Let's Appreciate

New York City just proposed the first municipal click-to-cancel rule in the country, a direct answer to the subscription traps that keep you paying for gyms you don't go to and apps you forgot you had. I sat down with Sam Levine, Commissioner of NYC's Department of Consumer and Worker Protection (and former head of the FTC's consumer protection bureau, where the federal version of this rule was wr...

Find out more information about RaiseUS here: raiseus.ai I sat down with Gina Raimondo, the 75th governor of Rhode Island and 40th Secretary of Commerce, now the founder and CEO of a new organization called RaiseUS. We talked about how her new project helps workers transition through the AI economy by using a holistic approach across employers, educational institutions, and the government.

Transcript here:  https://kyla.substack.com/p/is-ai-going-to-destroy-our-lives

Transcript: https://kyla.substack.com/p/the-ozempicization-of-the-economy And the shows!! Come hang out!! March 29th, Los Angeles: with Kai Ryssdal and David Brancaccio at the Aratani Theater https://events.ticketleap.com/tickets/laistofficial/Marketplace-LIVE-with-Kai-Ryssdal April 19th, Boulder CO: with Planet Money team at Boulder Theater https://www.axs.com/events/1290779/nprs-planet-money-tic...

Full transcript:  https://kyla.substack.com/p/the-great-entertainment

I sat down with President Mary C. Daly, President and CEO of the San Francisco Federal Reserve, and President Tom Barkin, President and CEO of the Richmond Federal Reserve to talk about the current state of the US economy as we go into 2026. We look back to the past, particularly the 1970s and the 1990s, to understand what those periods can teach us about inflation and policy decisions today. We a...

Transcript here:  https://kyla.substack.com/p/everyone-is-gambling-and-no-one-is

Full transcript on Substack.

How concentrated ownership and automated manipulation reshape democracy

The importance of Fed independence, sticky inflation, AI’s impact on entry-level work, and why she still leans modestly restrictive

Sports betting in the United States of America. Read the full piece here: https://kyla.substack.com/p/gamblemerica-how-sports-betting-apps 00:00 - Intro 00:36 - An Excerpt 02:42 - The United States of Gamblemerica 06:09 - In Dialogue with Jon 08:12 - The History of Sports Betting 13:55 - The State, The Platform, the Hen House 17:17 - The Dopamine Business Model 22:11 - The Language of Individual R...

Nvidia just lost $600 billion in value in a single day—the largest single-stock drop in history—and all because of a Chinese AI startup called DeepSeek. But this isn’t just about Nvidia or AI. It’s about how America is battling its own assumptions about innovation, efficiency, and progress. In this video, I'll talk about (1) how DeepSeek built a groundbreaking AI model for just $6 million (2) why...

Full substack:  https://kyla.substack.com/p/the-year-narrative-ate-reality

We talk about the concept of trust as a commodity and discuss how to invest when trust is scarce. Spectra School: http://www.spectramarkets.com/school/ Hanks Video: https://www.youtube.com/watch?v=d8PndpFPL8g&t=40s How Trump Won: https://kyla.substack.com/p/how-trump-won-what-happens-next-and 00:00 Introduction and Overview 00:24 Special Sponsor Segment 01:15 Current Global Events and Trust 02...

The economics of Thanksgiving and Black Friday! 00:00 Intro 00:29 Turkeys 01:25 Supply Chain  03:18 The Sweet Potato Belt and Pumpkin Capital 04:34 Black Friday 04:59 The Impact of Smartphones on Shopping 05:34 Game Theory and Price Tracking 06:37 The Future of Black Friday 08:34 Conclusion Sources https://www.youtube.com/watch?v=jjcjvNvvGLc https://www.youtube.com/watch?v=bN7mG9srVh4   https://ww...

What even are tariffs 00:00 Tariffs 01:45 History 02:40 Why does Trump Like Them? 05:02 Market Response 09:30 The Economic Impact 📚 Want to learn more? Check out: Newsletter: kyla.substack.com Book: "In This Economy?" Podcast: Let's Appreciate 🔗 Follow for daily economic insights: TikTok: @kylascan Instagram: @kylascan LinkedIn: @kylascan DISCLAIMER: This video does not provide investment or eco...

I had questions. A lot of them. So I sat down with someone who might have answers - Mary Daly, President and CEO of the San Francisco Fed. She's one of the people actually making the decisions that affect your money.  Five big things I wanted to understand:  Why everything still feels so expensive  What's really happening with jobs  Why Wall Street and Main Street feel like different planets  How...

Donald Trump’s election has ben elected the 47th president of the United States. Here's what it means and what could happen next. Newsletter: https://kyla.substack.com/p/how-trump-won-what-happens-next-and Sources https://www.youtube.com/watch?v=MkrNsNDaXS8  https://www.youtube.com/watch?v=4t0S9zZn2QQ  https://www.youtube.com/watch?v=3kBiyueN-l4  https://www.youtube.com/watch?v=SgUD03R50oc  https:...

I follow the outline of the CRFB here. In this episode, we break down the economic policy proposals of two major candidates: Kamala Harris and Donald Trump. We analyze their plans on taxes, healthcare, education, housing, and more, providing insights into how each policy could impact the economy. We draw from multiple sources, including CRFB and Budget Model, to offer an objective comparison. Key...

Massive Longshoremen Strike: Implications for US Economy, Jobs, and Automation The international longshoremen's association has initiated a large-scale strike on the East and Gulf coasts of the United States, risking substantial economic activity and millions of jobs. In this episode, we discuss the demands of the 45,000 striking dock workers, the potential economic impact (up to $4 billion loss p...

The dating apps are under a lot of pressure. Falling revenues, people not wanting to pay, and Gen Z seemingly uninterested have led to collapsing stocks and circling activist investors. Their only path forward is monetization - but what does that mean for the demographic crisis? 00:00 Introduction: The Pressure on Dating Apps 00:11 The Monetization Dilemma 00:23 The Online Dating Landscape 02:18 T...

We talk a lot about building more housing, but we do not talk enough about the risk of home insurance.  We have massively underpriced risk in many parts of the economy. This leads to things like financial nihilism and distrust, which is why we see a world divided - partially because the risk models are all wrong. 00:00 Introduction to Kamala Harris's Economic Proposals 00:09 Detailed Housing Polic...

In this episode, we explore pressing economic questions with Jared Bernstein, Chair of President Biden's Council of Economic Advisors, and Daniel from the National Economic Council. Topics covered include the current state of inflation, the labor market, and the housing market. Key discussions focus on understanding inflation indicators like CPI and PPI, the impact of government policies on housin...

Survey: https://forms.gle/BD7tPEhDr7tqMws8A Book: https://www.amazon.com/This-Economy-Money-Markets-Really-ebook/dp/B0C4J8YH41/