Know Your Money Podcast

Join us on a thought-provoking journey in our latest podcast episode, "The Urgent Need to Save," where we delve into the critical importance of saving for your future. In this episode, our hosts Tom and Ashley shed light on the pressing reasons why saving isn't just a choice but an essential practice. From unexpected emergencies to securing your retirement, we uncover the urgency beh...

🎙️ Welcome to a pivotal episode of the Howard Wright Know Your Money Podcast! In this installment, Ashley Smith and Tom Richards delve into an often overlooked yet essential aspect of financial planning: Life Cover. 🛡️ Life cover stands as a cornerstone in securing your family's financial future. But why is it so crucial? Join Ashley and Tom as they uncover the importance of life cover, explor...

Join us for an informative journey into understanding and claiming your state pension. In this podcast, we navigate the essential steps and insights necessary to access your state pension benefits. Hosts Ashley Smith and Tom Richards will unravel the complexities of the claim process. From eligibility criteria to application procedures, we provide a comprehensive guide to help you secure the pensi...

Join us on an insightful journey into the world of finance where we explore the dynamic synergy between accountants and financial advisers. In this podcast, we delve deep into the pivotal partnership between these two professions, unveiling the incredible value they bring when working together. Discover how accountants and financial advisers combine their unique expertise to provide clients with a...

Welcome to the Howard Wright Know Your Money Podcast, where Ashley Smith and Tom Richards provide you with invaluable insights into the world of personal finance. In this episode, we delve into a critical aspect of maintaining financial health: the importance of conducting a regular financial review. Your financial life is constantly evolving, and conducting a financial review is like giving your...

Welcome to another insightful episode of the Howard Wright Know Your Money Podcast, where Ashley Smith and Tom Richards, explore essential topics to help you make informed financial decisions. In this episode, we unravel the significant importance of asset allocation in your investment strategy. Asset allocation is a cornerstone of any successful investment plan, but what makes it so crucial? Join...

Welcome to the Howard Wright Know Your Money Podcast, hosted by Ashley Smith and Tom Richards. In this episode, we address a common concern that holds many people back from building wealth and securing their financial future, the barriers to investing. Are you hesitant to dive into the world of investments? Whether it's the fear of the unknown, market volatility, or misconceptions, Ashley and...

Welcome to another enlightening episode of the Howard Wright Know Your Money Podcast, where your hosts Ashley Smith and Tom Richards delve deep into the world of personal finance. In this episode, we tackle one of the most crucial aspects of financial planning: Self-Invested Personal Pensions (SIPPs). SIPPs are an essential tool for securing your financial future, and we're here to break down...

Welcome to the Howard Wright Know Your Money Podcast, where Tom & Ashley unpack the essentials of personal finance to empower you with knowledge and confidence. In today's episode, we're diving into a fundamental question that affects everyone's financial well-being: "Why Do I Need an Emergency Fund?" Life is full of surprises, both good and challenging. An emergency fund...

Welcome to the Howard Wright Know Your Money Podcast, In this episode, we're delving deep into the art of financial decision-making with the topic: "How to Choose a Financial Adviser." Selecting the right financial adviser is a crucial step on your financial journey. Join Tom & Ashley as they provide you with invaluable insights and practical guidance on the factors to consider w...

🎙️ Welcome to another captivating episode of the Howard Wright Know Your Money Podcast! 🎙️ This time, we embark on an enlightening journey to answer a pressing question: "Is it time to get a financial adviser?" In our latest podcast episode, we delve into the world of financial guidance and explore when and why it might be the right moment to seek professional help. 👉 Stream the Howard...

🎙️ Another Thrilling Episode of the Howard Wright Know Your Money Podcast! 🎙️ This time, join us for an enlightening exploration as we dive into the question: "Is it ever too late to start a pension?" In our latest podcast episode, we dissect the myths and realities surrounding retirement planning. Stream the Howard Wright Know Your Money Podcast and gain invaluable insights into securin...

🎙️ Feeling unsure about your financial decisions? 🤔 Don't worry, we've got you covered in the latest episode of the Howard Wright Know Your Money Podcast! 🔎 Join our hosts, Ashley & Tom, as they discuss the importance of being confident in making financial decisions. Whether it's investing, saving for retirement, or managing your money, this episode will provide you with valuable...

