Closing More with mortgageQ

What does today’s market mix mean for originators? Refis surged to 26% of all loans as rates dipped, purchases cooled by 10% but remain stronger than last year, and non-QM lending hit an all-time high. Jason and Sarah explain how loan officers can pivot, diversify, and win in a shifting market.

Are non-QM loans a stable lane for originators, or are they just another cycle patch? Host, Jason, and Co-host, Sarah of the Mortgage Q podcast, break down borrower scenarios, lender flexibility, and why diversification matters in today’s purchase market.

If you’ve ever thought “we’ll try AI when it gets better,” this one’s for you. Jason and Sarah cut through the hype and show how an AI partner actually helps a loan officer think faster on live calls: what to say first, what could kill the deal, and 2–3 plain-English paths (with simple payment comps). We walk a 1099 borrower scenario (light credit, condo) and demo prompts that yield talking points...

In Episode 3 of The Mortgage Q Podcast, Jason and Sarah break down why non-qualified mortgage (non-QM) lending is no longer a niche product but one of the fastest-growing areas in the mortgage space. From freelancers and retirees to investors and foreign nationals, more borrowers are turning to non-QM solutions that don’t fit Fannie or Freddie’s traditional box. For loan officers, brokers, and ban...

Self-employed and 1099 files aren’t “hard”, they’re messy. In Episode 2, Jason and Sarah show how AI-assisted intake turns scattered bank statements and tax returns into a defensible income view: fast, while keeping underwriters in control. We cover what’s changed in the borrower landscape, the four real wins of document-intelligence, why “99% accuracy” still isn’t good enough, and the practical i...

Welcome to the inaugural episode of Closing More with mortgageQ, where I delve into the evolving world of mortgages. In this episode, I explore the rise of non-QM lending, a pivotal shift in the mortgage landscape. Non-qualified mortgages are gaining traction, now accounting for 8% of all mortgage rate locks. These loans cater to self-employed individuals, freelancers, and others who don't fit the...