INCREASE —  Increase Your Finances & Your Financial IQ

Who doesn’t like a good lesson on deductibles and coverage limits? Kidding! Insurance, what a snooze fest!? Join Zach Santmier, Host, this week as he makes insurance fun and gives you some good information that will fill in the gaps of your financial foundation. Ready? Let's INCREASE.

Spreadsheets and monthly finance meetings with your spouse can be the first things that come to mind when you hear the word "Budget." But what if it didn't have to be that way? Join Zach Santmier, Host, this week as he share some helpful tips and tricks that have allowed his family to have a budget and keep a budget, all while not having the life sucked out of them in the process. Are you ready? L...

What good is a full tank if there's a hole in it? That's the question at the heart of Step 1 on your Fuel Gauge: Spend less than you make. Join Zach Santmier, Host, this week as he breaks down practical tools to help you spend less than you make. Are you ready? Let's INCREASE.

You can have the clearest sense of direction in the world, but if you don't have fuel, you aren't going anywhere. Join Zach Santmier, Host, this week as he breaks down the Fuel Gauge and the 8 practical steps you can take to ensure your tank is full. Ready, set, INCREASE.

Money targets independent of purpose targets are meaningless. Money is not the destination—it’s the fuel. And fuel is only useful if you know where you’re going. Join Zach Santmier, Host, this week as he breaks down the Personal G.P.S. and how knowing what your personal G.P.S. is can lead you to a life worth fueling! Ready, set, INCREASE.

Just like when building a home, ensuring you have strong a foundation for your finances is the bedrock to success. It may be tempting to want to skip the foundational elements and just build wealth, but without a foundation, wealth will never last. Join Zach Santmier, Host, this week as he launches into the practical steps on how to build a financial foundation. Let's INCREASE.

Pursuing money in and of itself is meaningless. So, what then is the point? Join Zach Santmier, Host, this week as he shares the key to money's true purpose in our lives — fuel for the journey.

As we think about our personal finances and move towards the life of our dreams, Zach Santmier, Host, asks a simple question: Are you pausing life or are you living life to the fullest? Life moves quickly. Jump in and let's INCREASE!

When thinking about increasing your income, starting a new job or career can seem like an easy path towards making more money. The grass is always greener on the other side, right? Maybe. But here’s what I’ve learned about greener pastures in my life: if I’m not watering the grass under my feet today, then the greener grass I’m moving to will die as well. So what then? Join Zach Santmier, Host, th...

Keeping your housing expenses at 25% of your total take home pay at first glance sounds a bit far fetched, right? Especially since the vast majority of people purchasing a home today have a debt to income ratio of 40–50% with the the primary expense in that debt being their mortgage. BUT this week, Zach Santmier, Host, walks us through Step 8 on our Fuel Gauge and shows us how this financial targe...

Building off the principles from last week on firming up our financial foundation with adequate insurance — This week, Zach Santmier, Host, talks about a policy that is the most important, but often gets pushed aside or misunderstood: life insurance . Life insurance isn’t about death. It’s about life — Let's INCREASE!

Insurance has a reputation for being a total snooze fest. But this week, Zach Santmier, Host, outlines how insurance plays a critical role in the financial foundation we're working so hard to build with Step 4: Adequate Insurance on our Fuel Gauge. Strap in and get ready — Let's INCREASE!

If your car broke down tomorrow and your mechanic said it was going to cost $3,800 to fix it, would it be annoying, or would it be a crisis? This week, Zach Santmier, Host, breaks down HOW to keep car trouble and pesky unexpected costs from becoming crises with Step 7 on our Fuel Gauge — New Zero in Savings. There is no time like the present, let's INCREASE!

Every January, people flood the internet with New Year’s resolutions. Eat better. Exercise more. Lose weight. But one resolution rarely makes the list—getting your finances right. And that’s a problem, because money stress quietly controls more lives than we’d like to admit. This week, Zach Santmier, Host, gets down to brass tacks on the importance on knowing exactly what you make and what you are...

To lay a healthy financial foundation, you must be looking towards the future. This week Zach Santmier, Host, walks us through Step 6 on our Fuel Gauge — Investing 15% towards Retirement. Zach breaks down all that we need to know about setting aside money for our future and the types of accounts we should be investing in. Don't let fear of the unknown hold you back, let's INCREASE!

Consumer debt has robbed our country of financial prosperity and keeps families trapped in a vicious paycheck-to-paycheck cycle. This week, Zach Santmier, Host, reminds us that we are not captive to our paychecks, but we need to spend less than we make. Zach gives us practical tools to begin digging ourselves out of the holes our consumer debt has created. Jump in and let's INCREASE!

Debt is amoral, meaning, it is not in and of itself, categorically, moral. Debt can be a destructive evil. It has torn people down and has caused heartache, divorce, and all sorts of strife. Debt has also built churches, businesses, and hospitals that have been used for incredible good. Debt is neither right nor wrong categorically. This week Zach Santmier, Host, begins walkings us through Step 5:...

You're laying a solid financial foundation — it's time to make sure you don't backwards, This week, Zach Santmier, Host, walks us through the financial tool of adequate insurance and how it can provide a protective barrier to our finances.

Sometimes we have to trick ourselves to get the results we want — that's why Zach Santmier created the New Zero. Hear all about how the New Zero can keep you from going broke as a joke in this week's episode.

Give 10% of your income away. What? That sounds counterintuitive. Zach Santmier, Host, dives into this critical component to the structure and purpose of your budget.