The Restive Perspective

Meet Dominic Vitucci, the founder/CEO of Onshore. Onshore makes corporate tax credits faster, more affordable, and more accessible. Restive backed Dominic in 2023, back when his pitch ("I'm going to use AI to do the work the Big Accounting firms charge millions for") was still controversial. Three years and three straight 4x revenue years later, Onshore is on pace for $100M this year with a team o...

On this episode of The Restive Perspective, Ryan Falvey sits down with Jason Wilk, founder & CEO of Dave — the fintech that went public faster than almost anyone before it. Jason shares how his personal challenges led directly to the company's origin, why people actually love overdraft (but hate the fees), and how the company turned overdraft protection into a technological breakthrough. He op...

Scaling an enterprise fintech from 0–1 might look easy from the outside—but sustaining growth and building a market leader is another story. In this Go Restive panel, Alloy’s Laura Spiekerman, Ascend’s Andrew Wynn, and Sardine’s Soups Ranjan share exactly how they’ve done it: from founder-led selling and the first sales hire, to dinner series that convert and swag that sparks conversations. Modera...

Ethan Bloch is the founder of Digit, one of the leading fintech companies of the past decade which sold to Oportun in 2021. In this conversation, Ethan reflect on his leadership journey, what he learned from his first company, and where he sees opportunity as he looks to build Digit’s second act.  This is an audio session that was recorded as part of a Go Restive event in February 2025. As a...

Ken Lin is the founder of Credit Karma, and one of the pioneers of the modern era of fintech. In his first conversation since stepping back from Intuit late last year, he shares his reflections on the Credit Karma journey, what he learned by leaning into authenticity, and what's next. This is an audio session that was recorded as part of a Go Restive event in February 2025. As a lead up to the ses...

Meet Rashmi Melgiri. After a successful run as the #2 at Coverwallet, Rashmi saw a problem she was uniquely fit to solve– and she was driven to do it from the CEO seat herself. In this episode we feature:  Her company Functional Finance Her leadership journey and what it took to establish her own, authentic voice How she stepped off the consultant trajectory and became a founder How she was u...

Meet Ximena Aleman , the co-founder & CEO of Prometeo . After realizing the potential of open banking in Latin America, Ximena went on a journey of learning the importance of "market" fit in the "product market fit" equation. Hear that story and much more!   In this episode, we discuss: Ximena's transition from journalism to tech, which was driven by her fascination with entrepreneur...

Meet Ana Mahoney, the Founder/ CEO of Addition Wealth. The Restive Perspective features a series highlighting female CEOs, where we tell the stories and strategies of women in the CEO seat – especially as they made the leap to found their companies. Ana is an inspiring leader and fierce operator, and we’re excited to share her story about how she wasn’t satisfied with any job out there- and so dec...

Meet Katrin Kaurov, the Co-Founder/ CEO of Frich, a social finance app aimed at Gen Z. Katrin became an international fashion model at age 14, and had to start managing money at an early age. As she grew up she realized that so many others were struggling to manage money, and she decided to do something about it. Luckily with her background- she knew how to make it cool. This is our second episode...

Meet Nami Baral. Born into a conservative family in Nepal, she decided to leave for America- and eventually become a successful multi-time founder. Meet Nami Baral, the Founder/ CEO of Niural (and previously the Founder/ CEO of Harvest). Here, we dive into Nami’s story, where she shares: -How she has taken calculated bets all her life, which gave her the perspective and confidence to launch Harves...

Meet Stephany Kirkpatrick, the founder and CEO of Orum. After joining LearnVest as an early employee and helping grow the company through their acquisition, she decided to strike out on her own. Always curious about why the payments ecosystem hadn't innovated in fifty years, she decided to create Orum to make money movement faster and immediate. She's overcome the challenge of being a solo, non-te...

Meet Natasha Vernier, co-founder and CEO of Cable. A compliance leader within banking, she never harbored aspirations about being an entrepreneur- until she came across a glaringly obvious problem she couldn't turn away from. And from there Cable was born. In this episode we dive into: Natasha's early journey and what compelled her to start Cable How she started her fundraise, and why she pushed f...

Meet Naré Vardanyan, founder & CEO of Ntropy. Originally from Armenia, Naré turned to entrepreneurship after college as her path to stay in the US- and she got hooked. Now on her second startup, she decided to tackle the challenge of deciphering financial data - especially across borders – and set about to fix it. In this episode we dive into: Nare's excitement about AI and the advancements sh...

Meet Maya Dadoo. As the founder/ CEO of Worky, Maya not only brought modern payroll and HR tech to Mexico, but helped to herald a new wave of tech innovation in the country. In this episode, we discuss: Realizing the major market opportunity for HR and payroll after moving with Ebay from the US to Mexico How she made the decision to move her product upmarket How she’s approached having US and Mexi...

Meet Trisha Kothari of Unit21. Her story is one of absolute perseverance, pushing through a challenging sales period early in the company to eventually become a leader in the fraud space. In this episode we cover: Trisha's early career and how she gained the conviction to launch a company The importance of community and accountability as she developed Unit21 The long and challenging path to bring...