Moms who Money

On this week's episode of the Moms Who Money podcast, Eileen gets personal and real as she opens up about her mom’s unexpected passing. She shares her deeply emotional experience navigating the chaos that followed and the invaluable lessons she learned about being prepared for life’s uncertainties.  * From the heartache of sifting through unorganized documents to the realization of how much easier...

On this week’s episode of Moms Who Money, Eileen is tackling a topic that’s especially relevant for moms who want to stay financially independent through retirement. She’s diving into the concept of “Silver Squatters,” a term describing the growing trend of retirees relying on family for financial support.  * With rising costs, insufficient retirement savings, and disappearing pensions, many Gen X...

In this week’s episode of Moms Who Money, Eileen’s exploring what it really means to have “financial peace” and how to make it a reality in your life. It’s easy to feel overwhelmed by financial stress, but this episode breaks down the steps to help you build a sense of calm, security, and confidence with your money. * From learning to appreciate your money’s role in your life to creating financial...

Whether you’re Type A and love having every detail planned, or Type B and prefer going with the flow, this episode is packed with practical tips on how to handle those unexpected expenses without turning to your “emergency” credit card. * Eileen shares her personal experiences of home repairs, surprise expenses, and how shifting to an emergency cash mindset can help you avoid unnecessary debt. * Y...

On this week's episode of the Moms Who Money podcast, Eileen is tackling one of the biggest debates: Love or money—which one truly matters more when it comes to building the life you want?  * Spoiler alert: It’s not about choosing one over the other. She’s diving into how both love and money play critical roles in shaping your life—whether it’s creating financial security, nurturing relationships,...

On this week's episode of the Moms Who Money podcast, Eileen dives into the Top Money Myths That Keep You from Getting Ahead. If you’ve ever heard that saving small amounts isn’t worth it, or that the stock market is only for the wealthy, this episode is going to flip those beliefs upside down! * Eileen breaks down six common myths about money that keep moms from reaching their full financial pote...

In this week’s episode of the moms who money podcast, I’m breaking down the 4 most common saving mistakes that I see moms making all the time—and showing you exactly how to fix them. Are you doing all the things to try and save, but somehow still feel stuck in the paycheck-to-paycheck cycle? * It’s time to flip the script and start saving the right way! From getting clear on your financial goals t...

In this week’s episode, Eileen’s diving deep into the powerful influence your personal money story has on every financial decision you make. Whether you grew up hearing phrases like “money doesn’t grow on trees” or experienced a household where money seemed to flow without a care, your past is driving your financial present.  * Eileen breaks down how your money story is shaped by the lessons, habi...

In this week's episode of Moms Who Money, Eileen breaks down the essential steps to achieving financial security with 10 Steps to Financial Security for Moms. If you’ve ever felt stuck in the paycheck-to-paycheck cycle, overwhelmed by debt, or just wanting more financial breathing room, this episode is for you. * Eileen walks you through practical, actionable steps like tracking your spending, pay...

In this week’s episode of Moms Who Money, Eileen tackles the tough reality that the system is broken for women—especially for moms. From the gender pay gap to the crushing expectations placed on working mothers, it’s clear the world of work wasn’t designed for us. Instead of waiting for the system to change, Eileen explores how moms can take control of their financial futures by changing how they...

In this week's episode of the Moms Who Money podcast, Eileen dives into the financially tempting "BER months"—September, October, November, and December—offering valuable insights on how to navigate this season with intention. As retailers ramp up their marketing for fall and holiday products, Eileen shares strategies to avoid the common pitfalls of overspending during this time. From setting fami...

In this week’s episode of the Moms Who Money podcast, Eileen dives into the profound impact of growing up in an environment of wealth, abundance, and what truly matters. She explores the concept of wealth beyond just financial means—imagining a childhood filled with love, respect, and opportunities. How might your life and relationship with money differ if you had been taught to work smarter, beli...

