Saving With Silverman

Want to get in touch with Mark? 👉 https://silverman-associates.com/home Being named someone’s executor may sound like an honor, right up until the paperwork, family questions, and financial loose ends start piling up. Mark explains what the role can actually involve and why a little preparation ahead of time can make a difficult job much more manageable. If someone is trusting you to carry out th...

Want to get in touch with Mark? 👉 https://silverman-associates.com/home Not everyone needs the same level of financial help at the same stage of life. Mark explains how your needs can change as your situation becomes more complex and why the right kind of guidance may look different from one person to the next. Planning may become more valuable as more financial pieces start interacting with each...

Are you making these five essential moves to keep your retirement plan on track? Retirement investing gets a lot harder when every headline, hot investment, or recent market move starts competing for your attention. Today, Mark breaks down five principles designed to keep your financial decisions grounded in a longer-term perspective. Because when the stakes get higher, a few simple rules can help...

Not every misleading financial statement is an outright lie, but that does not make it harmless. Mark breaks down several common claims investors hear and explains why the full story is often more complicated. He also shares how transparency and personalized guidance can help you make more informed decisions. Would you recognize a financial red flag before it costs you? Here’s what we discuss in t...

Retirement can be one of life’s most rewarding chapters, but it can also unravel quickly without the right mindset and preparation. Mark highlights several common ways people unintentionally make retirement harder than it needs to be. He explains why a successful retirement requires more than simply leaving work behind. Are your current assumptions setting you up for freedom, or frustration? Here’...

Financial planning should never leave one spouse in the dark. In this episode, Mark explains why both partners need to understand the plan, know who to call, and feel comfortable asking questions. He also shares why pressure-driven sales tactics can create serious financial problems later. Is your household prepared for the day one spouse must manage everything alone? Here’s what we discuss in tod...

Risk management is not about avoiding every financial risk. It is about understanding which risks are worth taking, which ones could threaten your goals, and how that balance should change as you move through different stages of life. In this episode, Mark explores how retirement decisions evolve from your 30s and 40s through the transition into retirement. He also considers why a financial plan s...

Misconceptions about retirement can have a major impact on your financial future. In this episode, Mark tackles some of the most common retirement myths, including the belief that reaching a certain savings number guarantees retirement. You’ll also learn why having a realistic and personalized income strategy is the key to retiring with confidence. Here’s what we discuss in today’s show: ❌ Retire...

Finding the right financial advisor isn't just about investment returns; it's about finding someone who understands your goals, communicates clearly, and earns your trust. Mark explains why great financial planning starts with listening instead of selling. Learn what questions every investor should ask before choosing an advisor. If you're wondering whether your current advisor is truly working in...

Life rarely follows a straight line. New jobs, layoffs, inheritances, health challenges, and the loss of a spouse can dramatically change your financial picture, often when you're least prepared for it. Mark discusses several major life transitions that should prompt a financial review and explains the key decisions that often arise during these moments.  Having a process in place can help you avo...

Every investor hopes they'll stay calm during a market downturn. History suggests otherwise. Today, Mark explores some of the most significant "Black Swan" events in modern financial history and explains what investors can learn from each event. While no one can predict when the next Black Swan event will arrive, having a thoughtful financial plan can help you navigate uncertainty with confidence...

It’s a Mailbag episode, and Mark’s tackling three real questions from listeners. He shares straightforward guidance designed to help you think through common concerns, so you can make more confident choices with your money. Different situations, same goal: making smart decisions that hold up over time. Here’s what we discuss in today’s show: 🏦 Loan vs Gift: Put agreements in writing to avoid tax...

Everyone talks about setting financial goals, but not everyone stops to ask if those goals actually make sense. Mark walks through how to define what really matters and build a plan around it. Because the goal isn’t just dreaming big, it’s making sure those goals hold up in the real world. A solid plan gives you clarity, confidence, and a path forward no matter what happens. Here’s what we discuss...

