Disclosures with Nick & Dave

Renting a home in most major metros right now is about 37% cheaper per month than owning the same home. We're realtors, and we're telling you that anyway. This week on Disclosures, we dig into whether homeownership is still the American dream — or whether the dream itself needs redefining. We get into the dispute over the average first-time buyer's age (NAR says 40; the Mortgage Bankers Associatio...

Last week we made the case for flat-fee, retainer-based buyer agency — so why does the listing side go back to a percentage? Because when you're selling, a percentage points in the same direction you do: you both want a higher number. Flat-fee listing rewards closing fast, not selling well. Nick and Dave break down how the Tartan Team represents sellers across three tiers — full service, limited s...

Every other buyer's agent in Clark County will work with you for free up front and only get paid when you close. So why do we ask for a retainer before we start? Because "free until closing" isn't actually free — it just hides the cost, and worse, it quietly works against you. When an agent only gets paid if you buy, every month that passes without a deal turns into pressure: pressure to overlook...

The 2024 NAR settlement was supposed to bring real estate commissions down. Two years later, buyer-agent commissions have barely moved — by some measures they've crept up . So what actually changed, and why does the day-to-day still feel the same? In episode 2 of Disclosures, Nick and Dave walk through the history that got us here: how buyer agency was invented in the first place, why buyers histo...

Meet Dave Miller — cabinet-maker, finish carpenter, electrician, and the newest co-founder of The Tartan Team — who recently traded Minnesota for Southwest Washington. First episodes are mostly introductions, and this one's no exception: Nick sits down with Dave to get into how he came up in the trades (general construction with his father and uncles, cabinet-making school, his own electrical comp...