SCAM: Financial Crime By Design

Fraud, scams and financial crime are often treated as technical glitches, individual failures, or problems that can be fixed with better warnings and smarter software. They’re not. Presented by Criminologist Dr Nicola Harding, SCAM is a series of audio essays that take financial crime seriously - as a social, behavioural, and design problem. Each episode explores how harm happens without force, drawing on criminology, lived experience, and real-world practice across policy, finance, and prevention. This podcast looks beyond headlines and hot takes to examine the systems, incentives, and narratives that allow financial crime to thrive. This isn’t a podcast about the latest scam, and it isn’t a set of tips or product pitches. It’s an invitation to slow down and think properly about financial crime - how it works, who it harms, and what meaningful prevention might actually look like. If you work in fraud prevention, financial services, policy, la