We like to think our financial decisions are logical, but money decisions are rarely purely logical. Fear, anxiety, overconfidence, and even headlines can influence choices in ways we don’t always recognize. And when emotions take over, even a solid plan can get thrown off track. Today, Mark breaks down how emotions impact financial decisions and why having a disciplined plan, along with the right...

Want to get in touch with Mark? 👉 https://silverman-associates.com/home It’s easy to think retirement mistakes come from bad investments, but more often, they come from behavior. Overconfidence, comparison, emotional reactions, and chasing returns can quietly derail even a solid financial plan. The challenge isn’t just knowing what to do; it’s avoiding the habits that pull you off track. Today, M...

Want to get in touch with Mark? 👉 https://silverman-associates.com/home Choosing a financial advisor isn’t just about credentials or performance, it’s about trust, communication, and fit. In this episode, Mark sheds light on what really matters when deciding who to work with and why early impressions can be just as important as technical knowledge. Not every advisor is right for every person, and...

Want to get in touch with Mark? 👉 https://silverman-associates.com/home Bold financial opinions are everywhere, and they’re often delivered with total confidence. Mark takes a more discerning look at popular money advice, and why it can sound smart while missing important context. The problem isn’t that these takes are always wrong, it’s that they’re often applied without considering real people,...

Want to get in touch with Mark? 👉 https://silverman-associates.com/home In this mailbag episode, Mark responds to listener concerns that highlight the uncertainty many people feel as retirement gets closer. These are the kinds of moments where hesitation, assumptions, or bad timing can have lasting consequences. Before making a move, it’s worth slowing down, because big decisions deserve more tha...

Want to get in touch with Mark? 👉 https://silverman-associates.com/home Most people focus on saving more but overlook how much power they already have. Mark walks through the major financial assets many people take for granted and explains why ignoring them can quietly limit retirement confidence. Tune in to make sure your biggest resources are working together for you, not against you. Here’s wh...

Want to get in touch with Mark? 👉 https://silverman-associates.com/home Clutter isn’t just a problem in your garage, it creeps into your finances, too. In this episode, Mark talks through the habits, products, and decisions that weigh down your money without adding real value. Discover how to clean up your finances and invest confidently for the future. If your finances feel messy or inefficient,...

Want to get in touch with Mark? 👉 https://silverman-associates.com/home What does The Wizard of Oz have to teach us about smart financial planning? More than you might think! In this episode, Mark uses the timeless lessons of Dorothy and the Yellow Brick Road to explain why a clear financial plan matters- and why “winging it” rarely works. Just like the journey to the Emerald City, retirement pla...

Want to get in touch with Mark? 👉 https://silverman-associates.com/home The doctor is in! Most people worry about small financial details while ignoring the big issues that can quietly derail retirement. In this episode, Mark introduces a series of “financial diseases” that show up when planning gaps go unchecked. You’ll hear how easy it is to miss these problems until they become expensive. The...

Want to get in touch with Mark? 👉 https://silverman-associates.com/home Step into a fairytale-inspired take on financial planning as Mark matches real-life money habits to the colorful personalities of the seven dwarfs. Gain fresh perspective and actionable wisdom for your own financial story, all while having a little fun along the way. Ready to discover which financial dwarf you might be? You m...

Want to get in touch with Mark? 👉 https://silverman-associates.com/home Planning for retirement has a lot in common with playing golf. In this episode, Mark uses the golf course as a metaphor for smart investing and retirement planning. Retirement has its own “hazards.” Unexpected healthcare costs, tax surprises, market downturns to name a few. The danger isn’t just in the risk, but in not seeing...

Want to get in touch with Mark? 👉 https://silverman-associates.com/home Is downsizing right for you in retirement? For many retirees, the decision to downsize isn’t just about saving money; it’s about simplifying life. Mark reveals why moving to a smaller home isn’t always a money-saver, digging into costs like mortgages, HOA fees, and property taxes. He shares his personal perspective and explai...