Charleston's Retirement Coach

Are you familiar with the 4% rule?  Brandon explains what it's all about and how that will affect your future retirement.  Also, what is The Monte Carlo Simulation?  Yes it's a car, but maybe this system will help you on your road to retirement. See omnystudio.com/listener for privacy information.

Are you prepared for future tax hikes in your retirement?  Maybe you're procrastinating.  That's not uncommon, but of course that will create problems, especially if you want to save money on taxes in your retirement.  Brandon shows you the numbers with your taxes and tell you about some of the tax strategies you should be making, including Roth conversions. See omnystudio.com/listener for privacy...

It's human nature to procrastinate.  But what happens when you procrastinate with your retirement?  And what if you have too many financial accounts?  All important question to answer.  Brandon explains and helps you resolve your issues with these questions.   See omnystudio.com/listener for privacy information.

So, you've saved a large amount of money for your retirement.  That's great.  So, how do you keep it from being overtaxed by the government if you're worried about a tax increase in the future?  Brandon explains strategies to keep as much away from the government and more in your account.   See omnystudio.com/listener for privacy information.

Do you have a lot of cash just sitting in the bank doing nothing?  You're not alone.  Many people are hoarders because of fear of the unknown or even not sure what to do with it.  Brandon offers his advice on what you can and should do with it.  Also, all this hoarded cash quite possible could help you retire earlier than you anticipated. See omnystudio.com/listener for privacy information.

When the DOW hit an all time high recently, is it time to seriously think about the risk you're taking in the market?  Should you leave your money in the market or should you scale down your nest egg?  Brandon explains what your options are. See omnystudio.com/listener for privacy information.

Many people handle all their financial decisions.  And that's okay.  But are you totally confident that you know everything there is to know about it?  Would you install  your own swimming pool or a palm tree in your yard with minimal knowledge of how to do that?  Brandon talks about why you should hire a professional to manage some, if not all of your finances.  And how it's important to avoid ma...

You've worked had for your retirement nest egg.  Can you trust a young financial advisor?  Why would you?  Brandon explains that it's simple...technology.  He'll also delve into the reasoning for this and how it makes sense.   See omnystudio.com/listener for privacy information.

You've probably heard the "Annuities" word thrown around, especially if you're in or nearing retirement.  If you've struggled to fully understand them, Brandon will help guide you through what they are and what they do as well as as the good and bad.  Who are they good for and who they work best for.  It's a simplified lesson on  See omnystudio.com/listener for privacy information.

It was a looooooong election season, but we all unite knowing the political ads are finally over! Brandon shares his positive thoughts about coming together as a country and moving forward. Plus, a real-life story that reinforces how a fresh perspective could change your financial outlook… Especially when it comes to taxes and your retirement portfolio. See omnystudio.com/listener for privacy info...

In the fall of 1986 President Reagan signed a major tax reform bill into law that lowered the top income tax rate from 50% to 28%. Since then, Congress has raised the top rate to 37% - And considering our deficit and the pandemic, more hikes are likely coming. Add in the possibility that taxes will rise if there’s a “blue wave” and Democrats win the presidency, House, and Senate in November… Then...

Surly we’ve all felt some regret in our life after purchasing a car, home, vacation or maybe even electronics. Buyer’s remorse can have serious consequences — not just anxiety. On this episode, Brandon explains how he helped a couple work through the buyer’s remorse they were feeling about an annuity they acquired years ago from another firm. Annuities aren’t always bad... but listen to find out w...

After trying to watch the 1st presidential debate, many of us feel less informed than ever. Brandon isn’t concerned about who you vote for or why. He’s a financial advisor that is only focused on how the election might impact your bottom-line, especially when it comes to taxes! On this episode he explains how to proactively be tax efficient with your portfolio… regardless of Trump or Biden winning...

After Brandon passes along a brief checklist of what to consider before trying to pull off a forced or voluntary early retirement… You may need a tissue. He shares how he recently helped one couple address a very common worry: Running out of money. When you hear their story and why that fear became so urgent for them, you’ll better understand why Brandon takes so much care, concern and pride in he...

What would you sacrifice to be able to retire early? Your mind will be blown when you find out what 8% of Americans said they would give up to stop working 10 years sooner than planned! Plus, we’re all focused on how the candidates plan to address taxes and our deficit. Either way the election falls, it’s likely that Uncle Sam is going to take a MUCH bigger bite out of our money for taxes in the f...

Lawmakers in California are not only trying to increase their income tax rates; they’re also proposing what could be   a  first-in-the-nation wealth tax ! If they get away with it, other states will likely attempt the same. With such a heated election pending in November, Brandon discusses how the outcome could directly impact your wallet… but doesn’t have to . Listen to find out the numbers you C...

After passing along a simple way to back down our COVID-19 weight gain, we focus on how the virus is impacting the paychecks of many American workers. Unfortunately, October is expected to be tough for businesses that have been hit hard during the pandemic. That’s when some of the payroll protection provisions under the CARES Act expire, which means a new wave of layoffs are coming. Brandon passes...

Since the U.S. economy recently experienced its worst drop on record, Brandon highlights how and why you need to create your own income plan. Find out how to take back control of your hard-earned money, and make sure your personal economy is moving in the right direction… so that you can pay yourself when you stop working ! Plus, a recent survey found that Americans haven’t been this unhappy in ab...

After hearing the romantic and thoughtful story of how Brandon popped the question, and how prepared his wife was for their beautiful wedding 16 years ago… We contrast that with the amount of time we should planning our financial future. Brandon also explains how retirees can avoid some of Uncle Sam’s “tax traps” and be efficient. See omnystudio.com/listener for privacy information.

We all realize that Washington will probably raise taxes eventually to pay for all of the stimulus spending. However, many of us may have forgotten that our state and local governments are hurting for money too. Lockdown orders and layoffs deprived many states and cities of 2 valuable sources of revenue: Income taxes & sales taxes. While addressing recent concerns some clients had, Brandon breaks...

Great news sports fans! Yes, it’s a shorter season… but MLB is here! If you’re a fan, you may remember that Bobby Bonilla hasn't played professionally in about 20 years. Since 2011 the Mets have been cutting him a yearly check for over   $1 million and will until 2035. Bonilla brilliantly put off immediate satisfaction and opted to defer his contract buy out. Therefore, he has  more than sufficien...

It’s hurricane season, and if you live in the Lowcountry… It’s no secret that a direct hit from a hurricane can ruin what you’ve worked so hard for. When you’re in or near retirement, taxes are pretty much a category 5 threat to your portfolio all year. Brandon talks about why taxes will likely go up when you stop working, and how you can take advantage of the limited time we have to prepare now!...

Charleston thrives on hospitality and tourism. From Boeing to hotels, restaurants and airlines… the entire travel industry has been hit particularly hard from the economic downturn. Unfortunately, this has resulted in layoffs and early retirement packages for millions. Brandon explains how to deal with this tough situation, and how to plan in advance for the “what ifs” of life. See omnystudio.com/...

With all of the unrest in our current day to day lives, many claim they’re too busy  to worry about issues such as their investments. Brandon reminds us that if we don’t prepare for the “what ifs” of life (health issues, forced early retirement, economic downturns and etc) , our future is at risk of being derailed. Being the positive guy he is, Brandon explains how a personal journey he went throu...

Capitalism is the greatest engine for prosperity and innovation! However, considering the coronavirus pandemic and the stimulus packages that followed… capitalism is probably going to change in our great country moving forward. The national debt is soaring, and Uncle Sam doesn’t typically spend less to fix that. We’ll be paying higher taxes in the future to cover it all. On this episode Brandon ex...