion IPO valuation… · 2:08 CFTC pushes prediction markets toward nationwide access · 2:37 Fed and OCC question banks aft...

In this episode: 1. OCC tells examiners how to assess banks' AI systems 2. Democrats win control of both chambers of Congress 3. KeyCorp agrees to buy adviser Atlantic-Pacific Capital Chapters: 0:00 Headlines · 0:20 OCC tells examiners how to assess banks' AI systems · 1:28 Democrats win control of both chambers of Congress · 2:25 KeyCorp agrees to buy adviser Atlantic-Pacific Capital ·...

In this episode: 1. Democrats win both chambers, gaining oversight of bank regulators 2. OppFi withdraws its application to acquire BNC National Bank 3. The Second Circuit denies Kalshi and Coinbase's bids on sports contracts Chapters: 0:00 Headlines · 0:40 Democrats win both chambers, gaining oversight of bank… · 2:19 OppFi withdraws its application to acquire BNC National Bank · 2:49 The Se...

In this episode: 1. Voters decide control of Congress's bank oversight committees 2. Wells Fargo holds customers liable for unauthorized AI agent activity 3. The FDIC issues storm relief for banks in Indiana and Pine Ridge Chapters: 0:00 Headlines · 0:22 Voters decide control of Congress's bank oversight… · 1:35 Wells Fargo holds customers liable for unauthorized AI… · 2:01 The FDIC issu...

In this episode: 1. OCC and FDIC change how banks track supervisory findings 2. The Fed's stress-test rule lets banks contest capital buffers 3. Exchanges rewrite rulebooks for 23-hour trading Chapters: 0:00 Headlines · 0:37 OCC and FDIC change how banks track supervisory findings · 1:26 The Fed's stress-test rule lets banks contest capital… · 2:02 Exchanges rewrite rulebooks for 23-hour...

This week: 1. Fed holds rates as two officials vote to hike 2. Nasdaq falls 2.9 percent as AI stocks slide 3. Eighth Circuit upholds ruling striking down the 21-cent debit cap Read today's brief: https://lexregpulse.com/brief/2026-11-01 Get the brief by email, free, every morning at 6:45 AM ET: https://lexregpulse.com/subscribe Transcript Morgan: This week: Fed holds rates as two officials vote to...

In this episode: 1. Wall Street's selloff spreads from tech stocks into AI debt markets 2. OCC and Fed bank-exam and stress-test rules take effect Monday 3. The FDIC proposes rescinding its deposit insurance recordkeeping rule Chapters: 0:00 Headlines · 0:23 Wall Street's selloff spreads from tech stocks into AI debt… · 1:34 OCC and Fed bank-exam and stress-test rules take effect… · 2:15...

In this episode: 1. Binance halts withdrawals after a hack hits $6.3 billion in funds 2. The Fed clears Scotiabank's purchase of Dallas-based Maple Financial 3. The OCC asks California to exempt national banks from its climate disclosure laws Source: OCC Chapters: 0:00 Headlines · 0:41 Binance halts withdrawals after a hack hits $6.3 billion in… · 2:04 The Fed clears Scotiabank's purchas...

In this episode: 1. The Fed holds rates at 3.75 to 4 percent, two dissent for a hike 2. The OCC and FDIC soften cyber exam findings under a new rule 3. DTCC launches a tokenization platform as JPMorgan, Bank of America, Citi and Morgan Stanley sign on Chapters: 0:00 Headlines · 0:29 The Fed holds rates at 3.75 to 4 percent, two dissent for a… · 1:30 The OCC and FDIC soften cyber exam findings unde...

In this episode: 1. Ripple wins final OCC approval for its national trust bank 2. A federal judge revives a $106,000 fraud suit against Bank of America 3. The Federal Reserve announces its rate decision today Chapters: 0:00 Headlines · 0:38 Ripple wins final OCC approval for its national trust bank · 1:35 A federal judge revives a $106,000 fraud suit against Bank… · 2:20 The Federal Reserve announ...

In this episode: 1. The Eighth Circuit tells the Fed to rewrite its debit fee cap 2. The OCC invites community banks to issue stablecoins 3. Ripple says the OCC approved its national trust bank Chapters: 0:00 Headlines · 0:20 The Eighth Circuit tells the Fed to rewrite its debit fee… · 1:20 The OCC invites community banks to issue stablecoins · 2:14 Ripple says the OCC approved its national trust...

In this episode: 1. Traders price better than 90 percent odds the Fed holds rates Wednesday 2. The FCC eases rules for bank fraud-alert calls and texts 3. The SEC approves new membership standards for the Options Clearing Corporation Source: Federal Register Chapters: 0:00 Headlines · 0:40 Traders price better than 90 percent odds the Fed holds… · 1:22 The FCC eases rules for bank fraud-alert call...

This week: 1. The OCC finalizes the first federal stablecoin rule 2. SoFi launches an insured deposit token outside it 3. Utah sues Kalshi after the CFTC exempts sports wagers from swap rules Read today's brief: https://lexregpulse.com/brief/2026-10-25 Get the brief by email, free, every morning at 6:45 AM ET: https://lexregpulse.com/subscribe Transcript Morgan: This week: the OCC finalizes the fi...

In this episode: 1. The Fed's rate decision arrives Wednesday as bond yields retreat sharply 2. The SEC releases its 2027 exam priorities for 34,000 registrants Source: SEC 3. Ten states fight the OCC's bid to dismiss their escrow lawsuit Chapters: 0:00 Headlines · 0:25 The Fed's rate decision arrives Wednesday as bond yields… · 2:07 The SEC releases its 2027 exam priorities for 34,...

In this episode: 1. SoFi launches SOFIE, a tokenized deposit paying 4.4 percent 2. Treasury proposes outbound investment rules covering banks' foreign units Source: U.S. Treasury 3. JPMorgan, Citi, Schwab block unauthorized AI agents in accounts Chapters: 0:00 Headlines · 0:40 SoFi launches SOFIE, a tokenized deposit paying 4.4 percent · 2:06 Treasury proposes outbound investment rules coveri...

In this episode: 1. OCC finalizes first federal stablecoin rule under GENIUS Act Source: OCC 2. Bessent eyes Fannie Mae, Freddie Mac exit next two years 3. Cross River buys Accrue; Standard Chartered buys Zodia Custody Chapters: 0:00 Headlines · 0:23 OCC finalizes first federal stablecoin rule under GENIUS Act · 1:48 Bessent eyes Fannie Mae, Freddie Mac exit next two years · 2:15 Cross River buys...

In this episode: 1. State regulators ask Treasury to keep stablecoin issuers running during review 2. DFCU Financial, a credit union, agrees to buy Gulfside Bank 3. Utah sues Kalshi, calling its sports contracts illegal gambling Chapters: 0:00 Headlines · 0:40 State regulators ask Treasury to keep stablecoin issuers… · 2:12 DFCU Financial, a credit union, agrees to buy Gulfside Bank · 3:09 Utah su...