In this week’s episode, Eileen dives into one of the most crucial aspects of financial security—building your emergency fund. She explores why every mom needs a solid financial cushion to cover unexpected expenses like job loss, medical bills, or car repairs. You’ll learn how to calculate your ideal emergency fund based on your personal situation, whether it's 3-6 months of expenses or more, and d...

In this week's episode of the Moms Who Money podcast, Eileen dives deep into the hidden fears and beliefs that shape your financial life. She explores how money impacts every aspect of our existence and why so many of us are stuck in a cycle of living paycheck to paycheck. * Eileen guides you through a series of thought-provoking questions to help you uncover your money story—those subconscious be...

On this week's episode of the Moms Who Money podcast, Eileen dives into why 93% of women are stressed about money, touching on the wealth gap, caretaking responsibilities, and the need for robust retirement savings. She explains the Motherhood Penalty, how mothers earn 31% less than fathers, and face significant career and financial challenges due to unpaid domestic work and societal expectations....

On this week’s episode of the Moms Who Money Podcast, Eileen’s tackling how to create and grow your financial GAP—the sweet spot between what you earn and what you spend.  * Eileen shares a candid glimpse into her life, and she's got some game-changing advice on how to ensure your finances are as thriving as your family life!  * Key Highlights: - The GAP: Discover what it is and why it’s your tick...

In this week’s episode of the Moms Who Money Podcast, Eileen dives into the essential steps every mom can take to gain control of their finances and create a secure financial future for themselves and their families.   Managing finances can be daunting, especially when you feel like you’re trying to figure it all out on your own. Unfortunately, most moms aren’t taught how to handle money effective...

On this week’s episode of the Moms Who Money podcast, Eileen explores how your thoughts and behaviors might be repelling money and keeping you stuck in financial stress.   Highlights: Abundance Mindset: Learn how focusing on positivity can attract wealth and happiness. Money Blocks: Discover common subconscious habits that may be preventing you from financial success. Action Steps: Practical tips...

On this week's episode of the Moms Who Money podcast, Eileen explores the critical gap in our education system - the lack of financial literacy. She dives into why money isn't taught in schools, the impact of this oversight on families, and how we can take charge of our financial education.   Eileen shares personal stories, discusses common money myths, and provides practical tips for becoming fin...

In this episode of the "Moms who Money" podcast, Eileen explores the necessity and benefits of creating multiple income streams. She discusses various ways for moms to earn extra money, ranging from becoming a virtual assistant to starting a blog or even doing voiceover work. Eileen emphasizes the importance of not relying on a single income source, especially given current economic challenges.  ...

On this week's episode of the Moms Who Money podcast, Eileen guides you through a mid-year check-in to evaluate your progress towards your goals. Whether they are personal, family, career, or financial, it's time to see how far you've come and what adjustments you need to make to stay on track for the rest of 2024.   Eileen shares her own experiences and practical strategies for maintaining moment...

On this week’s episode of the Moms Who Money podcast, Eileen addresses one of the most frequently asked questions: "How much money should I have saved by now?" She challenges conventional benchmarks and societal expectations, diving into why people feel pressured to meet specific financial milestones by certain ages.      She debunks the traditional 50/30/20 rule and explores a more personalized a...

In this week’s episode, Eileen opens up about her personal journey from financial stress to stability. She shares how she broke free from living paycheck to paycheck, built her investment accounts over $250,000 in 4 years, and even purchased a car with cash—all after hitting rock bottom post-divorce. This episode is packed with insights and practical tips that can help you transform your relations...

On this week’s episode, Eileen dives into the profound connection between self-worth and financial success.   Have you ever pondered the phrase, "Get paid what you’re worth"?   She explores how self-worth, rooted deeply within us, influences our financial decisions and career trajectories. Unlike self-esteem, which depends on external achievements, self-worth is about valuing yourself intrinsicall...

In this week’s episode of the Moms Who Money podcast, host Eileen Joy dives deep into what it truly means to be rich. Is it just about having a certain amount of money, or is there more to it? She explores the differences between being rich and being wealthy, and how understanding these distinctions can change your financial mindset. Eileen covers six essential steps to ensure you and your family...