MISMO Mic'd Up: Beyond the Standards

More data. Faster technology. The same fundamental objective: protect mortgage margins from rate lock through loan sale. How can capital markets teams use standardized data and artificial intelligence to make better decisions—and maintain confidence in the outcomes? In this episode of MISMO Mic’d Up, Brian Vieaux welcomes Fuad Nasir, Vice President of Product Management for Hedging and Trading at...

There’s a cost to solving the same mortgage problem company by company, over and over again. It shows up in repeated data requests, time spent negotiating agreements, disconnected systems, and uncertainty about how to govern new technology. In this solo episode of MISMO Mic’d Up, MISMO President Brian Vieaux explores how the industry’s standards community brings lenders, technology providers, regu...

AI can add capacity to a mortgage operation. But what should it handle, when should a person step in, and how do you know it’s ready to represent your company? In this episode of MISMO Mic’d Up , Brian Vieaux welcomes Rishi Choudhary, Co-Founder and CEO of Kastle , for a practical conversation about AI across mortgage origination and servicing. From the first borrower inquiry to the final payment,...

The mortgage industry is asking, “How are you using AI?” But are we starting with the right question? On this episode of MISMO MIC’d UP , host Brian Vieaux welcomes Jay Kingsley, President of Cotality’s mortgage business and a MISMO Board member , for a conversation about what it takes to turn AI’s potential into measurable business value. From reducing the time, touches, and cost of originating a...

The MISMO Fall Summit broke records — and on this episode of MISMO MIC'D UP, we're taking listeners behind the scenes to find out how it all came together. Brian Vieaux is joined by Amy Moses, Vice President of Strategic Growth at MISMO, to recap a Fall Summit that welcomed 430 registrants, including approximately 350 in-person attendees, more than 70 first-time Summit participants, 20 spo...

Every company is becoming an AI company—whether it realizes it or not. In this episode of MISMO MIC’D UP, Brian Vieaux is joined by Dominick Campagna, Founder and CEO of LucidTrust, for a practical conversation about the rapidly evolving challenges of AI adoption, governance, and risk management. LucidTrust is one of MISMO’s newest member companies and stepped up in a big way as a co-sponsor of th...

Drive to 25: Removing the Friction from Digital Closing On this episode of MISMO MIC'D UP , Brian Vieaux is joined by Steve Manente, President of DocsDirect and Managing Director of Schwartz Manente, and Mike Hallman, Vice President of DocsDirect , for a conversation about digital closing, eNote adoption, and what it will take for the mortgage industry to move from incremental progress to mean...

This week on MISMO MIC’D UP , we’re flipping the script. After spending countless episodes asking industry leaders the questions, MISMO President Brian Vieaux turns the microphone around—and puts himself in the hot seat. His interviewer? Freeda, his ChatGPT assistant , who was given one assignment: Ask the questions the mortgage industry should be asking the President of MISMO right now. The resul...

What do Freddie Mac, MISMO, artificial intelligence, mortgage data standards, and a glass of "dirty water" have in common? Quite a bit, as it turns out. In this week's episode of MISMO MIC'D Up , Brian Vieaux sits down with Matt Seu , Partner and Mortgage & Fixed Income Practice Leader at Actualize Consulting, and Geran Combs , Managing Director, for an engaging conversation...

Artificial intelligence is no longer a future technology for mortgage lending. The question isn't whether AI will transform the industry—it already is. The real question is whether organizations will be prepared when the pace of change accelerates. In this episode of MISMO Mic'd Up , Brian Vieaux sits down with Stu Brown, Chief Transformation Officer at Guidehouse , to explore what transfo...

When people think about the Mortgage Bankers Association (MBA), advocacy is usually the first thing that comes to mind. But behind the scenes, MBA is also one of the industry's largest and most influential providers of mortgage education, training more than 75,000 mortgage professionals every year. In this episode of MISMO MIC'd Up , Brian Vieaux sits down with David Upbin, MBA's Vice...

Artificial Intelligence is no longer something lenders can evaluate "when the time is right." It's already embedded throughout the mortgage ecosystem—from LOS platforms and servicing technology to loan officer productivity tools and third-party vendor solutions. The question is no longer if you're using AI. The question is whether you're governing it. In this episode of MISMO...

This week on MISMO MIC'd Up , Brian Vieaux sits down with Justin Demola, CMB, Vice President of Mortgage Solutions at Equifax , for a timely conversation about the future of mortgage credit and the changes every lender should be preparing for. Fresh off his first six months at Equifax, Justin shares how his experience as both a mortgage executive and technology leader gives him a unique perspe...

