Life Chapters, Money Choices

Most of us would rather not think too hard about what could go wrong. That is one reason risk cover can feel like money spent on something we hope never to use. But what happens when the real financial challenge is not dying, but surviving an illness or disability that changes how you live, work and earn? In this episode of Life Chapters, Money Choices, Kim Potgieter and Michael Avery are joined b...

Selling a business may look like a financial transaction, but for the person who built it, letting go can feel deeply personal. In this episode of Life Chapters, Money Choices , Kim Potgieter and Michael Avery speak with Judy Sunasky, former owner of Blendwell Chemicals and now a business and leadership coach and Women Presidents Organization chapter chair. After spending 25 years building and run...

Men are often quick to fix the car, service the pool pump or research the right tyres, but far slower to act when something feels wrong in their own bodies.  In this episode of Life Chapters, Money Choices , Kim Potgieter and Michael Avery speak to Dr Adam Nosworthy, a specialist physician and medical oncologist at Nosworthy Oncology in Johannesburg, about men’s health, prostate cancer and the con...

What does financial planning look like when your child has special needs? In this episode of Life Chapters, Money Choices , Kim Potgieter and Michael Avery speak to Bryony Gilmour, a financial planner at Chartered Wealth Solutions and mother to Kerry and Jade. Bryony and her husband, Gareth, only discovered when Jade was born that she had Down syndrome. At the time, their focus was not on financia...

What if the next chapter of life is not about slowing down, but about staying open? In this episode of Life Chapters, Money Choices , Kim Potgieter and Michael Avery are joined by Kate Turkington, broadcaster, travel writer, author and one of South Africa’s most recognisable voices in travel and media. Nearly 92, Kate is still curious, still travelling and still saying yes to life. She shares stor...

What happens when memory starts to change, and the people around us are not sure what to say or do? In this episode of Life Chapters, Money Choices , Kim Potgieter and Michael Avery are joined by Dr Ryan Fuller, specialist geriatric psychiatrist and founder of the Memory Care Group, for a compassionate conversation about dementia, family responsibility, capacity, financial decision-making and dign...

What happens when the home that once held your whole life no longer fits the life you are living now? In this episode of Life Chapters, Money Choices , Michael Avery and Kim Potgieter are joined by Financial Planning Specialist Jason Appel for a thoughtful conversation about one of the most emotional and practical decisions many people face in later life: whether to stay in the family home, rent,...

How prepared are you for a diagnosis you never saw coming? It is a confronting question, but one that sits at the heart of meaningful financial planning. Many people think about financial planning in terms of investments, returns and retirement, only to discover that serious illness brings a different set of questions. Michael Avery and Kim Potgieter speak to Glen Baker, former portfolio manager a...

What would happen to your family if you died last night? It is a confronting question, but one that sits at the heart of proper estate planning. Many people believe that having a signed will means everything is taken care of, only to discover that a will is just one part of a much bigger picture. Michael Avery and Kim Potgieter speak to Financial Planning Specialist Maryanne Leicher about why esta...

Few institutions are as generous, emotional, or enduring as the Bank of Mom and Dad. In this episode of Life Chapters, Money Choices , Michael Avery and Kim Potgieter are joined by Financial Planning Specialist Tom Brukman for an honest conversation about the financial and emotional realities of supporting adult children. From helping with university fees, rent, medical aid, and everyday expenses....

At 56, Cheryl Jones found herself asking a question many people face in midlife: What now? Her children had left home, life looked very different from the years before, and she felt drawn to something more. Instead of settling into familiar routines, Cheryl made the bold decision to return to studying, challenge her self-doubt, and reinvent her career. In this episode of Life Chapters, Money Choic...

At some point, success stops being about accumulation and starts being about meaning. In this episode of Life Chapters, Money Choices, Michael Avery and Kim Potgieter are joined by entrepreneur, mother, and serial reinventor Miranda Isaakidis for a conversation about curiosity, change, and what it means to keep creating a meaningful life as your priorities evolve. From financial setbacks like the...

What if the reason you feel stuck isn’t a lack of discipline or direction, but the state of your brain? In this conversation, Michael Avery and Kim Potgieter sit down with neurologist Dr Kirti Ranchod to unpack how stress, uncertainty, and constant distraction reshape the way we think, feel, and make decisions. They explore why memory fails under pressure, why clarity disappears in times of change...

