Growth Notes

Enjoy the Process: Treat Your Time Like an Investment In this Growth Notes episode, Frazier shares a Monday mindset with nine days left in June and the quarter, encouraging listeners to stay focused and treat everything they do as an investment of time with an expected ROI. Building on his previous message, he emphasizes that success is not a destination but the daily journey and process—wins and...

Invest Your Time and Track the ROI On a Sunday Growth Note, Frazier emphasizes that time is the equalizer because everyone gets the same hours each day and how those hours are used is a choice. He encourages shifting the mindset from thinking about what time is being spent on to what time is being invested in, noting that time is the biggest investment because it cannot be replenished. Frazier cha...

Small Moments, Strong Foundations In this Growth Notes episode, Frazier reflects on how life is shaped by small moments, situations, and the choices made within them. He argues that people aren’t purely good or bad, but are defined by daily actions that build personal standards, ethics, and integrity. Frazier warns that each time someone chooses comfort over what they know they need to do to accom...

Pressure Is Proof You’re Growing On Growth Notes, Frazier tells listeners that feeling pressure is a good sign because it means they are where they’re supposed to be and are about to grow. He notes that pressure can come from feeling left behind on trends, believing you should be doing more, thinking you’re the only one struggling, or dealing with a tougher market where loans are “hairier” and con...

On Growth Notes, Frazier explains that while views, likes, comments, and going viral matter for attention, attention and trust are different currencies and only trust leads to getting paid and generating closings. He argues attention is loud, fast, and fleeting, while trust, recognition, and relatability build more slowly but are harder to take away once established. Frazier urges creators not to...

Stop Waiting: What Your Future Self Wants You to Do Today Frazier opens by asking listeners to imagine spending an hour talking with a version of themselves from 20 years ago and consider what they would say. He reminds everyone about Mortgage Mornings at 10:00 AM Eastern Standard Time with Jonathan Haddad and himself, noting a “spicy” topic and that the link is in the show notes. Returning to the...

Authenticity Isn’t a Strategy: Build Reputation Through Consistent Real Work In this Growth Notes episode, Frazier argues that authenticity is often overused in marketing but is essential and not a tone, filter, aesthetic, or strategy; it’s a behavior: showing what you actually do rather than what you think people want to see. He explains that in an era where AI makes much content look fake, trust...

Stop Acting Like You Have a Choice: Commit to Your Profession Frazier shares a message he discussed with his group about choice and mindset, emphasizing that once you decide to treat your career as a real profession and run it like a business as the CEO, you must stop acting like you have the option to not show up, not be consistent, or not do the work required for success. While acknowledging hum...

On a Sunday episode of Growth Notes, Frazier encourages listeners heading into the week—especially those feeling drained halfway through the year—to notice what gives them energy versus what depletes it, and to prioritize the activities that move their business forward. He emphasizes that this is when discipline matters most, noting that listeners may already be practicing it by listening to their...

Skill Isn’t Enough: Connecting Success to Purpose Frazier reflects on the difference between being good at a job and feeling fulfilled, arguing that skill and achievement alone can still leave someone feeling empty without purpose and meaning. He explains that when work is tied only to commissions, salaries, or numbers, it can feel like going through the motions, while purpose provides the fuel to...

Reclaiming Joy in Mortgage Work: Separate the Market, Focus on Impact, Cut the Drains On Growth Notes, Frazier challenges loan officers to remember why they entered the business—income potential, low barrier to entry, flexibility—and how stress from pipelines, conditions, difficult agents and clients, and late-night file work can drain enjoyment. He argues you can’t fake sustained effort: without...

Protecting Your Inner Voice in a World Competing for Attention Frazier shares that across coaching calls, workshops, and conversations with brokers, leaders, and loan officers, the same themes keep resurfacing: distractions and how well people handle them. He notes that everything in life—family, agents, consumers, and others—competes for attention, creating noise that can drown out purpose and go...

Remembering Names: The SAVE Method + Green Zone Event Reminder Frazier opens with a reminder that at 12:00 PM Eastern he and his co-author DC will host the first Green Zone event of 2026 on owning success and why the new economy needs owners, with details at greenzoneproject.com. In today’s Growth Notes, he shares a personal growth area: he often forgets people’s names despite remembering faces an...

