Predict & Prevent

The global conversation on climate risk is heavily skewed toward decarbonization and net zero. While mitigating future climate damage is critical, that focus often overshadows an equally urgent challenge: surviving the climate reality we already live in. Moustafa Naiem, founder and CEO of Resiliocs Intelligence, helps institutional asset owners move beyond risk scores to understand what their clim...

A surprisingly overlooked problem in water leak prevention takes center stage in this episode: getting smart water devices installed is only half the battle. Paul Vacquier, founder and CEO of Beagle Services Inc., shares his unconventional path from practicing law in California to building the insurance go-to-market strategy for Flo by Moen — and ultimately launching Beagle to address a critical g...

What if earthquakes could be forecast up to 25 days in advance? That's the premise behind one of the most unconventional companies in risk management today. Itamar Zabari, CEO and CTO of AstroTeq, joins host Pete Miller, CPCU, to explain how his company leverages cosmic radiation data combined with multi-channel machine learning to do exactly that. Itamar shares the origin story behind the venture...

What if legacy security cameras already installed at distribution centers and warehouses could do more than just record footage? What if they could also prevent spoiled food from reaching grocery stores or catch cargo errors or even theft before it happens? That's the vision driving Technova Industries, a company transforming how the logistics industry handles cold chain verification. On this epis...

As climate disasters, cyberattacks, and geopolitical instability increasingly intersect, traditional insurance models are reaching their limits. AXA is shifting from simply paying claims after disasters to actively helping to prevent losses before they happen. Pierre du Rostu, CEO of the AXA Digital Commercial Platform, discusses his team's risk management platform with Pete Miller, CEO of The Ins...

Most insurance policies follow a familiar pattern: you purchase coverage, file it away, and hope you never need to use it. But what if your insurance company could prevent a disaster from happening in the first place? That's the premise behind Coalition, a cyber insurance provider that's turning the traditional insurance model on its head by combining coverage with real-time threat detection and r...

While traditional climate models predict where disasters occur, Faura's technology—trained on over a century of property data—identifies which homes are more likely to survive wildfires, hurricanes, floods, earthquakes, and hail. Partnering with insurance companies, Faura replaces expensive inspections with quick homeowner self-assessments, providing actionable recommendations from simple weekend...

What if the same sensor protecting your home from electrical fires could also help prevent billion-dollar wildfires that devastate entire communities? That's the fascinating premise explored in the latest episode of the Predict & Prevent podcast, where host Pete Miller welcomes back Bob Marshall, CEO and co-founder of Whisker Labs, for a conversation about how individual home protection is evo...

Recent catastrophic events have left many insurance carriers questioning whether traditional building practices can withstand increasingly severe weather patterns, while homeowners struggle with rising premiums and reduced coverage options. New research from the University of Alabama provides compelling evidence that resilient construction standards not only protect homes during major storms but a...

As artificial intelligence reshapes the insurance landscape and climate-related disasters become increasingly frequent, regulators face the complex challenge of fostering innovation while protecting consumers. This episode of the Predict and Prevent podcast explores these pressing issues through the lens of a regulatory leader navigating these very challenges. Scott A. White, commissioner of the V...

While traditional insurers continue retreating from wildfire-prone areas, leaving property owners scrambling for coverage, one company is taking the opposite approach by combining cutting-edge analytics with mitigation-focused strategies. Green Shield Risk Solutions is tackling the wildfire insurance crisis head-on, proving that with the right technology and expertise, these risks can be successfu...

For decades, workplace safety management has followed a frustratingly reactive pattern: wait for accidents to happen, implement fixes, and repeat. Innovative wearable technology is now breaking this cycle by capturing critical environmental and motion data that enables safety professionals to address hazards before injuries occur. Gabriel Glynn, CEO and Founder of MākuSafe, talks with host Pete Mi...

How the insurance industry is promoting a shift in disaster mitigation through science-backed building standards and state-level partnerships to make homes more resilient is discussed in “Building Resilience: From Rooftops to Results,” the latest episode of the Predict & Prevent podcast from The Institutes. Roy Wright, President and CEO of The Insurance Institute for Business & Home Safety...