🎙️ Tune in to the latest episode of the Howard Wright Know Your Money Podcast! 🎙️ In this episode, our hosts, Ashley & Tom, unravel the mysteries of the State Pension and shed light on the upcoming changes in its rates. If you've ever wondered "What is the State Pension?" or "When is it going to increase?" – this episode has all the answers! 💰 Discover the ins and outs...

📣 Calling all parents and guardians! 📣 Join us on the Howard Wright Know Your Money Podcast as we delve into the topic of "How To Teach Your Children Good Financial Habits" 🎙️ In this insightful episode, our hosts, Ashley & Tom, share practical tips and strategies to instill strong financial skills in your children from an early age. Learn how to empower them with the knowledge to...

📢 Attention all investors! 📢 Tune in to the latest episode of the Howard Wright Know Your Money Podcast: "6 Common Investment Mistakes To Avoid" 🎙️ Join our hosts, Ashley & Tom, as they unveil the top 6 investment pitfalls and how you can steer clear of them. Whether you're a seasoned investor or just starting, this episode is packed with valuable insights to help you make info...

🎙️ Calling all parents and guardians! Tune in to the latest episode of the Howard Wright Know Your Money Podcast: "How To Make The Most Out of a Junior ISA" 🎙️ Discover expert tips and strategies to optimize your child's financial future with a Junior ISA. Join our hosts, Ashley & Tom, as they delve into the world of Junior ISAs and the opportunities they present for long-term sa...

How To Save for Your Children & Grandchildren 🎙️ Another Exciting Episode of the Howard Wright Know Your Money Podcast! 🎙️ This week, join Ashley & Tom as they dive into the topic of "How To Save for Your Children & Grandchildren" in our latest podcast episode. 👉 Tune in now! Stream the Howard Wright Know Your Money Podcast and gain valuable insights on effective ways to sav...

Hi everyone, and welcome to the Howard Wright Know Your Money podcast. In today's episode, Tom & Ashley discuss why you need life cover. If you’d like to speak to Ashley Smith one of the Chartered Advisers at Howard Wright, don’t hesitate to give him a call on 0345 688 4939 or send an email to enquiries@howardwright.co.uk Ashley will be happy to answer any questions you have and provide yo...

Hi everyone, and welcome to the Howard Wright Know Your Money podcast. In today's episode, Tom & Ashley discuss how to consolidate your old Pensions. If you’d like to speak to Ashley Smith one of the Chartered Advisers at Howard Wright, don’t hesitate to give him a call on 0345 688 4939 or send an email to enquiries@howardwright.co.uk Ashley will be happy to answer any questions you have a...

Hi everyone, and welcome to the Howard Wright Know Your Money podcast. In today's episode, Tom & Ashley discuss Financial Planning Myths & Misconceptions. If you’d like to speak to Ashley Smith one of the Chartered Advisers at Howard Wright, don’t hesitate to give him a call on 0345 688 4939 or send an email to enquiries@howardwright.co.uk Ashley will be happy to answer any questions y...

Hi everyone, and welcome to the Howard Wright Know Your Money podcast. In today's episode, Tom & Ashley discuss why most business owners do not plan for their retirement and how the services of a financial adviser can help them. If you’d like to speak to Ashley Smith one of the Chartered Advisers at Howard Wright, don’t hesitate to give him a call on 0345 688 4939 or send an email to enqui...

Hi everyone, and welcome to the Howard Wright Know Your Money podcast. In today's episode, Tom & Ashley discuss the future of financial advice and how AI will affect our industry and our client's financial planning needs in the future. If you’d like to speak to Ashley Smith one of the Chartered Advisers at Howard Wright, don’t hesitate to give him a call on 0345 688 4939 or send an ema...

Hi everyone, and welcome to the Howard Wright Know Your Money podcast. In today's episode, Tom & Ashley explain Behavioural Finance and how the decisions you make when investing affect your finances. If you’d like to speak to Ashley Smith one of the Chartered Advisers at Howard Wright about investing and how we can help you, don’t hesitate to give him a call on 0345 688 4939 or send an ema...

Hi everyone, and welcome to the Howard Wright Know Your Money podcast. In today's episode, Tom & Ashley discuss the most commonly available Inheritance Tax Trust Based Products. If you’d like to speak to Ashley Smith one of the Chartered Advisers at Howard Wright, don’t hesitate to give him a call on 0345 688 4939 or send an email to enquiries@howardwright.co.uk Ashley will be happy to ans...