DijaCast

Pensions are one of the most powerful — and most misunderstood — parts of personal finance. And for women, especially Muslim women, they matter more than we’re often taught. In this Investing 101 episode of DijaCast, we break pensions down in a simple, practical, and faith-aligned way — without jargon, guilt, or overwhelm. In this episode, we cover: • Why pensions matter so much for women and the...

Gold has been trusted for thousands of years, but how does it actually fit into a modern, halal investment portfolio? And what about silver, platinum, oil, agriculture, and other commodities? In this DijaCast Investing 101 episode, we break it all down in a simple, faith-aligned way. In this episode, we cover: What commodities are and why they behave differently from stocks or sukuk Why gold is un...

Crypto is everywhere — TikTok, group chats, family WhatsApp threads… and the hype can make it feel like you’re either missing out or about to make a huge mistake. In this Investing 101 episode, we cut through the noise and bring you a clear, faith-aligned breakdown of what cryptocurrency actually is — and whether it belongs in your financial plan. We cover: 🌐 What cryptocurrencies like Bitcoin, E...

Ever wondered how people actually invest in companies — not just through the stock market, but in exciting early-stage startups you see making headlines? In this episode of DijaCast's Investing 101 series, we're demystifying the world of company investing — from public stocks to private ventures, angel investing to crowdfunding platforms. We'll explore what it really means to "own...

For many of us, especially as Muslims, owning property feels like the ultimate financial milestone. But is buying a home always an investment? And what if you’re not ready to buy yet — are there still halal ways to invest in real estate? In this episode of DijaCast’s Investing 101 series, we unpack the myths, risks, and opportunities in the property world — from owning your first home to exploring...

We always hear “stocks and bonds” when people talk about investing. But bonds are off the table for Muslim investors. In this episode of DijaCast: Investing 101 , we unpack why bonds are haram, what makes them fundamentally different from halal investing, and introduce their ethical, faith-aligned alternative — sukuk . Sukuk aren’t just “Islamic bonds.” They’re built on shared ownership, real asse...

They say gold never loses its shine — and that’s true both for the metal and for today’s guest. In this episode of DijaCast , we’re joined by Arfy Majeed — a Chartered Accountant, Certified Financial Coach, and former Vice President of Finance who spent two decades managing portfolios worth over $20 billion . After years in corporate finance and precious metals trading, Arfy realised that even hig...

Most people start investing by asking, “Where should I put my money?” But the smarter question is: “What am I investing for — and who am I as an investor?” In this episode of DijaCast, we explore how to design your investment journey with faith, self-awareness, and clarity. We’ll talk about: 💭 The difference between saving and investing ⏳ How your time horizon and risk capacity shape your invest...

Ever wondered what it actually means to “invest”? In this first episode of our Investing 101 series, we break down the world of halal investing, the Dija way; clear, simple, and rooted in faith. We’ll talk about: What stocks, funds, and ETFs really are (and how they differ) How they show up inside your pension and ISA The difference between DIY investing and ready-made portfolios What makes someth...

You’ve probably heard both:“Don’t worry, money will come — just have tawakkul.”And “Plan every penny — your future depends on it.”But what if both are true? In this episode of DijaCast, we unpack how Islam calls us to balance faith and financial planning — tying the camel and trusting Allah. We talk about: 🌙 The two extremes — fatalism vs control obsession📖 Prophetic examples of planning with ta...

In a world that glorifies the “grind,” how do we earn more without burning out? In this episode, we break down the truth about side hustles, portfolio careers, gig work, and passive income — and the difference between empowerment and exhaustion. We talk about: 💰 How to make more from your current job before adding another plate to spin 💼 The different types of side income — and which might fit y...

In this episode of Dijacast, we unpack one of the most powerful financial tools in the UK: the ISA — Individual Savings Account. We’ll explain what it is, the different types you can open, how to make sure your ISA is Shariah-compliant, and why every Muslim woman should consider one as part of her financial journey. By the end, you’ll not only understand how ISAs work, but also how they can help y...

Crypto: risky, scammy, “not for me”… or a tool Muslim women can actually use to build wealth with barakah? In this episode of Dijacast, I sit down with Shahd Abdelhadi — Head of Growth at Takadao, co-founder of Women Who Invest, and the creator of Getting Started with Crypto, a course designed to make the world of digital assets clear, halal, and accessible. Shahd shares her journey as a Muslim wo...

What keeps you safe when life throws the unexpected at you? In this episode of Dijacast, we’re breaking down your financial safety net — three essentials every woman in the UK needs to protect her peace of mind: An emergency fund (and sinking funds for the expenses you know are coming) A plan to deal with high-interest debt like credit cards, overdrafts, and Buy Now Pay Later And a healthy credit...

Why does your paycheque feel smaller than you expected — even after a raise? In this episode of Dijacast, we break down the three biggest reasons: lifestyle inflation, invisible spending, and the tax-to-take-home curve that can shrink your net pay even as your gross goes up. And joining me for this one is our Chief Investment Officer, Faisal Sheikh , who explains the UK tax system, National Insura...

Talking about money is never just about pounds and pence. It’s about fear when you check your bank app. It’s about the exhaustion of carrying every financial responsibility on your shoulders. It’s about comparing yourself to everyone else’s Instagram highlight reel. In this episode of Dijacast, we’re breaking the silence around money — the difficult conversations we avoid with ourselves, with othe...

What actually makes money halal? Is it just about avoiding riba — or is there more to it? In this episode of Dijacast, we sit down with Sannah Khan , founder of Muslimah Finance, a platform dedicated to empowering Muslim women to achieve financial literacy and build wealth in a Shariah-compliant way. With over 10 years of experience in accountancy and finance, and studies under leading Islamic fin...

In this episode of Dijacast, we break down the 7 key financial moves every woman should make in her 20s, 30s, and 40s — with practical, UK-specific, and halal-friendly advice. Why your 20s are all about building habits, skills, and confidence The big financial decisions to focus on in your 30s (from property to pensions) How your 40s are about protecting, growing, and planning for the future The t...

What if one simple graph could change how you see money forever? In this episode of Dijacast , I share the moment I realised that not investing was costing me far more than I thought — and why it’s never too early (or too late) to start. We’ll cover: The real difference between saving and investing over 10 and 40 years The biggest misconceptions that keep women from investing Why investing isn’t g...

What do cigarettes in the 1920s, chocolate mini rolls, and luxury handbags have in common? They were never just about cravings or style — they were about influence. In this episode, we unpack the sneaky psychology behind marketing and how it shapes what we buy, how we feel, and even who we think we are. Why “impulse shopping” isn’t always your fault What emotional eating teaches us about emotional...