Fully Vested

Is Generative AI disruptive or sustaining? A quick recap of Clayton Christensen's conceptual framework of disruptive and enabling innovations... Disruptive Innovation Disruptive Innovation : This refers to a process where a smaller company with fewer resources successfully challenges established incumbent businesses. Disruptive innovations typically start by capturing the lower end of the market –...

Many of the core technologies behind Generative AI are not exactly brand new. For example, the " Attention Is All You Need " paper, which described and introduced the Transformer model (the "T" in ChatGPT), was published in 2017. Diffusion models—the backbone of image generation tools like StableDiffusion and DALL-e—were introduced in 2015 and were originally inspired by thermodynamic modeling tec...

General Subscribe to Fully Vested at FullyVested.co or through your podcast app of choice. Markets Retrace Their Steps Throughout January 2022, US stock market indices gave up nearly a year of gains. The tech-heavy NASDAQ Composite index closed on January 28th at 13,770, down nearly 14% from highs set in November 2021. Why? Nearly a decade of expansionist monetary policy is likely coming to an end...

General Subscribe to Fully Vested at FullyVested.co or through your podcast app of choice. Stating the Obvious about the Increase 2021 was a crazy year for the VC market. Top-line numbers: CB Insights reports that venture investment reached $621 billion in 2021, up 111% from 2020 levels. Crunchbase News’ data points in a similar direction, finding $643 billion worth of global venture investment la...

General Subscribe to Fully Vested at FullyVested.co or through your podcast app of choice. The present and future of work The first cases of COVID-19, the disease caused by a novel coronavirus called SARS-CoV-2, were identified near Wuhan, China as early as November 2019. A few months later, in early 2020, much of the world went into lockdown. As the COVID-19 crisis approaches its 2nd full year, i...

General Subscribe to Fully Vested at FullyVested.co or through your podcast app of choice. Reading list The Q3 2021 Global Venture Capital Report: Record Funding Trend Held Strong (Gené Teare for Crunchbase News) Tiger Global And SoftBank Vision Fund Vie For Top Slot As Q3’s Biggest Startup Investor (Joanna Glasner for Crunchbase News) Key takeaways The venture capital market is on fire: Crunchbas...

General Subscribe to Fully Vested at FullyVested.co or through your podcast app of choice. How To Raise A Venture Capital Round? Basic Steps / Outline Section begins at 8m25s. Determine if the business you're working on is, in fact, a startup! Decide how much of your company you're willing to sell in this round, vis a vis the amount of money you need to raise. This will give some rough numbers aro...

General Subscribe to Fully Vested at FullyVested.co or through your podcast app of choice. Some definitions "Startups" are hard to define, but many different definitions point toward similar themes: "A startup or start-up is a company or project undertaken by an entrepreneur to seek, develop, and validate a scalable business model." – First sentence of the Wikipedia page for ' Startup company ,' a...

General Subscribe to Fully Vested at FullyVested.co or through your podcast app of choice. Overview Cryptocurrency markets have seen their biggest bull run yet. After a pretty docile couple years since the last bubble in late 2017. Crypto prices began picking up in Q4 2020 as more institutional interest poured into the space. Open interest in Bitcoin (BTC) futures on the CME went from roughly $400...

General Subscribe to Fully Vested at FullyVested.co or through your podcast app of choice. Major trends Each one of these could probably get its own episode of Fully Vested, but it's important to mention them briefly here. It's hard to believe all these mechanics were at work all in the first months of 2021. New POTUS. U.S. COVID-19 vaccination campaign kicks off in earnest. Variants of Concern sp...

General Subscribe to Fully Vested at FullyVested.co or through your podcast app of choice. Disclaimers Neither Jason Rowley nor Graham Peck are financial advisors or tax professionals. We're just a couple of friends talking about our opinions of money and tech stuff on the internet. Fully Vested content is primarily for entertainment purposes only; although we do try hard to stick to the facts acc...

General Subscribe to Fully Vested at FullyVested.co or through your podcast app of choice. ZIRP Has Been Eating The World ZIRP explains the world More about ZIRP Market Edges Toward Euphoria, Despite Pandemic’s Toll (Matt Phillips for The New York Times ) How Do Interest Rates Affect the Stock Market? (Mary Hall for Investopedia ) Zero interest-rate policy ( Wikipedia ) What Explains the Stock Mar...

General Subscribe to Fully Vested at FullyVested.co or through your podcast app of choice. Topic: Valuations of Public Markets and the Recent Short Squeeze of Gamestop and Others A note from your hosts Neither of us are registered financial professionals and all information discussed on Fully Vested is the personal opinions and interpretations of the hosts, and should not be taken as financial adv...

