Lending with Leah

In this thought-provoking podcast episode, we delve into the often unspoken intersection of personal relationships, divorce, and real estate. Titled "Relationship Advice for Breakups: Managing Divorce and Real Estate," this episode fearlessly tackles the complex and sensitive topic of navigating real estate matters during and after a divorce or breakup. Acknowledging the discomfort surrounding div...

Unfortunately, when you mix jobs that have the potential to make a LOT of money (greed) + the ability to easily take advantage of people, you can end up in a bad situation. This happens all the time in real estate and mortgages. In this week's episode I break out the most common ways real estate agents and mortgage brokers take advantage of consumers. This way you can equip yourself with the knowl...

Welcome to our in-depth guide on preparing yourself for a successful home purchase and navigating the intricate world of mortgages! Whether you're a first-time home buyer or a seasoned real estate enthusiast, understanding the loan process is crucial. In this video, we delve into essential aspects like credit, income evaluation, and assets – factors that significantly impact your mortgage journey....

This is the big question of the year; will mortgage rates come down? Don't just take my word for it, or other people's, take your own! But in order to take your own, you first have to understand how mortgage rates work. In this week's episode I'll be going over...1) Understanding how mortgage rates work.2) What are these points everyone talks about?3) Forecast for mortgage rates in 2023. Once this...

With all the talk about a housing market crash coming for us, why hasn't it happened yet? So many of us seem to be waiting for it, yet home prices continue to tick higher and higher. In this week's episode I break down the housing market for you so you can understand why this market is not like 2008. Throughout this episode I touch on 4 main points.1) What recessions historically mean for the hous...

Welcome to Episode 30 of Lending with Leah! In this insightful episode titled "Condo Chronicles: Unveiling the Mortgage Maze for Condo Buyers," I am joined by Marissa Michaels, a mortgage broker with Level 10 Mortgage. Together, we take a deep dive into the complexities of obtaining financing for condos. Contrary to popular belief, securing a mortgage for a condo is a unique process that differs s...

Welcome to Episode 29 of Lending with Leah! In this exciting episode titled "From Dreams to Dollars: Real Estate Investing Unleashed," I am thrilled to have Jacob Webb, founder and CEO of Level 10 Title, join me for the final week of our three-week mini-series. In this episode, we take a deep dive into the world of real estate investing, exploring various strategies and financing options available...

Welcome to Episode 28 of Lending with Leah! In this highly informative episode, titled "Fraud-Proof Your Home Purchase," I am once again joined by Jacob Webb, founder and CEO of Level 10 Title, as part of our three-week mini-series. In this episode, we delve into the intricate world of fraud within the real estate industry, covering various types of fraud such as mortgage fraud, title fraud, and i...

Welcome to Episode 27 of Lending with Leah! In this episode, titled "Title Work 101: Essential Knowledge For Home Purchasers," I am thrilled to have a special guest, Jacob Webb, founder and CEO of Level 10 Title. This episode marks the beginning of our exciting three-week mini-series. Join us as Jacob and I dive into the fundamentals of title work and provide you with the essential knowledge every...

Join us on an informative episode of "Down Payment Assistance" as we explore the valuable role of down payment assistance mortgages in addressing housing affordability concerns. We begin by examining housing affordability issues, drawing upon the Zillow Home Value Index as a reference point. Additionally, we analyze the market shifts that have occurred between 2020 and 2023. Delving into down paym...

Join us on the latest episode of "Refi, Sell, or Stay... Oh My!" as we welcome back Stephanie Edison, a seasoned real estate agent from Keller Williams. In this insightful discussion, we delve into the important decision-making process of whether to refinance, sell, or maintain the status quo with your home. Exploring the two main types of refinances, namely rate and term and cash-out, we provide...

In this episode of "How Many Hands in the Mortgage Cookie Jar," we delve into the intricate world of mortgage transactions and shed light on the numerous parties involved. With as many as 16 individuals working together, we uncover the roles played by each participant in making a real estate transaction happen smoothly. From the buyer and seller to the buyer's agent, listing agent, and transaction...

