Boring Facts

Experts recommend that every household have between three and six months of funds available in savings for unexpected emergencies. Currently it is estimated that only 47% of U.S. households meet this minimum recommendation. In this episode we will explore this issue and some of the challenges. For a transcript and links to referenced materials see the transcript: https://storage.googleapis.com/bor...

If you own a car one thing you have to contend with is parking. Sometimes there may seem like there is too much, other times like there is far to little. To learn some of the basic facts around parking spaces and why it should be so much easier to find one than it is listen to this short episode. To read the transcript, review sources, or check the calculations you can down load the transcript her...

This episode will explore paid time off for employees in the United States. We will look at FMLA (not paid), sick time and vacation time. Find out how much we receive, how much we use, and how it compares to the rest of the world. For links to the sources used in this episode please see the transcript: https://storage.googleapis.com/boring_facts/BF-0004-PaidTimeOff.pdf For more information about t...

In this episode we will explore the Federal Minimum wage. This is a complex issue and has many nuances but we are going to focus on one primary aspect in this episode and that is how the Federal Minimum Wage has increased over the years and what that looks like when compared to the Cost of Living Adjustment, or COLA, used by the Social Security Administration to compensate recipients of Social Sec...

Every four years in the United States of America we are brought face to face with the unique way that we elect the next President and Vice-President. We use something called the Electoral College. In this episode I will not be looking at why we have an Electoral College, but instead about how each person in the United States is represented by the electoral college. To view the transcript and suppl...

Welcome to the first episode of boring facts. This podcast is dedicated to taking what you hear or read in the news and making it boring. We take out the drama, the partisanship and the arguments and just present the facts. That’s it. No punditry, no arguments, just plain old boring facts. In this episode we cover the fifty-year mortgage how it compares to the standard thirty-year mortgage and the...