Cash Chats UK Money & Personal Finance podcast

This week on Cash Chats, host Steve Alderton and Editor of BeCleverWithYourCash.com James Andrews are talking about happiness, specifically if money can make you happy! Research suggests there are 4 ways cash can put a smile on your face, it's up to you if you agree This weeks episode is sponsered by  Charles Stanley  &  Wealthify For links and further reading head to  becleverwithyourcash.com/cas...

This week on Cash Chats, host Steve Alderton and Editor of BeCleverWithYourCash.com James Andrews are chatting about the replacement for the Lifetime ISA, the recently announced First Time Buyer ISA.  This weeks episode is sponsered by Charles Stanley & Wealthify For links and further reading head to  becleverwithyourcash.com/cashchats ABOUT CASH CHATS Cash Chats is the award-winning podcast broug...

This week on Cash Chats, host Steve Alderton and Editor of BeCleverWithYourCash.com James Andrews talk about gold! As the price of gold reached a high of over £4,000 an ounce in March this year, we look at why we've seen this spike in the price, where all the gold is and how you can buy some. This weeks episode is sponsered by the investing platform  Wealthify For links and further reading head to...

This week on Cash Chats, host Steve Alderton and Editor of BeCleverWithYourCash.com James Andrews talk about inheritance tax and how from April 2027, the pension and death benefits will become part of the deceased's estate. We'll look at how many this will affect, why it's happening and what you can do to beat it - even if you're not a millionaire! For links and further reading head to  becleverwi...

This week on Cash Chats, host Steve Alderton and Editor of BeCleverWithYourCash.com James Andrews talk about the £12 billon that savers moved in to Cash ISAs in April. Where has that money come from, why the shift in saving habits and where you can get the best ISA rate. For links and further reading head to  becleverwithyourcash.com/cashchats ABOUT CASH CHATS Cash Chats is the award-winning podca...

This week on Cash Chats, host Steve Alderton and Editor of BeCleverWithYourCash.com James Andrews talk about the recent hike to the energy price cap. They cover why we have a cap, what influences it and how to save on your energy bills. For links and further reading head to  becleverwithyourcash.com/cashchats ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of mo...

This week on Cash Chats, host Steve Alderton and money expert James Andrews talk about how 15 million working people in the UK are undersaving for their retirement. We hear how and why we got to this point and what we can all do to make sure our pension pot is in as good a shape as possible. For links and further reading head to  becleverwithyourcash.com/cashchats ABOUT CASH CHATS Cash Chats is th...

This week on Cash Chats, host Steve Alderton and money expert James Andrews talk about the declining use of cash, what we spend it on and when currency gets complicated. For links and further reading head to  becleverwithyourcash.com/cashchats ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates f...

This week on Cash Chats, host Steve Alderton and money expert James Andrews get chatty about Premium Bonds! We look at how they began, what happens to your money and how they became the nations favourite way to save. James also explains how they compare to savings rates and also if you'd stand a better chance becoming a millionaire playing the lotto. For links and further reading head to  beclever...

This week on Cash Chats, host Steve Alderton and money expert James Andrews delve into the UK Base Rate. Despite the announcement interest rates will hold at 3.75%, there are still rumblings that a rise may be on the way. In this episode we talk about why interest rates change, and what you can do to protect yourself, and your money. For links and further reading head to  becleverwithyourcash.com/...

This week on Cash Chats, host Steve Alderton and money expert James Andrews chat about Blenheim Palace offering Klarna as an option to spread your payments for tickets over £100. Klarna can be a great way to purchase larger or expensive items at 0% interest - but how do they make their money?  For links and further reading head to  becleverwithyourcash.com/cashchats ABOUT CASH CHATS Cash Chats is...

This week on Cash Chats, new hosts Steve Alderton and James Andrews will be chatting about the changes to council tax payment rules. While the changes are very welcome, Steve and James also discuss if they go far enough and what remains broken. For links and further reading head to  becleverwithyourcash.com/cashchats ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the te...