In an era where gun violence continues to plague American society, how one innovative technology company is stepping up to address this persistent challenge is the focus of “AI on Guard: Stopping Gun Violence Before It Starts,” the latest episode of the Predict & Prevent podcast from The Institutes. Host Pete Miller, CEO of The Institutes, talks with Timothy Fallon, VP of Strategic Initiatives...

Technology and innovation are increasingly being applied to manage the growing threat of wildfires. Pete Miller, CEO of The Institutes, welcomes Bill Clerico, founder of Convective Capital, to discuss how early-stage firetech companies are making a difference in improving community resilience, mitigating risk and enabling a safer and faster response to fires.     Bill shares his personal...

Nationwide Insurance is working to improve property resilience through risk mitigation, technology adoption, and advocacy for building codes. Mark Berven, president and COO of Nationwide, talks about the importance of shifting from a reactive approach to a "predict and prevent" mindset in the insurance industry, especially amid changing weather patterns. Berven discusses Nationwide's efforts to in...

With a rich history spanning nearly 160 years, Hartford Steam Boiler Inspection & Insurance Co. has evolved from a think tank focused on preventing steam boiler explosions to a leader in engineering, technology, and insurance solutions. Hear John Riggs, Chief Technology Officer and Head of Applied Technology Solutions, share how HSB is deploying advanced technology to deliver what it calls a "...

Hear how Liberty Mutual is helping its clients prevent losses through data-driven strategies and the careful application of technological innovations. Pete Miller, CEO of The Institutes, welcomes Dorothy Doyle, Senior Vice President and General Manager of Risk Control Services for Liberty Mutual, to talk about how risk control is being enhanced and expanded today. Dorothy talks about using risk as...

Learn how one company is leveraging artificial intelligence and computer vision to not only improve workplace safety, but also to transform the traditional workers' compensation insurance model. Pete Miller, CEO of The Institutes, talks with Josh Butler, CEO and Founder of CompScience, about how a focus on preventing losses creates a better outcome for insurers, brokers, employers and employees. J...

Using advanced flood modeling technology to predict when storms and heavy rains will cause severe surface flooding can give businesses and communities the early warning they need to protect their assets, deploy mitigation efforts and get out of harm's way. In this episode of the Predict & Prevent podcast, Pete Miller, CEO of The Institutes, talks with Dr. Avi Baruch, co-founder of Previsico, a...

Preventing distracted driving can dramatically reduce the volume of vehicle collisions, saving lives and reducing claims costs. In the latest episode of the Predict & Prevent podcast, Pete Miller, CEO of The Institutes, sits down with Dr. Stefan Heck, CEO and Founder of Nauto, to discuss the future of transportation safety and the role of AI in preventing collisions. Stefan shared insights int...

Where are advances in technology taking data and analytics and enhancing our ability to prevent potential losses? In this episode, host Pete Miller, CEO of The Institutes, talks with Nancy Greco, a Distinguished Engineer with IBM Research, about the evolution of risk data and artificial intelligence to predict and prevent losses that can disrupt operations. In the second half of the episode, Mille...

A focus on prevention is just as critical to the success of a nearly 200-year old property insurer and its customers, as it is for a robotics startup that eliminates the fuel that allows wildfires to spread. In this episode, Pete talks with Randy Hodge, executive vice president, staff insurance operations for FM Global, and Anukool Lakhina, CEO and co-founder of BurnBot, about how each organizatio...

Whether it’s making a community more resilient to disasters or helping an employer to reduce accidents in the warehouse, having the right data is key to focusing prevention efforts where they will have the greatest ROI. Join Host Pete Miller as he talks with Daniel Kaniewski, Managing Director-Public Sector of Marsh & McLennan and former deputy administrator of FEMA, and Alex Senemar, CEO and...

Improving risk data not only helps predict potential losses but also makes it possible to incentivize and measure risk prevention. In this episode, Pete talks with Kevin Stein, CEO and Co-Founder at Delos Insurance, and Sean Petterson, CEO and Founder of StrongArm Technologies, about how they are using data for insights that can predict potential losses from wildfires and unsafe worker activities....