General Subscribe to Fully Vested at FullyVested.co or through your podcast app of choice. Topic: Pro Rata Rights General guides How Pro Rata Works In Venture Capital Deals (Jason D. Rowley for Crunchbase News, September 2017) Pro rata rights (Holloway Guides) What all Entrepreneurs Need to Know About Prorata Rights (Mark Suster on his blog, Both Sides Of The Table, in October 2014) The Pro-Rata P...

General Subscribe to Fully Vested at FullyVested.co or through your podcast app of choice. Companies Which Raised Money During Covid Times Run The World Based in Mountain View, California, Run The World is a startup founded in July 2019 which builds software tools to help conference organizers produce virtual conferences. It provides event templates, streaming video, real-time chat and other featu...

General Subscribe to Fully Vested at FullyVested.co or through your podcast app of choice. Cashdrop's $2.7M Seed CASHDROP , a Chicago-based contactless payments and mobile-first e-commerce platform company founded by Mexican immigrant Ruben Flores-Martinez, announced that it raised $2.7 million in seed funding back in early August. Harlem Capital led the deal, which saw participation from Founder...

General Subscribe to Fully Vested at FullyVested.co or through your podcast app of choice. Links about VC scout programs General stuff about deal sourcing LP Corner: How VCs Source Deals OpenLP: When Money Isn’t Enough: How to Distinguish Yourself as a VC in a Crowded Market What Scout Programs Are Scout Programmes (#7 edition of The Rookie VC newsletter, published on Substack by Ulysse Laroche) S...

General Subscribe to Fully Vested at FullyVested.co or through your podcast app of choice. Notes Hey App Dispute with Apple Apple Doubles Down on Its Right to Profit from Other Businesses (Sarah Perez for TechCrunch ) Why Apple's App Store is under fire (Kif Leswing for CNBC ) Hey's Own Page Tracking the Various Coverage of the Story Segway Ends Production Segway, the most hyped invention since th...

General Subscribe to Fully Vested at FullyVested.co or through your podcast app of choice. Notes: Quarterly VC Data Q2 2020 Global Venture Report: Funding Through The Pandemic (Gené Teare for Crunchbase ) Also for Reference Pandemic Survey Finds Founders Less Worried (Gené Teare for Crunchbase ) About The Co-Hosts Jason D. Rowley is a researcher and writer at Golden.com. He volunteers with startup...

General Subscribe to Fully Vested at FullyVested.co or through your podcast app of choice. Notes: Related to the deaths of George Floyd, Breonna Taylor, and Ahmaud Arbery What Happened For roughly nine minutes on Memorial Day 2020, white police officer Derek Chauvin knelt on George Floyd's neck in Minneapolis. Floyd died on the scene. His death was ruled a homicide by the medical examiner. A bysta...

General Subscribe to Fully Vested at FullyVested.co or through your podcast app of choice. Notes Facebook Buys Giphy On Friday, Axios broke the news that Facebook was going to acquire popular Gif-sharing and search platform Giphy, reportedly for $400 million. Giphy is going to retain its branding and will have its functionality wrapped into Instagram. Giphy had raised just north of $150 million in...

General Subscribe to Fully Vested at FullyVested.co or through your podcast app of choice. Notes Layoffs According to Layoffs.fyi as of 2:18 PM on May 13th, 408 startups have laid off roughly 46,000 people since March 11 . Uber laid off 3700 employees via a 3-minute zoom call and were given no notice prior to their dismissal. That represents about 14% of the company. The Information reported at th...

General Subscribe to Fully Vested at FullyVested.co or through your podcast app of choice. Notes A couple of books mentioned: Technological Revolutions and Financial Capital by Carlota Perez VC: an American History by Tom Nicholas Articles we discussed: Venture capital investors should harpoon more whales (John Thornhill in the Financial Times on February 3, 2020) Debt is Coming (Alex Danco on his...

General Subscribe to Fully Vested at FullyVested.co or through your podcast app of choice. Notes Jason interviews AikoAI, r2c, and SLAppForge Mary Meeker , on Wikipedia The "Our New World" Report , on BondCap.com "Bull Trap" on Investopedia Why April was Wall Street’s best month in decades – despite dismal mainstreet news by Kim Kiavanto in The Conversation Control of the coronavirus gives China t...

General Subscribe to Fully Vested at FullyVested.co or through your podcast app of choice. Links Distributed Bio Payroll Protection Program fact sheet Small-Business Rescue Shows Not All States Are Created Equal ( Bloomberg ) 8 Startups that have raised since the COVID-19 lockdown (BusinessLeader.co.uk) CB Insights Q1 2020 Report The Q1 2020 Globa VC Report: Funding Sloly Impacted by Coronavirus (...