This is episode 3 of 3 in my mini series on different types of mortgages/loans. This week I'll be DEEP diving into Conventional (Fannie Mae & Freddie Mac) loans, and breaking out the episode into 4 easy segments.1) Types of properties that work with/for Conventional loans2) Fannie Mae & Freddie Mac guidelines on credit, income, and assets3) Unique features of Conventional loans4) Busting 5...

This is episode 2 of 3 in my mini series on different types of mortgages/loans. This week I'll be DEEP diving into FHA loans, and breaking out the episode into 4 easy segments.1) Types of properties that work with/for FHA loans2) FHA guidelines on credit, income, and assets3) Unique features of FHA loans4) Busting 7 different myths on FHA loans

This episode kick starts a mini 3 episode series where I DEEP dive into a specific type of mortgage (loan). This week's episode is all about VA loans, and I'm breaking it into 4 easy segments for you guys.1) Types of properties that work with/for VA loans2) Specific credit, income, and asset guidelines for VA loans3) Unique features of VA loans4) Busting 10 (that's right 10!) myths on VA loans

In today's episode I brought on a special guest, Anna Brown, realtor with Keller Williams. Anna and I share real life horror stories of things that can happen during the mortgage and home buying process, and we share ways to combat those things from happening to you! It's important to take ownership of your home buying experience so you get a fairytale ending, instead of turning into a nightmare.

Housing affordability fears seem to have gotten more pressing, especially over the last couple of years. The median home price in the U.S. has increased dramatically, along with rent, and couple that with inflation running a muck it's no wonder people are scared. How do you combat housing affordability and the fear that accompanies it? You take responsibility and control over your homebuying exper...

Sr. Loan Advisor, Todd Hanley, joins me for this episode to discuss reverse mortgages and how they can add value to your overall retirement plan. There are so many myths surrounding reverse mortgages and HECMs, but in this episode we're going to debunk those for you.

Real estate is the number 1 and the fastest way to wealth creation. So why wouldn't you want to be an investor? I think a lot of people shy away from real estate investing because they just don't know where to start. This is why I brought Jay Abrams, real estate investor and designer, on the show! To give all of you the tips and tricks to real estate investing.

In today's episode I'm going to go through 6 different ways your credit impacts your mortgage...1) Minimum credit score requirements2) Credit Karma vs. mortgage companies3) How do mortgage companies determine your credit score?4) How does your credit impact your interest rate?5) How do collections and charge-offs hurt your mortgage process?6) How do disputing accounts effect your mortgage?... and...

What do you do when you already own a home, but you want to buy another one? This is a great question because there's a variety of different scenarios and each one is going to have different qualifications you must meet. In this episode I'll be covering 4 different scenarios in detail.1) Selling your current home and buying a new primary home.2) Turning your existing home into a rental property an...

Does the thought of buying a home scare you? Does it overwhelm you? Does the commitment of it freak you out? Does talking to a stranger about your finances cause feelings of shame? If you answered 'yes' to any of these questions you're not alone. Tara Wells, owner of the Finish Line Mindset and licensed clinical social worker, and I have an open conversation around this topic. Getting the perspect...

First time home buyers are currently making up about 1/3 of people purchasing homes. The real estate and mortgage markets are difficult to understand and navigate, especially when it's your first time going through the process. In today's episode Jesse Mutarelli (branch manager at American Financial Network) and I discuss how lenders specifically work with first time homebuyers.

Today's episode is all about capturing the homeownership experience. Buying a home, especially the home you're going to live in, is so much more than a transaction. It's one of, if not, the biggest purchase of a person's life. Often times that purchase is laced with all kinds of emotions. In this episode Devin Cobb and I chat openly, and wholeheartedly with our previous clients, Theo and Ashley. T...

Did you know, not all property types can be financed in the same way? Did you know that there's different guidelines (rules and restrictions) depending on the type of property you choose to finance? In today's episode I'm going to give you a peek behind the curtain, and go over 5 different types of properties (single family homes, townhomes, condos, multi-family homes, and manufactured homes) and...