Her Money Matters

Did you know that only 13% of women in Australia hold an ETF compared to 27% of men? That means men are more than twice as likely to be investing in one of the most accessible, low-cost, and diversified investment options available on the ASX.  The reason that gap exists is not because women are less capable investors, it is that women tend to be more risk adverse and want to know more about their...

One year. Sixty episodes. And approximately four hundred "ums" in Episode 1 alone. We are putting on our party hats, popping the bubbles, ripping open a bag of party mix lollies, and we are absolutely not sharing the clinkers. This week, there is no homework, no super statements, no spreadsheets — just Naomi and Helene celebrating one gloriously chaotic year by pulling back the curtain on everythi...

Naomi sits down with Maz Farrelly, the creative force behind some of the biggest TV shows on earth, including Big Brother, The X Factor, The Weakest Link, Dancing with the Stars and more, to go behind the scenes of a career built on standing out, backing herself and refusing to shrink.    Maz has a two-word mantra she has used to walk into every terrifying room, every high-stakes negotiation and e...

The end of the financial year is an important point on the Australian calendar and most of us let it pass without making the most of our possible tax deductions.   In this episode, Naomi and Helene break down five superannuation strategies you can action before June 30, plus a quick-fire checklist of tax deductions worth having on your radar. The focus? Super, as it is a great tax-effective invest...

Every time you shop around for a home loan online, you could be silently damaging your credit score. One missed payment can stay on your file for 2 years. A default? 5 years. Most women have never checked their credit report — and some only find out what's on it when the mortgage is declined. Today, we change that. Victoria Coster is the Founder & CEO of Credit Fix Solutions — Australia's #1 t...

In Part 2 of our frequent flyer series, Helene and I break down the practical side of points collecting. We share 10 ways Australians can accumulate points faster using spending they're already doing every day, along with the strategies that can help you get the most value from the points you earn. The reality is that most frequent flyer points are no longer earned from flying. They're earned thro...

Ever wondered how people seem to casually fly business class to Europe while the rest of us are still recovering financially from booking economy seats to Bali? Welcome to the slightly obsessive, highly strategic, and surprisingly entertaining world of frequent flyer points.   As we head into holiday season and everyone starts dreaming about escaping the Australian winter for sunshine, cocktails,...

School fees. University costs. Tutoring. Technology. Uniforms. Excursions. Somehow, every year the cost of education seems to climb even higher and for many families, it can feel like a financial treadmill that never quite slows down. This conversation is not just for parents currently raising children as increasingly, grandparents are stepping in too. Whether it is helping with private school fee...

Self Managed Super Funds(or SMSF’s) can be seen as the next step when it comes to taking ownership of your money. They may carry a certain appeal, being more control, more flexibility, and the ability to make your own investment decisions. For some people that feels empowering however for others, it can feel complex and slightly out of reach. In this episode, Naomi and Helene unpack the reality be...

What happens to your super when your partner dies? And would you actually know what to do next? Superannuation doesn’t automatically form part of your Will, and that one detail can completely change how your money is passed on. For many women, this is the moment when they may find that they have not really engaged with super… to suddenly being responsible for it. In this episode, Naomi is joined b...

This is the final episode in our three-part series where we go through end to end how to survive separation and divorce from a financial and emotional stand point. In Episode 32 of Her Money Matters, we unpacked what to expect emotionally and financially through divorce. In Episode 42 of Her Money Matters, we walked through property settlement and the financial decisions that come with it. And now...

This week’s episode is a special one, I am so excited that this is episode 50!  How the has flown, especially when I think back to my first recording in June last year and how far the podcast has come since then. In our conversation for this episode, we focus on the cost of living pressure many households are feeling from multiple angles. Fuel prices have surged, with petrol sitting around $2.50 -...

Your 60s are a decade where everything starts to shift where for many women we are considering the next phase of life - whatever that looks like - where you potentially have the financial freedom to choose whether or not you continue to work.  There are some women who can't wait to retire and head off into the retirement sunset, and others who could think of nothing worse than stopping what they l...

