Good Cents by Payactiv

In this episode of Good Cents by Payactiv, host Eric Rosenberg discusses the rising cost of groceries and how mindful budgeting can help. He’s joined by Justin from The Price of Avocado Toast, who shares how he and his wife paid off $132,000 in debt and learned to be intentional with their grocery spending. Key takeaways: Having a plan for the week helps reduce waste and prevents last-minute, cost...

In this episode, the host, Eric Rosenberg, discusses the importance of budgeting for the new year and how it can set the foundation for financial success. He breaks down the budgeting process into simple, actionable steps to help listeners take control of their finances. Key Takeaways: Why Budgeting Matters – Budgeting helps reduce financial stress, achieve goals, and make intentional spending dec...

In this episode of Good Cents by Payactiv, host Eric Rosenberg explores practical ways to tackle utility expenses, including energy, water, and internet bills. These essentials can strain monthly budgets, but Eric highlights financial assistance programs and energy-saving strategies to ease the burden. Whether you're struggling with high bills or simply looking to save, this episode is packed with...

In this episode of The Good Cents by Payactiv Podcast, host Eric Rosenberg welcomes Daniella Flores, a side hustle expert and founder of I Like to Dabble, to share her insights on how people can earn at least $400 a month through side hustles. Daniella dives into various side hustles and gig apps, explaining how anyone, regardless of their schedule, can build extra income while improving their fin...

In this episode of The Good Cents by Payactiv Podcast, host Eric Rosenberg welcomes Katie Brewer, CFP, to discuss practical tips for financial planning as we enter 2024. Whether you're starting to plan or want to improve your current habits, this episode provides actionable advice to set you up for financial success in the new year. Here are the key takeaways:  Begin financial planning before the...

In this episode of The Good Cents by Payactiv Podcast, host Eric Rosenberg and guest Jen Smith, budgeting expert and author, share practical strategies for effective year-end financial planning. As the year winds down, it's the perfect time to reflect on your financial habits and set the stage for a successful new year. Here are the key takeaways: Conduct a 90-day transaction inventory to identify...

In this episode, Eric explores strategies to navigate Cyber Monday without overspending or derailing your financial goals. Cyber Monday, paired with Black Friday, creates a shopping frenzy, making it easy to blow through budgets. Here are the key takeaways: Avoid Unnecessary Purchases: You don't have to participate in Cyber Monday. Spending on items you wouldn’t normally buy isn’t saving, even if...

Big changes, big wins: We’re diving into simple tweaks that can make a huge difference in your budget, like cutting car payments or lowering rent. These are the game-changers that can save you thousands! Small moves, big savings: From canceling unused subscriptions to switching insurance plans, these little adjustments can free up a lot of extra cash. Take control effortlessly: With Payactiv, you...

This podcast episode provides practical tips for building a $500 emergency fund in 90 days. Key points include: Breaking down the $500 goal into a more manageable $5.56 per day savings target Identifying areas to cut spending, such as subscription services, dining out, and impulse purchases Exploring ways to increase income through overtime, side hustles, or finding a higher-paying job Automating...

In today’s episode of The Good Cents by Payactiv Podcast, host Eric Rosenberg answers the top personal finance questions submitted by Payactiv users, Instagram followers, and email subscribers. From setting savings goals to deciding between paying off debt and saving, this episode offers practical advice for everyone, whether managing variable income, building an emergency fund, or planning for sh...

In today’s episode, we explore practical strategies for preparing financially for the holiday season. We discuss how to review past spending, set realistic budgets, and save money without sacrificing the joy of the season. We are also excited to share insights from our special guest, Cameron Huddleston, a 20-year veteran journalist in the personal finance space, who shares her expertise on family...

In today’s episode, we're tackling a fundamental financial topic: what to do with your paycheck every payday. Whether you're just starting your career, in the midst of your financial journey, or nearing retirement, understanding where every dollar comes from and how to manage it is crucial for long-term financial wellness. In this episode, we’ll cover: Knowing where your income comes from and trac...

