Finance With Factor

Luaren Nauman, Realtor with Coldwell Banker and 2026 Best of South Shore, shares how Realtors can use humor, authenticity, and creative social media content to build trust, stand out online, and attract more clients. Lauren’s approach proves that being memorable matters more than just looking impressive. Learn how to create engaging real estate content that feels genuine, builds relationships, and...

Erin Sweeney, owner of Anderson Anderdaughter Children’s Theatre, shares lessons from years of directing young performers to help Realtors, lenders, and business owners overcome their fears, get comfortable on camera, and create social media content that keeps you comfortable in the spotlight.

Adding a teen driver can be expensive. Mike Bourne of Baldwin Group shares the insurance moves parents should consider before the permit, the first car, or college—and the costly mistakes to avoid. From bundling and discounts to choosing the right car and saving money when your student heads off to school, this episode is your roadmap to insuring your newest driver without getting taken for a ride...

A mortgage, investment portfolio, tax strategy, and real estate plan can each look great on their own, but the real opportunity comes when the professionals behind them work together. In this episode, we break down how lenders, Realtors, CPAs, and financial advisors can collaborate to create smarter short- and long-term strategies for their clients — and why that collaboration can be a game-change...

Getting pre-approved? How do you choose the right mortgage lender when you don't even know what home you're buying—or when you'll buy it? In this episode, we break down the differences between direct lenders, correspondent lenders, and mortgage brokers, and explain why shopping for a lender is about much more than just the lowest interest rate. Discover why access to a wide range of lo...

If you own a condo or work in real estate, this episode is a must listen. We discuss the latest changes to Fannie Mae and Freddie Mac guidelines. If you do not follow these new guides your condo could be deemed “unwarrantable” as early as this fall. In this episode, Cea Brackett, Condo Dept Underwriting Manager at Northpoint Mortgage, shares insight into the new condo rules and the condo underwrit...

Reverse mortgages may be the most misunderstood tool in retirement planning. In this week's episode, reverse mortgage expert Harlan Accola breaks down the "three buckets of wealth," debunks some of the biggest myths surrounding housing wealth, and explains how home equity can play a strategic role in protecting and growing retirement assets. Whether you're planning for retirement...

Michael Chase — a 20-year commercial lending veteran and Managing Director at a national commercial mortgage lender — challenges traditional residential mortgage thinking by exploring how a “collateral swap” could help solve the housing market pressure from the "lock-in effect" as owners hesitate to give up their low rate mortgages. We discuss how residential lenders could learn from the...

What if recruiting wasn’t about closing—but connecting? In Connect People, Hire Production, mortgage recruiter Samia DeMarco shares how real relationships—not scripts—drive results. We dig into her best tactic: using events to create value, spark genuine connections, and attract talent organically. If you’re a real estate broker, branch manager, or small business owner looking to grow your team th...

Connor Bartley, host of "The LO Down" podcast shares lessons he's learned as a recruiter that can benefit anyone looking to grow their network — with trust, value, and genuine relationships.  He shares tangible action items and marketing tips on how you can add genuine selfless value by understanding people’s goals giving you a competitive edge.  This episode will help you turn a col...

Many homebuyers stretch and twist themselves into painful positions trying to save 20% down — and listing agents often (incorrectly) view down payment size as a measure of a buyer’s qualification. In this episode, Louis Chinappi of Arch MI explains why low-down payment loans with private mortgage insurance (PMI) can be a smart homebuying strategy.  Louis breaks down what mortgage insurance really...

Bea Murphy (@bmurphy388) of Lamacchia Realty to break down how she’s leveraged raffles, giveaways, and community-focused contests to quickly grow her social media following — and her real estate business.  She shares how to host online giveaways to find clients, grow your social media followers, and translate online buzz into real-life clients. If you want to boost engagement, grow your audience,...

What if your dream home in retirement feels just out of reach—unless you cash out your investments? This is the dilemma so many homeowners face, living on a fixed income and feeling stuck in the wrong home because they are mortgage free or in a 3% rate. In this real-life client call, our team walks through homebuying and financing options for a soon to be retiree whose income alone couldn’t qualif...

