Spencer Johnson
Creator Conversations
This podcast takes you inside the minds of top credit card and personal finance creators, exploring their strategies for success on YouTube and beyond. We’ll break down how to optimize credit card setups, maximize points and miles redemptions, build a brand in today’s creator economy, and more. Thanks for listening.
Koniecznie odwiedź stronę podcastu i wesprzyj twórcę: spencerjohnsonofficial.com
Autor
Spencer Johnson
Kategoria
Strona podcastu
Ostatni odcinek
15 lip 2025
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Odcinki
Expert Tips To Travel The World For FREE (w/ Max Miles Points) 15.07.2025 1:24:31
In this Creator Conversations episode, I sat down with Max Miles and Points, one of the smartest award travel minds on YouTube. We cover everything from his personal credit card setup to advanced award booking strategies, how to use tools like Seats.aero and point.me effectively, and how he thinks about card value beyond just the welcome offer. Max also shares his favorite programs for outsized re...
How To MAXIMIZE Travel Credit Cards (w/ Chase Yokoyama) 17.06.2025 1:30:00
In this Creator Conversations episode, I sat down with Chase Yokoyama, one of the most thoughtful and experienced credit card creators on YouTube. We cover everything from his growth as a content creator to his credit card application strategy, favorite everyday cards, and the mindset behind building a long-term credit card setup. Chase also breaks down how he justifies high annual fee cards like...
The BEST Ways To Redeem Credit Card Points (w/ JP Knowledge) 13.05.2025 1:28:27
In this Creator Conversations episode, I sat down with JP Knowledge, one of the most experienced points and miles experts on YouTube. We cover everything from his credit card journey to the smartest ways to redeem credit card points, book award travel, and evaluate premium travel cards like the Amex Platinum, Capital One Venture X, and Chase Sapphire Reserve. JP also shares his favorite underrated...
How To Build The BEST Credit Card Setup (w/ Stan The Credit Frog) 16.04.2025 1:27:32
In this Creator Conversations episode, I got to sit down with Stan The Credit Frog, a fellow credit card/personal finance YouTuber. We cover a wide range of topics such as how his core credit card setup has evolved from travel cards to cashback cards, how he decides when to cancel a card (even no annual fee ones), his honeymoon redemption using 1.5M points, how he plays the 2-player credit card ga...
The RIGHT Way To Climb The Credit Card Ladder (w/ Naam Wynn) 18.03.2025 1:25:28
In this Creator Conversations episode, I got to sit down with Naam Wynn, a personal finance YouTuber known for helping people build and leverage credit. We dive into a ton of valuable topics, including how to properly build credit from scratch, the biggest mistakes people make with their credit, navigating the credit card game as a military member, and how to optimize business credit. We also talk...
The BEST Credit Card Setup For Everyday Use (w/ Daniel Braun) 20.02.2025 1:23:42
In this Creator Conversations episode, I got to sit down with Daniel Braun, a fellow credit card/personal finance YouTuber. We cover a wide range of topics such as the best credit card setups for every kind of spender, how to manage multiple premium credit cards without wasting money, booking award travel like a pro, playing the 2-player credit card game, and insider tips on growing a successful b...
How To WIN The Credit Card Game From The Start (w/ CJ) 19.02.2025 1:22:16
In this episode, I got the chance to sit down with CJ, a fellow credit card/personal finance YouTuber. Not only do we talk about our thoughts on how to become successful in the credit card game from your very first credit cards, but we also discuss the ever-growing debate of the Amex Gold vs. Rose Gold cards, our overall credit card setups and their similarities, his YouTube journey so far, and mo...
Beating Chase 5/24 With 30+ Credit Cards (w/ Chad’s Money Minutes) 18.02.2025 1:10:02
In this episode, I got the chance to sit down with Chad’s Money Minutes, a fellow credit card/personal finance YouTuber. Not only do we talk about his strategy of applying for a new credit card every month, but we also discuss how he's been able to beat the Chase 5/24 rule, his love for the Amex Platinum card, his unique YouTube journey as someone who really enjoys live streaming in addition t...
Are Hotel Credit Cards REALLY Worth it? (w/ Matt Welter) 17.02.2025 55:43
In this episode, I got the chance to sit down with Matt Welter, a fellow credit card/personal finance YouTuber. Not only do we talk about his current hotel credit card strategy and whether hotel cards are really worth it, but we also discuss what credit cards he’s currently using the most, how he uses his credit card points to travel for (close to) free, his YouTube journey so far, and much more!
