The Budget Bitch Show

In this short and sweet episode, I chat with Chartered Professional Accountant - Cindy Kumar  @elevatedaccounting We're discussing what can REALLY be written off in a business, why there is so much more to working with an accountant than just taxes, and how working with Cindy can elevate your overall business strategy and financial goals. You don't want to miss this one! Be sure to give us...

In this episode, I chat with Investment and Insurance Advisor - James Kehler @jamesmkehler   We're discussing stats released by Sagen and Stat Canada regarding issues young Canadians are facing today, the housing crisis, AND we react to CBC Marketplace's hidden camera video where they infiltrate they big banks. James also spills the TEA on his time working for a credit union and what went on behin...

In this episode, I chat with Self Development Speaker - Sara Fisher  @vibinhighclub   We're discussing the law of vibration, what's going on in your brain like the RAS or reticular activating system (a network of neurons located in the brain stem to mediate behavior), manifestation and mantras, and how to step into methods that may help bring more abundance into your life through gratitude and ins...

In this episode, I chat with my friend and Greater Vancouver Realtor® - Ingrid Bakke @ingridbakke.realestate   We're discussing all things real estate! Why you might want to work with a realtor, what the process is for buying a home, what are some ways you can prepare to sell your home, AND MORE! We also dive into how Ingrid became a Realtor® - including some of her background and career journey a...

In this episode, I chat with Investment and Insurance Advisor - Tyson Nagasaka (@ tyson_nagasaka ) about the FHSA (First Home Savings Account) and RRSP (Registered Retirement Savings Plan). I reached out to my audience on Instagram and asked you what you wanted to know. Here are the answers! We chat about the similarities and differences, if one is better than the other, why you should have an FHS...

In this episode, I chat with returning guest and Certified Financial Planner - Vishal Gill (@ portfolioplanning ) about insurance: from disability, critical illness, to life. We discuss how with new levels in our money game come new devils and how to best protect you and your loved ones. What are all these insurance types? Which ones do I need or not need? Find out more by listening in. Thanks for...

In this episode, I chat with Intuitive Reader @PhalynPowell about all things financial woowoo. We discuss money energy, lack and scarcity mindsets, and how to be in alignment and awareness with how our money energy is being shared with the universe.  Links to my favourite financial products (disclamer - these are affiliate links): PolicyMe Life Insurance:  https:// policyme .com/home?utm_ source=t...

In this episode, I chat with returning guest and Mortgage Professional Marc Fernandez about the Bank of Canada's interest rates, his view on where the market may head, how the current climate affects current and prospective home owners, and what we can do to prepare our cash flow in light of the current circumstances. We also discuss variable vs fixed rates (and wtf that means) as well as how to p...

In this episode, I chat about recent financial emergencies in my life that drove home the importance of having an emergency fund. I discuss how to start an emergency fund, how to tackle starting with your first $1000, and how to approach feelings that our small contributions are negligible or pointless. Links to my favourite financial products (disclamer - these are affiliate links): PolicyMe Life...

In this episode, I chat with Katie and Katherine, hosts of the  411k Podcast  about their personal money stories, what led them to start their own podcast, their greatest money lessons, what they found the most difficult to grasp around finances, and their favourite money books! Links to my favourite financial products (disclamer - these are affiliate links): PolicyMe Life Insurance:  https:// pol...

In this episode, I chat about how your relationship with money can affect your money decisions. I talk about common financial fears and questions you can ask yourself to start your journey of healing. Links to my favourite financial products (disclamer these are affiliate links): PolicyMe Life Insurance:  https:// policyme .com/home?utm_ source=thebudgetb&utm_medium= affiliate&utm_campaign= moneyc...

In this episode, I chat about how I'm personally keeping my wedding costs down, tips and things to look out for when setting a wedding budget, hacks for paying for your honeymoon, when to start saving for your wedding, and setting your wedding budget priorities! Links to my favourite financial products (disclamer these are affiliate links): PolicyMe Life Insurance: https:// policyme .com/home?utm_...

In this episode, I chat with Roya Kachooei, co-founder of Canadian start-up Walletifai ( @walletifai ) about her journey as a start-up co-founder, what she felt was missing in financial apps, the importance of financial literacy, and how we can leverage technology to make smarter financial decisions in our short term futures. Things you'll hear: Importance of financial literacy. What makes financi...