Abigail Gaw, a personal wellness and business consultant joins me for a coaching session.  We explore the true meaning of health and wellness, emphasizing the importance of holistic approaches that go beyond diet and exercise. Abigail shares insights on digital wellbeing, work-life balance, and the necessity of setting boundaries in both personal and professional life. The discussion highlights th...

Every client meeting is basically an audition. If you are a Realtor, sales professional, and business owner , tune in and learn from how performers prepare, manage nerves, and deliver their best when the spotlight’s on. You will be surprised by how much of Kevin's tips and advice is relevant to your business. This episode is packed with takeaways on how to: build confidence, prepare like a pro, an...

Darren Lee, board member of Friends of Boston’s Homeless, shares his powerful story of resilience. At 7 years old, Darren became unhoused when his mother courageously escaped an abusive spouse. With the support of community organizations and advocates, he found stability and went on to achieve personal and professional success. We talk about the realities of childhood homelessness, domestic violen...

Back-to-school isn’t just for kids—real estate pros need engaging education too. Marisa Suescun of the Boston Debate League shares strategies to design workshops, panels, and seminars that captivate well-seasoned colleagues and first-time learners alike.

Adam Shulman, Realtor with Leading Edge, reflects on how his background as a social worker shaped the way he approaches real estate. He shares how listening skills, patience, and adaptable communication have helped him serve clients more effectively. Through relatable stories and practical advice, Adam reveals how to consciously draw lessons from your own life experiences to grow both personally a...

In a fast-moving, competitive market, writing a winning offer is as much an art as it is a science. Angela Zullo, Realtor with Lamacchia Realty and YPN GBAR Committee Board Member, joins the podcast to break down the most effective strategies we discussed at GBAR’s recent panel "The Art of the Offer" to share our key takeaways. Tune in to learn the tips and stratagies some of Boston’s be...

Bea Murphy, Realtor with Lamacchia Realty, shares insights from both her own experiences and teaming with her real estate investor clients. She breaks down how to evaluate short-term vs. long-term rental opportunities and what factors to consider before making an offer. Bea also offers practical tips on preparing for and managing the unique challenges of short-term rentals. Whether you're a fi...

Jim Major, Realtor at Lamacchia Real Estate & Director of the Greater Boston Association of Realtors and Director of the Massachusetts Association of Realtors, joins Debbie Sousa, Director of the Massachusetts Mortgage Bankers Association, to break down the key legislation and policy debates shaping the future of housing in Massachusetts. As leaders and local experts, they offer insider insigh...

To be clear, nobody actually calls Adam Shulman, Realtor with Leading Edge Real Estate, "Malden Man" or any version of that. But, Adam has invested time to become a go to local expert, advocate, and resource within the Malden business community. He leverages his connections to promote and platform local small businesses and small business owners while creating genuine off camera relation...

More than 6,800 residential real estate agents switched brokerages this spring, a 66% increase from the same quarter last year. Jeremy Poock Esq, founder of Senior Attorney Match, dives into business transition and acquisition planning, offering guidance on how to sell, pass down, or grow your business. With market volume still tight and an aging workforce, many lenders, realtors, and attorneys ar...

Jeremy Vaille, Financial Advisor at Arsenal Financial and host of The Arsenal Money Clip Podcast, to debunk one of the most common investing myths: timing the market. Jeremy explains why trying to outsmart market cycles is more risk than reward—and how consistency often beats prediction. Whether you're in real estate or traditional investing, timing may seem like everything, but in reality, it...

Carrie Couglin, Director of the Friends of Boston's Homeless, shares the dramatic and increasing needs of our most vulnerable neighbors struggling with homelessness. As a housing first organization, the FOBH teams with community partnerships and a variety of grants to secure safe, sustainable, permanent housing for unhoused neighbors in need. Despite a 10% increase in demand, in 2025 alone, mostly...