Mastering Credit Cards, Business, & YouTube (w/ Brian Jung) 16.02.2025 1:43:05
In this episode, I have a special in-person conversation with Brian Jung, a fellow credit card/personal finance YouTuber. Brian is a very well-known creator with over 1 million subscribers who covers topics like credit cards, cryptocurrencies, dropshipping, business strategy, and more. Not only do we talk about his credit card setup built with some of the most premium credit cards in the entire cr...
The BEST Credit Card Setups You Often Overlook (w/ Stan The Credit Frog) 15.02.2025 1:13:25
In this episode, I have a special in-person conversation with Stan The Credit Frog, a fellow credit card/personal finance YouTuber. Not only do we talk about his credit card setup built with cards you often overlook, but we also talk about his recommended path to success in the credit card game, why he uses cards that no one else seems to, his philosophies about doing his YouTube channel strictly...
The Most POWERFUL Cards You’ve Never Heard Of (w/ Joshua Butler) 14.02.2025 45:57
In this episode, I have a conversation with Joshua Butler, a fellow credit card/personal finance YouTuber. Not only do we talk about his experience doing YouTube full-time, but we also discuss some of the most powerful credit cards you often overlook, his 20+ credit card setup, how he redeems his points with his spouse, and much more!
Is American Express Getting WORSE? (w/ Anthony Venture) 13.02.2025 1:00:45
In this episode, I have a conversation with Anthony Venture, a fellow credit card/personal finance YouTuber. Not only do we talk about his love for livestreaming but we also discuss our thoughts on Amex as a whole right now with all of the weird things they’ve been doing lately, Anthony’s overall credit card strategy (including the God Trifecta), how Anthony chooses to redeem his credit card point...
Are Luxury Travel Redemptions Overrated? (w/ Kevin Yang) 12.02.2025 1:00:14
In this episode, I have a conversation with Kevin Yang, a fellow credit card/personal finance YouTuber. Not only do we talk about how Kevin is able to get such great credit card point redemptions for his luxury travel bookings, but we also discuss his overall credit card strategy, what credit cards he plans on adding next, his experience starting and growing a YouTube channel, and much more!
Is Chase REALLY Better Than Amex? (w/ Daniel Braun) 11.02.2025 1:11:07
In this episode, I have a conversation with Daniel Braun a fellow credit card/personal finance YouTuber. Not only do we talk about why Chase credit cards are better than Amex credit cards for most people, but we also discuss what’s in Daniel Braun’s wallet, the most overrated and underrated credit cards on the market, Daniel’s strategy to growing a very successful YouTube channel quickly, and much...
The Best Credit Card Duo For MAX Value (w/ Ben Hedges) 10.02.2025 46:01
In this episode, I have a conversation with Ben Hedges (aka The Credit Shifu), a fellow credit card/personal finance YouTuber. Not only do we talk about Ben's passion for credit cards which has led to a career as a full-time YouTuber, but we also discuss Ben's experience on The Iced Coffee Hour podcast with Graham Stephan, his opinion of the actual best credit card duo, his most luxurious travel r...
Why Amex Credit Cards Are NOT For You (w/ RJ Financial) 09.02.2025 1:08:29
In this episode, I have a conversation with RJ Financial, a fellow credit card/personal finance YouTuber. Not only do we talk about the power of cash-back credit cards and why Amex credit cards are overrated (for some people), but we also discuss the importance of getting credit cards that fit your overall strategy/goals, what cash-back credit cards you should consider adding to your setup, and mu...
The 3 Credit Cards Everyone Should Have (w/ Mark Plymale) 08.02.2025 1:04:06
In this episode, I have a conversation with Mark Plymale, a fellow credit card/personal finance YouTuber. Not only do we talk about the 3 credit cards everyone should have, but we also discuss Mark's passion for history and disc golf, the ins and outs of credit card YouTube, and much more!
Mastering the Luxury Travel Credit Card Game (w/ Luke's Points and Miles) 07.02.2025 35:35
In this episode, I have a conversation with Luke from Luke's Points and Miles, a fellow credit card/personal finance YouTuber. Not only do we talk about the perks and benefits of luxury travel credit cards and the experiences you can have with them, but we also discuss the importance of enjoying the journey, travel vs. cashback credit cards, and much more!
Traveling For FREE With Credit Cards (w/ Chase Yokoyama) 06.02.2025 43:16
In this episode, I talk to Chase Yokoyama, a fellow credit card/personal finance YouTuber. Not only do we talk about hoarding credit card points for free luxury travel and Chase's YouTube journey, but we also talk about the importance of physical, spiritual, and mental health these days on top of a wide range of other topics!
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