Planning your Financial Future

Send us Fan Mail This week on Planning Your Financial Future , Mitch breaks down how a simple 2% annual increase to your investment contributions can add hundreds of thousands to your long‑term wealth. He explains why small, consistent adjustments matter more than chasing returns and how paying yourself a little more each year builds real financial strength. This is a general source of information...

Send us Fan Mail On this week of "Planning Your Financial Future," Mitch discusses the importance of updating your beneficiary designations, why people forget to do it, and how a simple review can prevent major financial headaches down the road. This is a general source of information only. It is not intended to provide personalized tax, legal or investment advice, and is not intended as...

Send us Fan Mail On this week of Planning Your Financial Future , Don and Mitch break down the three stages of retirement—Go‑Go, Slow‑Go, and No‑Go, and examines how emotional investing, especially around Bitcoin, can derail long‑term security. They explore volatility, risk capacity, and why disciplined planning matters more than hype when building a sustainable retirement path. This is a general...

Send us Fan Mail On this week’s episode of Planning Your Financial Future , Don and Mitch discuss the unavoidable trio of cottages, death, and taxes — and how smart insurance planning can soften the blow. They break down capital‑gain traps, inheritance fairness, and why permanent insurance can keep families from losing wealth at the worst possible time.  This is a general source of information onl...

Send us Fan Mail On this week’s “Planning Your Financial Future,” Don and Mitch break down why blanket financial statements can mislead Canadians and why withdrawal strategies must be personalized. They explore how choosing the right accounts to draw from affects taxes, flexibility, and long‑term outcomes, emphasizing thoughtful planning over one‑size‑fits‑all advice. This is a general source of i...

Send us Fan Mail On this episode of Planning Your Financial Future , Don and Mitch break down what net worth really represents, why pensions can outweigh assets, and how summer money moves shape long‑term financial health, from vacation budgets to rising utility costs. A practical, timely guide to spending smarter and building lasting security. This is a general source of information only. It is n...

Send us Fan Mail On this week of "Planning Your Financial Future", Don and Mitch discuss rising financial anxiety, real estate volatility, and the massive wealth transfer now underway. They explain why communication, tax planning, and proper estate preparation are essential, especially as many Canadians face their largest-ever tax bills at death. This is a general source of information o...

Send us Fan Mail This episode dives into the classic “Sell in May” market debate and why the strategy isn’t as simple as it sounds. Don and Mitch also break down the growing complexity of cross‑border tax rules, highlighting the pitfalls Canadians face when earning, investing, or retiring in the U.S. From seasonal market myths to cross‑border tax bombs, they unpack what investors need to know to s...

Send us Fan Mail On this week’s episode of Planning Your Financial Future, Don and Mitch discuss concerns surrounding credit card debt, how high interest rates can quickly compound financial stress, and why rising gratuity expectations are increasing everyday spending pressures. They also explore practical strategies for managing credit use, controlling expenses, and improving overall financial st...

Send us Fan Mail On this week’s episode of Planning Your Financial Future , Don and Mitch discuss why “If I Had $1,000,000” doesn’t mean the same thing in 2026, how today’s millionaires often feel more mass affluent than rich, and why longevity, liquidity, and love (yes, divorce law) can make or break your financial future. This is a general source of information only. It is not intended to provid...

Send us Fan Mail Join Mitch Fox on Planning your Financial Future as he discusses how rising education costs can feel overwhelming, but the RESP remains one of the most powerful tools available to Canadian families. Starting early, maximizing grants, and understanding withdrawal strategies can significantly increase long‑term value. This episode highlights how timing, consistency, and smart planni...

Send us Fan Mail Don and Mitch share financial lessons inspired by the Easter Bunny, including planning ahead, diversification, staying financially agile, and building wealth through consistency. They also explain the three stages of financial planning and how saving a percentage of income over time can lead to long-term financial independence and retirement income.  This is a general source of in...

Send us Fan Mail Planning a wedding is exciting, but couples should also think about their financial future. Don and Mitch discuss rising wedding costs, budgeting strategies, and why creating or updating a will is important. They explain how estate planning, beneficiaries, and smart money decisions can protect your finances as you start life together or take a much needed look at your old will. Th...

