Charleston's Retirement Coach

There’s a reason why McDonald’s seems to have such a problem with broken ice cream machines. On this episode, we share that intel and Brandon explains how one big problem in your retirement plan could also create a trickle-down effect, causing the whole thing to breakdown. Avoid a McBroken retirement, and visit www.bowenwealth.com . See omnystudio.com/listener for privacy information.

When your car engine isn’t operating efficiently, you do something about it. But what about your IRA? 34 million of us could  improve our 401(k) just by lowering the fees we’re paying. Brandon shares ideas on ways to “tune up” your retirement account. Worried your retirement plan is lacking efficiency? Visit www. BowenFinancialGroup.com . See omnystudio.com/listener for privacy information.

25% of workers don’t ever want to stop working, but even these people need to have a plan. Brandon explains the importance of having a “retire to something” mentality. Plus, the 4 critical areas everyone needs to have covered for their retirement years. Does your plan include these items? Visit www. BowenFinancialGroup.com . See omnystudio.com/listener for privacy information.

There are four basic questions that people commonly ask financial advisors. On this episode, we list them out and Brandon shares how he responds to concerns about news headlines, income, and legacy planning. Got retirement planning questions? Visit www. BowenFinancialGroup.com . See omnystudio.com/listener for privacy information.

On this episode, Tim Tebow admits he’s a big believer of "bucket strategies." Plus, if you’re close to retirement, is The Great Resignation a movement in which you should participate? Begin your exit strategy plan, and visit www. BowenFinancialGroup.com . See omnystudio.com/listener for privacy information.

“Rebalancing” is a term that financial advisors use a lot, but why do we need to do it? Brandon talks about how to know when to rebalance, and how to do it. Worried about the risk you have in your retirement savings? Visit www. BowenFinancialGroup.com . See omnystudio.com/listener for privacy information.

89% of 401(k) savers wish they had an annuity option in their savings plan, still most plans don’t offer them. Brandon explains ways to create your own guaranteed income streams for retirement. Learn how to create a “DIY pension.” Visit www. BowenFinancialGroup.com . See omnystudio.com/listener for privacy information.

There are 678 ways to file for Social Security…Translation - Social Security is very confusing. Brandon talks about the 2 biggest SS mistakes he sees people make, and shares ideas on how to avoid these mistakes yourself. Want a complementary Social Security Maximization Report? Visit  www. BowenFinancialGroup.com . See omnystudio.com/listener for privacy information.

Former major leaguer Bobby Bonilla has been retired for 20 years… and yet, he still gets a $1million check from his old team every July 1st, which is why many now call it “Bobby Bonilla” day. Brandon explains ways to create this kind of income plan for yourself. Learn more about retirement income consistency at www. BowenFinancialGroup.com . See omnystudio.com/listener for privacy information.

Only half of investors routinely rebalance their retirement portfolios. Brandon explains why this practice is critical, particularly for retirees. Need help rebalancing your accounts? Visit www. BowenFinancialGroup.com See omnystudio.com/listener for privacy information.

President Biden says he want to put a retroactive tax on capital gains to April of 2021. Is there any way to plan for this kind of taxation? And the 1 expense you may never have, but is incredibly expensive if you do. Plan for LTC in a way that won’t waste your money. Learn more at www. BowenFinancialGroup.com See omnystudio.com/listener for privacy information.

You save and dream about life after you leave the working world behind, but how do you figure out when you can really, really afford to retire? Brandon talks about some “check-list” items you need to address, and the importance of “thinking ahead.” Learn about your “retirement time-frame.” Visit www. BowenFinancialGroup.com See omnystudio.com/listener for privacy information.

Phil Mickelson broke records when he won the PGA Championship at age 50 and walked away with $2 million… until Uncle Sam took half of those winnings back to Washington. Brandon talks about the details of this devilish deal, and how you too can suffer from the “Uncle Sam Effect” on your retirement accounts. Want to learn ways to reduce your taxes in retirement? Visit www. BowenFinancialGroup.com Se...

Cash is no longer king. It’s income that will determine your future happiness. But how much money can you safely withdraw from your retirement accounts? Brandon shares ideas on ways to create the streams you’ll need. Does your retirement plan include a written income plan? Visit www. BowenFinancialGroup.com See omnystudio.com/listener for privacy information.

So what should you look for in a financial advisor?  Do you need one if you've been successful on your own?  Brandon explains his style of his advising and tells a story of a client who was successful before he joined on with Brandon and how he helped them achieve even further success. See omnystudio.com/listener for privacy information.

So now that your paycheck is stopping after you retire, what do you do?  Brandon tells of the good that lays the golden egg and how to keep that steady stream of income going as you enjoy your retirement. See omnystudio.com/listener for privacy information.

On this episode, Brandon sat down with the country band, Little Big Town to talk about money.  They talked about their long-time financial advisor and how they have built up a trust with him over the course of their career.  And this leads to the conversation about how important it is to have a trusting relationship with your financial advisor. See omnystudio.com/listener for privacy information.

When you need to get financial advice, where do you turn?  A friend, a brother in law or the internet?  Sure that could be a short-term, high-risk idea, but you should trust a financial professional.  Brandon explains why you should trust a professional and fill you in on how he goes about making a plan for you. See omnystudio.com/listener for privacy information.

If the pandemic has taught us anything, it's that we experienced volatility and how that added an extra headache to our daily lives.  But do you know how volatile your portfolio is?  You're not alone if you don't know.  Brandon talks about how many people don't realize how volatile their portfolios are.  And you can find out how to figure out how volatile your portfolio is by using a new tool call...

Now that the weather is nice and Spring is here, have you thought about Spring-cleaning your portfolio?  Maybe it's a good time to do that.  Brandon explains this as well as taking a challenge to replace your paycheck once you retire.  When you do retire, that paycheck goes away.  But, what if you have a strategy that will replace that paycheck once you retire?  Brandon shows you how and helps dev...

Wouldn't having a crystal ball to predict the ups and downs of the market be a great tool to have?  Of course.  But it's pretty unrealistic.  On this episode, Brandon poses a scenario of how you could have your own crystal ball to downsize your risk in the market.  But greed should not be in your future. See omnystudio.com/listener for privacy information.

When we think of stress, it usually isn't a good thing.  But what about stress in your portfolio?  Sounds like it's a bad thing doesn't it?  But what if you purposely put stress on your portfolio?  You might find out some good things.  Brandon discusses how putting stress on your portfolio can actually help you in the long run in achieving a successful retirement. See omnystudio.com/listener for p...

On this episode Brandon and I discuss his father's hard work as a farmer and how that affected his career choice of becoming a financial advisor.  Also, we will discuss the relationships with his current clients. See omnystudio.com/listener for privacy information.

So, do you have an Estate Plan yet?  At what age should you have one? In this episode, Brandon explains when to start making an Estate Plan and what very important scenarios you should be avoiding.  He will tell a story about how one tore a family apart by not being prepared.   See omnystudio.com/listener for privacy information.

Are you actively looking at your portfolio?  Many people fail to take a look at it on a regular basis.  But what are you missing if you're not looking at it?  What's your risk?  Maybe the risk is backwards?  Brandon explains what the backward risk is and tells a story of one of his clients' risk and how he righted the risk into a successful portfolio. See omnystudio.com/listener for privacy inform...