As the mortgage industry nears the go-live date for UAD 3.6, uncertainty and preparedness are top concerns. This episode dives into the current state of readiness, the importance of industry-wide coordination, and the powerful role of initiatives designed to facilitate a smooth transition. In this episode: Chris Williams shares insights on the industry’s readiness as the UAD 3.6 launch approaches....

The mortgage industry is no stranger to new technology. But every once in a while, a company comes along that doesn't just automate an existing process—it challenges how we think about the work itself. On this episode of MISMO Mic'd Up, I sit down with Copperlane co-founders Athan Zhang and Brianna Lin , two young entrepreneurs who are bringing a fresh perspective to one of the industry&#3...

In this episode of MISMO MIC’d Up, I sit down with Jagjit Singh from JazzX AI to discuss one of the most important questions facing mortgage lenders today: What will separate the lenders who merely experiment with AI from those who successfully operationalize it? While much of the industry remains focused on pilots, proofs of concept, and isolated use cases, Jagjit argues that the real opportunity...

The mortgage industry is rapidly approaching one of the most significant valuation transformations in decades. With the UAD 3.6 mandate on the horizon, lenders, appraisers, AMCs, and technology providers are preparing for a future built on structured data, greater automation, and new approaches to property valuation. On this episode of MISMO MIC'D UP, Brian Vieaux sits down with Brian Zitin, F...

On this episode of MISMO MIC’d Up, I sit down with Amy Creason for a conversation that blends mortgage innovation, industry collaboration, and leadership. We start with an important but often underappreciated topic inside the mortgage ecosystem: the Commitment File. Amy helps unpack why this work matters, the operational friction it aims to solve, and why standardization in this area has the poten...

On this special edition of MISMO MIC’d UP, Rick Hill joins Brian Vieaux for an important industry conversation introducing MISMO FRAME — the Framework for Responsible AI in the Mortgage Ecosystem. Built by the industry, for the industry, FRAME is designed to help lenders, servicers, technology providers, and other mortgage stakeholders confidently navigate the rapidly evolving world of artificial...

In this episode of MISMO MIC’d Up, Dustin Owen joins Brian Vieaux for whatstarts as a conversation about the upcoming TLOP Unite Caribbean TakeoverCruise… and quickly evolves into a wide-ranging discussion on the future of themortgage industry, the power of advocacy, and why every Loan Officer shouldunderstand the role MISMO plays in their daily business. Dustin shares the inspiration behind launc...

This week on MISMO MIC’D UP, Brian Vieaux sits down with Rick Seehausen, newly appointed President of Lenders One, for a candid and forward-looking conversation about the evolving role of collaboration, scale, and innovation in mortgage lending. Just ten weeks into his tenure, Rick shares his early impressions of the Lenders One culture, the power of the cooperative model, and why the organization...

🎙️ Detailed Show Description In this episode of MISMO MIC’D Up , Brian Vieaux sits down with Samantha Markwood to explore the often misunderstood—but absolutely critical—role of credit reporting agencies in the mortgage ecosystem. Fresh into her new role as Chief Strategy & Brand Officer at Birchwood Credit Services, Samantha shares her perspective on why now is the right time for organization...

In this powerful and deeply human episode of MISMO MIC’d Up, I sit down with Mike Eising—Chief Compliance & Risk Officer at Ruoff Mortgage and author of Rethink Everything You “Know” About Mortgage Risk and Compliance —for a conversation that goes far beyond policies, procedures, and checklists. This isn’t your typical compliance discussion. We start where the industry conversation is today: A...

As Automated Valuation Models (AVMs) continue to gain traction across the mortgage industry, one critical question sits just beneath the surface: How confident should we be in the values they produce? In this episode of MISMO MIC’D Up, I sit down with Eric Fox, Chief Economist and SVP of Analytics at Veros Real Estate Solutions, to unpack the concept of confidence scoring —what it is, why it matte...

What does “reliable at scale” actually mean in mortgage—and why does it matter more now than ever? In this episode of MISMO MIC’D UP, Brian Vieaux sits down with Brian Pannell, Chief eServices Executive, and David Garrett, Director of Integration & Technical Services at DocMagic, to unpack one of the most critical—and misunderstood—concepts in digital mortgage transformation. From the infrastr...