In today's episode, we explore simple yet effective habits to enhance your financial wellness. We'll discuss practical strategies for building an emergency fund, boosting your savings rate, and managing your budget without the stress of meticulous tracking. We are also excited to share insights from our special guest, Paula Pant, the founder of Afford Anything, who will share her expertise and per...

This episode is dedicated to the brave men and women who serve our country and dives into the unique financial considerations for military households. We explore topics ranging from housing to specialized financial services and offer insights into how military families navigate their financial landscape. Whether you are part of the military community or looking to support loved ones who serve, enj...

In today's episode, we dive into a topic close to many of our hearts: paying off debt. With millions across the country facing credit card debt, student loans, and more, the quest for financial freedom is more pressing than ever. We chatted with Martin Dasko, a seasoned freelance writer and expert in personal finance, about two common methods for tackling debt: the debt avalanche and the debt snow...

Welcome to another episode of The Good Cents by Payactiv podcast. Hosted by Eric Rosenberg, this episode delves into the challenges and strategies of managing finances when your earnings fluctuate month to month. Whether you're a freelancer, gig worker, or self-employed, understanding how to budget, save, and plan with an unpredictable income is essential. Join us as we explore practical advice an...

In this episode, your host Eric Rosenberg is joined by special guest Whitney Hansen, a renowned personal finance coach and host of the Money Nerds podcast. Together, they delve into the intricacies of tax season preparation, sharing invaluable tips and strategies to help you maximize their tax refunds and streamline the filing process. From staying organized year-round to making informed decisions...

Welcome to another episode of Good Cents by Payactiv! In this edition, your host Eric Rosenberg is joined by budgeting and personal finance expert Allison Baggerly from The Inspired Budget. Together, they explore lucrative career paths that don't require a college degree. From commercial pilots to electrical power line installers, dive into a variety of professions that offer considerable earning...

In this episode of the Good Cents podcast, Eric Rosenberg dives into the costs and factors that go into buying a car and how to save money during the process. Learn about common financial complications associated with owning a vehicle and how to make informed decisions from purchasing to maintenance. From the disadvantages of leasing to the benefits of buying reliable used cars, understand how to...

In this episode of Good Cents, we dive deep into the world of financial apps and uncover the strategies and tips you need to leverage them effectively to reach your financial goals. Our expert guest, Bobby Lee, is a seasoned financial advisor. He shares invaluable insights on selecting the right apps, setting achievable goals, and creating a personalized financial app strategy based on your unique...

The new year is right around the corner, which means it’s the perfect time to take a look at our finances and create a budgeting and saving plan for the new year. In today’s podcast episode, we discuss how to create a budget for 2024 based on your goals, using a variety of accessible, financial resources. Have a financial question for us? Email  GoodCents@payactiv.com . Don’t forget to subscribe o...

Prioritizing saving and budgeting during the holidays is crucial for maintaining the financial habits you focus on building throughout the year. For example, having a budget in place allows for thoughtful and intentional gift-giving while keeping excessive and impulsive spending in check. When you stay on track during the holidays, it’s easier to start the new year on the right foot in terms of yo...

Being aware of financial fraud is crucial because it helps protect your hard-earned money and keep you on track towards your financial goals. When you can recognize the signs of fraud, you can protect yourself and loved ones from scams that can cost you hundreds or thousands of dollars. In today’s podcast, learn about the most common types of financial fraud to be aware of and how you can keep you...

Your financial health and mental health impact each other on a regular basis. Join Eric Rosenberg and Melanie Lockhart in an informative conversation about how financial stress can lead to mental health challenges and vice versa. Learn proven strategies for remembering your self-worth and making informed financial decisions that align with your goals.  Have a financial question for us? Email  Good...

Join Robert Fattington, from The College Investor, and Erin Rosenberg for an in-depth conversation about student loans, qualifying for loan forgiveness, and optimizing your repayment and refinancing strategies. Learn about the ins and outs of loan qualification, repayment plans, and forgiveness programs as a student or a parent. Fattington and Rosenberg discuss the benefits of federal loans' incom...