Guard Your Heartbeats: Urgency, Ownership, and a Ruthless Circle On Growth Notes, Frazier asks who you’re allowing to rob you of your most precious commodity—your heartbeats—and invites listeners to the Green Zone Project’s first 2026 call on ownership (Wednesday at 12:00 PM EST, link in show notes). Inspired by Tim Grover’s TAG (The American Gift) talk, Frazier shares Grover’s message that heartb...

All In: The Commitment People Can Feel Frazier says people often underestimate how clearly others can tell when they’re not fully committed, especially in sales and leadership where trust matters. He explains that clients, teams, and prospects sense distraction, uncertainty, and hesitation, even when someone tries to “check the boxes,” and that commitment shows up through preparation, follow-throu...

Stay in the Game Long Enough for the Work to Work On a Sunday episode of Growth Notes, Frazier addresses a common frustration in business: quitting before efforts have time to produce results. He describes how people do the right activities—calls, follow-ups, content, agent outreach, and working their database—then hit resistance and create excuses like “this doesn’t work,” “agents already have th...

Go Back in Time: Start Today and Stay Consistent Frazier opens by thanking the EPM team for a strong event for the broker community, highlighting speakers including Tim Grover, Jamie Kavanaugh, Renee Rodriguez, Jonathan Haddad, and Jason Dupont, and notes more details at americangift.com. He invites listeners to “go back in time” and imagine how much better their business would be today if they ha...

Find Your Way: Align Strategies With How You Operate On Growth Notes, Frazier explains that top producers succeed in different ways, so copying someone else’s tactics rarely produces the same results. Reflecting on TAG and comments from Michael McAllister and a panel of four successful women, Frazier notes that while there are common traits like consistency, the real drivers of success include uns...

TAG 2026: Activity, Execution, and Brokers Building Their Own AI Tech From TAG 2026 in Atlanta, Frazier shares takeaways from day zero, emphasizing that the most valuable conversations happen informally and reinforce the idea that “activity creates activity.” He says many in the mortgage industry don’t understand what’s coming and are waiting on market conditions instead of increasing execution, w...

Resisting Regret and Living Up to Your Potential In this Growth Notes episode, Frazier shares a special message for Lantern users tied to a lesson and video featuring the poem “Do Not Go Gentle into That Good Night,” which he recommends reading and listening to for its impact. He also notes it’s Wednesday morning and he’ll be at EPM’s TAG event for the next three days, speaking on an AIM panel at...

How Ego Prevents Delegation and Creates a Ceiling in Your Business In this Growth Notes episode, Frazier explains that entrepreneurs often respond to business crossroads by working harder, but relying only on personal effort creates a ceiling that eventually limits results. He argues the core issue is ego, driven by the subconscious belief that no one can do the job as well as the founder, a minds...

Professional Loan Officer vs. Just a Job in Mortgage On Growth Notes, Frazier challenges listeners to ask whether they are professional loan officers or simply have a job in mortgage, framing the difference as a mindset shift from transactional “mechanics” to mastering a craft. He outlines four standards of professionalism: deliberate practice (professionals role-play, refine talk tracks, and prac...

If You Want to Scale, Act Like a Business Owner: Strategy, Training, and Expectations On a Sunday episode of Growth Notes, Frazier gives a blunt leadership message: most people trying to scale aren’t actually running a business because they lack a clear strategy, a hiring and development plan, and a focus on growing themselves. He argues that if you can’t define a new hire’s first 90 days or inves...

Why Your Circle Gets Smaller When You Grow From Tennessee, Frazier reflects on a Mortgage Mornings call with Anthony Casa about how making major changes—like quitting drinking, getting healthy, and focusing on growth—often leads to spending less time with old friends. Frazier shares that his own circle has naturally shrunk over time as his interests, responsibilities, and priorities changed, inclu...

Frazier opens by wishing listeners a good morning and Happy Friday, and thanks Lantern beta testers for their daily use and feedback. He shares an idea sparked by another podcast discussion involving a broker owner on the MRED board and the Zillow–MRED dispute: housing professionals should ask whether they are a brand or merely a logo. Frazier argues that logos and design elements like fonts, colo...