This week on Cash Chats, new hosts Steve Alderton and James Andrews will be chatting about the car finance scandal. With over 12 million people affected and lots of money owed, Steve and James go through what exactly happened and why it was allowed to go on for so long. For links and further reading head to  becleverwithyourcash.com/cashchats ABOUT CASH CHATS Cash Chats is the award-winning podcas...

This week on Cash Chats, new hosts Steve Alderton and James Andrews will be chatting Saving Vs Investing. While investing is grabbing the headlines at the moment, it's also easier to invest than ever. James talks us through when it's best to play safe with savings and when investing is the better option. For links and further reading head to  becleverwithyourcash.com/cashchats 00:00 Intro 01:34 Sa...

In Andy's final episode as host, he's talking about the latest stories that are important to you and your money. Including:  Tax band: where you fit in and how much you should be paying Your ISA Allowance for 2026/2027 For links and further reading head to  becleverwithyourcash.com/cashchats 00:00 Intro 00:59 A fond farewell for now 06:21 Tax bands 28:25 ISA allowance 2026/27 ABOUT CASH CHATS Cash...

In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including:  The best credit and debit cards for spending abroad HBO Max is here: what's included and how to get the best price Two boosted welcome offers from American Express For links and further reading head to  becleverwithyourcash.com/cashchats 00:00 Intro 01:19 Andy intros the n...

In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including:  Two new bank switching offers from Barclays and Lloyds worth up to £700 How to save on your Sky bill Navigate the complexities of train refunds on your disrupted journey For links and further reading head to  becleverwithyourcash.com/cashchats 00:00 Intro 02:24 Bank switch...

In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including:  From rewards to welcome bonuses, Andy goes through his top credit cards for 2026 Bank switching can make you £1,000s - but can it have a negative affect of your credit score? For links and further reading head to  becleverwithyourcash.com/cashchats 00:00 Intro 01:34 Top cr...

In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including:  Andy's February current account update including all the current switching offers Lifetime ISA changes: are they worth it anymore? For links and further reading head to  becleverwithyourcash.com/cashchats 00:00 Intro 01:35 Current account news and offers 20:27 LISA changes...

In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including:  With more and more streamming platforms on the market, here's how to save without missing out Advice on getting your first credit card For links and further reading head to  becleverwithyourcash.com/cashchats 00:00 Intro 01:24 Save on streaming 16:20 Your first credit card...

In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including:  What's in Andy's physical and digital wallet for 2026 The pros & cons of BNPL For links and further reading head to  becleverwithyourcash.com/cashchats 00:00 Intro 01:58 What's in my wallet 17:51 Buy Now Pay Later ABOUT CASH CHATS Cash Chats is the award-winning podcast br...

In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including:  Our top savings rates for February Cheap and easy direct debits for bank switching Tips and tricks to help you stop spending and get saving For links and further reading head to  becleverwithyourcash.com/cashchats 00:00 Intro 01:13 Cheap & easy direct debits 18:53 Tips to...

In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including:  Current account latest for January 2026 Do you need an ISA in 2026? Don't miss out on the Nationwide Fairer Share payment For links and further reading head to  becleverwithyourcash.com/cashchats 00:00 Intro 01:24 Banking update 16:57 Do you need an ISA in 2026 35:04 Natio...

In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including:  Our pick of the best UK savings accounts for 2026 A new Lloyds bank switch worth £250 and it's available if you've switched before For links and further reading head to  becleverwithyourcash.com/cashchats 00:00 Intro 01:34 Best savings accounts for 2026 21:28 Lloyds £250 s...

In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including:  The best bank accounts for spending, bills, switching & more in 2026 Our picks for 2026 to make the most of your spending with cashback and reward credit and debit cards For links and further reading head to  becleverwithyourcash.com/cashchats 00:00 Intro 01:44 Best bank a...