In this episode, I chat with Vishal Gill ( @portfolioplanning ) about his journey from exploring a variety of jobs and careers to ultimately landing on starting his own financial planning business. We also dive into why you need to run your personal finances like a business, common Canadian financial misconceptions, life and disability insurance, why insurance can be difficult to talk about, and V...

In this episode, I chat with Theresa Ng ( @quarterlifecareers ) about her journey from feeling completely lost and overwhelmed at her career prospects, experiencing a quarter life crisis to successfully transitioning into a role in a new industry that she loves.  Things you'll hear: What students in post secondary can do right now How to start a career transition if you're feeling stuck and overwh...

In this episode, I chat with Rybo ( @investwithrybo ) about his journey from using student loans/scholarships to purchase items to impress others, to paying off $50K in student loans in 2 years, and to now being a wealth and life coach. Things you'll hear: How Rybo went from trying to impress people with purchases to investing in his future Why consistency is a huge key to personal finance Compari...

In this episode, I chat about emotional spending, psychological research behind emotional spending, and ways you might be able to cope with emotional spending triggers and impulsive purchases. Things you'll hear: Ways to deter emotional spending What emotional spending really means Emotions that contribute to emotional spending Psychological research How to tweak your budget to avoid feelings of c...

In this episode, I chat about ways you can learn to forgive yourself and free yourself from your past money mistakes in order to learn, grow, and move forward. Things you'll hear: What forgiveness really means Forgiveness vs. forgetting How to use your experience and mistake as a way to propel yourself forward to a brighter future Steps to take towards forgiving yourself BE SURE TO FOLLOW ME ON IN...

In this episode, I chat about how gratitude affects us psychologically, physically, and socially. And how we can harness gratitude as a way to improve our financial health. Things you'll hear: Ways gratitude impacts our brain and neurological connections How gratitude affects us physically, emotionally, and socially How a shift in gratitude can create a shift in financial health Several gratitude...

In this episode, I chat with Sylvia Gallo, Canadian money coach on common Canadian money misconceptions. We HEAR a lot of common myths maybe from friends, family, even strangers. No shame at all! At one point or another these myths were often things both Sylvia and I believed. Things you'll hear: Is it ever too early or too late to save? Should you turn down a pay increase or overtime because of t...

In this episode, I chat with Alyssa Davies, author of The 100 Day Financial Goal Journal and founder of the 2x award winning finance blog mixedupmoney.com.  On my Instagram stories I asked what are your questions on buying a home in Canada and we answer those questions in this episode! Things you'll hear: How can I save a down payment? What % should I put down on a home as down payment? Is it bad...

In this episode, I chat with Fortune 500 Speaker, Author, and Founder of Ladies Get Paid - Claire Wasserman.  Things you'll hear: How to negotiate salary and full compensation? What can we ask for? What can we do to work on perfectionism and advocate for ourselves? How do we ask for a raise or promotion? Why do we feel scared asking for more? The role race plays in women's pay How to be your own a...

In this episode, I chat about what risk related to investing is, why it may be necessary for your money to grow, and what different types of risks there are. Things you'll hear: What is risk? What types of risk are there? Why is risky relevant to investing? How can I minimize my risk? What types of investments are risky? BE SURE TO FOLLOW ME ON INSTAGRAM!  @BudgetBitchPodcast BOOK A FREE BUDGET AU...

In this episode, I explain chat about all the things that the Big 5 banks won't tell you. There are all kinds of information that are kept quiet and in the fine print leaving you as the consumer uninformed and ill-equipped to find the best banking products to fit your needs. Link to CBC article: Employees' claims of sales pressure spark shareholder lawsuit against TD Bank Things you'll hear: Who a...

In this episode, I explain the beauty that are SINKING FUNDS. Ever wonder why you can't seem to save for larger purchases? Feel like you can't seem to get ahead of "unexpected purchases?" You don't want to miss this episode! Things you'll hear: What is a sinking fund? What are sinking funds used for? How to start a sinking fund? Why you need a sinking fund? Examples of sinking funds What I've used...