Simplicity Retirement Blueprint

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See omnystudio.com/listener for privacy information.

See omnystudio.com/listener for privacy information.

See omnystudio.com/listener for privacy information.

See omnystudio.com/listener for privacy information.

See omnystudio.com/listener for privacy information.

Market declines are part of investing. The bigger question for retirees is whether your plan is built to live through them without forcing you into a bad decision at the wrong time. In this episode, we start with inflation, interest rates, oil prices and the latest market expectations before zooming out to something much more important: how often meaningful market declines actually happen. We disc...

Losing money in the stock market is never the goal. But what if some of those losses could actually work in your favor? In this episode, Josh Pick and Logan Harris explore how investors can use market declines to potentially reduce taxes without abandoning their long-term investment strategy. They explain direct indexing and tax-loss harvesting, two strategies that can turn individual stock losses...

Plenty of people make it to retirement on their own. They've spent decades saving, investing, and building wealth, sometimes accumulating millions of dollars without professional help. So why do people who've already done everything right decide to seek financial advice? This week, Bruce Hooley asks Josh Pick and Logan Harris that very question. From confirming you have enough to retire to creatin...

We've got some exciting things coming up at Simplicity Wealth Columbus! This week, Josh Peck and Logan Harris join Bruce Hooley to discuss the latest economic headlines, including the Fed's interest rate dilemma, inflation, and the impact of AI on the markets. Then, we turn our attention to two upcoming educational events designed to help you make more informed financial decisions. Join us for one...

Retirement decisions rarely stand alone. When you claim Social Security can affect taxes, Medicare costs and survivor benefits. Working longer may sound like a simple solution, until health, family or job changes force the issue. Even choices like borrowing from a retirement account can look very different once you compare the full cost instead of relying on a rule of thumb. In this episode, Josh...

The week ended with another jobs report, another round of questions about interest rates, inflation, housing and what the Fed might do next. But the bigger conversation became something else entirely: How do you make sure the people helping guide your retirement are still improving too? In this episode, Josh and Logan talk about why the firm chose Simplicity Wealth, what scale and resources can ad...

For years, much of the S&P 500 growth has been attributed to a handful of companies in a couple of sectors. But recent outlooks question how long the tech and AI growth can last. Does betting on their continued dominance still make sense? We've all heard of these investment vehicles: mutual funds, exchange traded funds (ETFs) and separately managed accounts (SMAs). But what do these acronyms m...

Interest rates can affect everything from borrowing costs to bond values and retirement income. But even investments considered “safe” can create challenges if rates change or income ends sooner than expected. Social Security also comes with more decisions than many people realize. When should you claim? How could working, taxes or future benefit changes affect what you receive? And on...

A strong jobs report. A Fed governor makes a comment. Markets move. Suddenly everyone has an opinion about what it means for your retirement. But the closer retirement gets, the bigger questions are often much more personal. Can you actually retire? Can you spend the money you spent decades saving? And can you finally relax without worrying that one bad market, tax surprise, or unexpected expense...

For years, the goal was simple: save, invest, and keep building. As retirement gets closer, how does that change the goals? The focus starts to shift: How do you turn savings into reliable income? How should taxes and withdrawals be managed? Does your investment strategy still fit? Josh and Logan also discuss the Fed, Jackson Hole, and why retirement decisions shouldn’t hinge on predicting t...

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Life insurance can serve an important purpose in retirement planning—but that doesn’t mean every policy belongs in every plan. In this episode, Josh, Logan and Bruce discuss when life insurance may make sense for retirees, including potential uses for legacy planning, long-term care and tax-efficient wealth transfer. They also cover some of the common mistakes they see: holding onto ol...

A strong jobs report. A Fed governor makes a comment. Markets move. Suddenly everyone has an opinion about what it means for your retirement. But the closer retirement gets, the bigger questions are often much more personal. Can you actually retire? Can you spend the money you spent decades saving? And can you finally relax without worrying that one bad market, tax surprise, or unexpected expense...

There has never been more financial information available. The problem is figuring out what actually matters. Headlines, market predictions, social media and everything in between can make it feel like every new piece of information demands a decision. In this episode, Josh and Logan talk about why more information does not always lead to better decisions. They break down recency bias, loss aversi...

For years, the goal was simple: save, invest, and keep building. As retirement gets closer, how does that change the goals? The focus starts to shift: How do you turn savings into reliable income? How should taxes and withdrawals be managed? Does your investment strategy still fit? Josh and Logan also discuss the Fed, Jackson Hole, and why retirement decisions shouldn’t hinge on predicting t...

You can be a good saver and still make costly mistakes when it comes to retirement. In this episode, Josh and Logan break down five common retirement mistakes even good savers make.  The challenge is that retirement is no longer just about building wealth. It’s about turning what you’ve built into a plan that can actually work to support your retirement needs, as well as your goal...

Passing wealth to the next generation involves more than deciding who gets what. The way your home, retirement accounts and other assets are structured can affect taxes, long-term care costs, probate and even family relationships. In this episode, Josh, Logan and Bruce discuss how to think about wealth transfer before it becomes urgent. They cover whether paying off your home before retirement mak...

U.S. debt has climbed past $40 trillion, while concerns around the Japanese yen and Japan’s massive holdings of U.S. Treasuries are raising bigger questions about interest rates, markets and the global economy. In this episode, Josh, Logan and Bruce break down why Japan matters to U.S. investors, how Treasury demand can affect borrowing costs, and what rising debt could mean for retirees. Th...

Interest rates can affect everything from borrowing costs to bond values and retirement income. But even investments considered “safe” can create challenges if rates change or income ends sooner than expected. Social Security also comes with more decisions than many people realize. When should you claim? How could working, taxes or future benefit changes affect what you receive? And on...