We do not often plan for the moment when roles begin to shift. When the people who once guided our decisions start relying on us to help manage theirs. Caring for ageing parents is one of life’s most emotional and complex transitions. It brings difficult conversations, changing family dynamics, and important financial and legal decisions that many families only face when it is already too late. In...

Divorce is never just about dividing assets. It is a life transition that redefines your identity, your finances and your future. In this episode, Michael Avery and Kim Potgieter are joined by Gillian Lowndes , a director at Lowndes Dlamini Inc., with over two decades of experience in family law. Known for her work as both a litigator and a trusted advisor, she combines deep legal expertise with a...

A midlife wake-up call that changed everything When Lynda Smith reviewed her finances in her early fifties, she discovered a difficult truth. If she retired at 60, her money would run out by 64. It was a wake-up call that forced her to rethink the future. In this episode of Life Chapters, Money Choices , Michael Avery and Kim Potgieter are joined by Lynda Smith, founder of 50Plus-Skills, who works...

Will I run out of money? It is the question many people carry quietly, even those who appear financially secure. In this episode of Life Chapters, Money Choices, Michael Avery and Kim Potgieter are joined by Victoria Reuvers, Managing Director of WealthStrat , the investment partner behind Chartered Wealth Solutions. With more than two decades in the investment industry, Victoria has worked at the...

At the start of every year, we make plans. We set goals. And then life happens. In this episode of Life Chapters, Money Choices, Michael Avery is joined by Kim Potgieter for a slower, more reflective conversation about how we actually design a year that can withstand reality.  Kim shares how she has used vision boards for many years, not as a manifestation exercise or wish list, but as a practical...

What happens when you have built the empire, banked the exit, and ticked every traditional success box and the next question is no longer what’s next for my career , but what’s next for me ? In this episode of Life Chapters, Money Choices , Michael Avery and Kim Potgieter sit down with legendary South African media strategist and entrepreneur Sandra Gordon. Having built, scaled, sold and reinvente...

What if the way we approach money, health, and success is shaped by the same underlying force: fear? In this episode of Life Chapters, Money Choices, Michael Avery and Kim Potgieter are joined by Dr Riaz Motara, leading cardiologist, founder of the Cardio Group, and pioneer of the Women’s Heart Clinic, for a deeply reflective conversation about wellbeing, identity, and the stories that quietly dri...

How do you stay curious and relevant at any age? In this episode, Michael Avery and Kim Potgieter sit down with author and futurist Arthur Goldstuck to explore the money lessons, discipline and lifelong learning that have shaped his journey. We unpack the emotional and practical sides of money, why curiosity is the oxygen of reinvention, how to stay relevant in an AI-driven world and why the conce...

Know yourself, simple to say, harder to live. In this episode, Michael Avery and Kim Potgieter sit down with Colleen-Joy Page, an international coaching trainer, business builder, artist and Enneagram practitioner. Colleen shares the moment at 13 that changed her life, her experience of growing up with scarcity, and the insight that reshaped her relationship with money. She explains how true finan...

When it comes to legacy, most of us think in rands, cents, and stuff: the house, the investments, the will. But as Michael Avery explores with Kerryn Franck , Head of Chartered Legacy & Trust, and Kim Potgieter , Director and Head of Life Planning at Chartered Wealth Solutions, the real gift you leave behind may be clarity, communication, and preserved relationships. In this episode of Life Ch...

What happens when love and money don’t quite balance out?  In this episode, Michael Avery is joined by Chartered Wealth’s Kim Potgieter and Stephanie Ferreira to explore what really goes on when one partner earns significantly more than the other – and how feelings like guilt, pride, resentment, or shame can reshape the story of a relationship.  They unpack: 💬 Why money is still the ultimate rela...

After four decades of auditing balance sheets, Andrew turns the lens inward in this deeply reflective and practical conversation about planning for life beyond the title. In this episode, Michael Avery and Kim Potgieter sit down with Andrew to explore what it really takes to shift from a career of being important to being important to others . Drawing from Bob Buford’s Halftime , Andrew shares how...