This week's episode is the second in a three-part series: last week was what women in their 40’s need to know about money, next week will be about women in their 60’s - and this episode is all about the Fabulous 50’s! Women in their 50’s tend to find a new sense of freedom. The kids are moving on in life, you have a great sense of who you are and can be much more authentic, and many women are very...

Your 40s are often a decade of everything. Peak earning years, peak spending years, and peak responsibility years, and normally this is all happening at once. You might be raising teenagers, supporting ageing parents, navigating a relationship or separation, and stepping up in your career or business… all while wondering, “Am I actually on track financially?” This is the decade where money starts...

In today’s episode, Naomi and Helene are discussing one of the most common questions that gets asked - especially by women in their 40s and 50s. When you have got to the stage in life when you have some surplus cash every month, the million dollar question is ‘What do I do with this’?  Do you focus on paying down your mortgage so you can become debt free sooner, or do you contribute more to your s...

In this episode, Helene and I dive into something that affects a lot of women when it comes to money, career, and life decisions: and that is Imposter Syndrome.  We explore how Imposter Syndrome shows up in the financial world, everything from negotiating salaries and charging what you’re worth, to investing, building a business, or even just speaking confidently about money. We talk about how pre...

In Part 1 of our International Women’s Day special, Naomi sat down with Natalie Previtera to unpack the gender pay gap and super gap and explore why women continue to retire with less. In this second episode, Naomi and Helene broaden the conversation and look at the bigger picture behind those numbers. International Women’s Day is a moment to recognise progress, but also to acknowledge the structu...

This is a special podcast episode - one of a two-part series - marking International Women’s Day 2026.  I am joined by Natalie Previtera, CEO of NGS Super, and we focus on the United Nations theme for 2026, “Balancing the Scales” and what that means for women’s superannuation in Australia. Natalie shares both her professional insights and her personal story. We talk about leadership, confidence, J...

In Part Two of our Divorce, Money and Mindset series, we dive into the chapter that begins after the lawyers leave and the settlement is finalised. This is the phase that often looks “resolved” from the outside, yet internally you can feel very lost, lonely, unsure about the future and do not know who to turn to. We unpack the psychological and financial patterns that often show up after property...

SUPPORT OVARIAN CANCER AWARENESS: BUY YOUR TEAL RIBBONS FROM ANY TERRY WHITE CHEMIST OR THE OVARIAN CANCER WEBSITE In this important episode, we shine a light on Ovarian Cancer Awareness Month and Teal Ribbon Day, observed in Australia on 26 February. Ovarian cancer remains the most lethal female cancer in Australia, with around 1,500 women diagnosed each year and a five-year survival rate of just...

Most women are already investors however many don't actually realise it. If you have a super fund, you are invested. The real question is whether your investments are structured in a way that supports what is important to you and where you are comfortable investing. In this episode, we unpack one of the most important principles in investing: diversification. Before you start choosing specific inv...

At some point in midlife, many women begin to feel unsettled in their career.  It may start with a little bit of restlessness, maybe it's a shift in energy drawing you towards something else, or even a sense that the career that once fit so well no longer reflects who you are today. In this episode of Her Money Matters, Naomi is joined by Pamela Lynn, Founder of The Pivot Space, to explore what it...

Lunar New Year is a time of renewal, intention and fresh starts, and in 2026 we step into the Year of the Fire Horse – a year symbolising courage, independence and forward momentum. In this episode, we explore what Lunar New Year traditions can teach us about money, and how to use this energy to get your financial independence moving in practical, grounded ways. We open with a pop-culture moment t...

Selling a property is one of the biggest financial decisions most of us will ever make, It's one of those things that most people will only do a handful of times in their lifetime. In this episode of Her Money Matters, Naomi is joined by Neville Katz, Founder of Katz Vendor Advocates, to unpack a role many sellers don’t even realise exists — the Vendor Advocate. Neville is the podcast’s first ever...