Send us Fan Mail Learn how to clean up your finances with a practical financial spring cleaning checklist. In this episode, we cover portfolio rebalancing, consolidating investment accounts, reviewing debt and mortgages, automating savings, updating beneficiaries, and optimizing your financial plan. Simple personal finance steps to organize money, reduce taxes, and build long-term wealth. This is...

Send us Fan Mail On this week’s Planning Your Financial Future , Don and Mitch explain why reacting to headlines can hurt long-term investing. They discuss the difference between tax avoidance and evasion, why lifestyle planning shapes retirement needs, and share practical travel tips, from rental car traps to insurance, helping listeners protect both their portfolios and wallets. This is a genera...

Send us Fan Mail On this week’s episode of Planning Your Financial Future , Don and Mitch break down why discipline matters most during volatile markets. They discuss smart TFSA strategy, the risks of chasing “lottery” stocks, and key tax concepts like deductions, credits, and the Disability Tax Credit — all focused on long-term planning. This is a general source of information only. It is not int...

Send us Fan Mail On this week’s “Planning Your Financial Future” podcast, Don and Mitch discuss the power of financial literacy; from understanding RDSP opportunities to developing a strong money mindset. They explain why procrastination holds people back, how compound interest builds lasting wealth, and why a clear, diversified financial plan is essential for long-term security. The Canada Disabi...

Send us Fan Mail On this week’s “Planning Your Financial Future” podcast, Don and Mitch discuss RRSP season and why an RRSP should be viewed as a personal pension plan, not a tax trap. They cover smart withdrawal strategies, minimizing tax in retirement, and the importance of teaching financial literacy to the next generation. This is a general source of information only. It is not intended to pro...

Send us Fan Mail On this week’s “Planning Your Financial Future” podcast, Don and Mitch bust common life insurance myths and explain why getting coverage young can save you money long term. They compare term versus permanent insurance and explore how disciplined investing, inflation awareness, and proper diversification build lasting financial independence. This is a general source of information...

Send us Fan Mail In this episode, Don and Mitch use Super Bowl stories to explain smart investing. They explore why gambling and investing aren’t the same, how diversification and rebalancing reduce risk, and why emotional decisions often hurt long-term results. The conversation highlights disciplined planning, coaching, and staying focused when markets feel unpredictable. This is a general source...

Send us Fan Mail On this weeks “Planning Your Financial Future” podcast, Don and Mitch discuss RRSP season, contribution deadlines, and tax-efficient planning. They explain why RRSPs aren’t one-size-fits-all, explore different types of investment risk, and highlight the importance of matching long-term goals with the right strategies to avoid running out of money. This is a general source of infor...

Send us Fan Mail In this episode, Don and Mitch review the surprises of the 2025 markets, from tariff fears to standout global returns. They discuss gold’s exceptional performance, the risks of chasing winners, and why diversification and disciplined investing remain the most reliable way to achieve strong returns with manageable risk. This is a general source of information only. It is not intend...

Send us Fan Mail In this episode of Planning Your Financial Future , we explore the top financial resolutions for 2026, from paying down high‑interest debt to improving cash flow. We discuss accountability, realistic goal‑setting, and how planners help Canadians stay disciplined while leveraging tools like TFSAs, FHSAs, and long‑term investment strategies. This is a general source of information o...

Send us Fan Mail In this episode, on Planning Your Financial Future we break down where interest rates stand heading into year-end, why diversification still drives long-term success, and the practical tax strategies Canadians should act on before December 31. We explore RRSP/RRIF planning, TFSA usage, RESP contributions, capital gains decisions, and how to manage income efficiently. This is a gen...

Send us Fan Mail In this episode, Planning Your Financial Future unpacks an unpredictable year in the markets, highlighting dramatic swings, shifting interest rates, and the nonstop noise that pushes investors to react. They explain why headlines can mislead, how volatility tests discipline, and why staying grounded is often the most effective strategy in uncertain times. This is a general source...