Cover Your Assets with Logan and Don

Retirement planning isn't just about growing your money. It's about protecting what you've built, creating reliable income, managing taxes, and preparing for the unexpected. This week on Cover Your Assets with Logan and Don , we're exploring some of the most important—and often overlooked—decisions that can shape your financial future. From year-end charitable giving strategies and...

You didn't sell a single share. You didn't withdraw a dime. So why could you still owe taxes? Welcome to the surprising world of mutual funds, where decisions made by a fund manager can create a tax bill in your brokerage account—even when you haven't touched your investments. This week on Cover Your Assets with Logan and Don , we're uncovering the taxes and fees investors may not...

Location, location, location. Great advice for real estate. But when it comes to your financial advisor, are you focused on the wrong address? Does it really matter if your advisor is right down the street when the more important questions may be where your assets are held, how they're allocated, and whether they're working together toward your retirement goals? Convenience is nice, but it...

You spent decades working, saving, and building your nest egg. Now that retirement is on the horizon—or already here—is your money prepared to take over? This week on Cover Your Assets with Logan and Don, we're talking about what happens when the paycheck stops but the financial decisions don't. Why does market volatility leave so many retirees holding their breath? And how can assigning d...

You spent decades saving for retirement, planning the lifestyle, and looking forward to finally calling your own shots. But retirement doesn't mean the IRS stops making the rules. This week on Cover Your Assets with Logan and Don , we expose the tax surprises that can take a serious bite out of your retirement savings. From required minimum distributions (RMDs) and Roth conversion strategies t...

You spent decades building your retirement savings. But how much will you actually get to keep—and is your financial plan prepared for what comes next? This week, Logan and Don expose the retirement tax traps that can catch even diligent savers off guard, from required minimum distributions (RMDs) and Roth conversion opportunities to Social Security taxation and rising Medicare premiums. They also...

What are you actually getting for the advisory fee you pay? This week, Logan and Don look beyond portfolio performance and ask what a financial advisory relationship should really deliver. From proactive communication and retirement income planning to investment management, tax strategy, estate planning and coordination with your CPA and other professionals, your financial life should not operate...

You may know what you own—but do you know why those investments are held in those particular accounts? This week on Cover Your Assets , Logan and Don break down the often-overlooked difference between asset allocation and asset location, and how where investments are held can affect taxable income, tax efficiency and what you ultimately get to keep. But that’s only part of the conversation. They t...

This week on Cover Your Assets , Logan and Don go beyond the account balance to talk about what a retirement plan should actually be doing for you. They start with advisor accountability: Is your advisor proactively revisiting your plan, taxes, beneficiaries and changing needs—or has the relationship quietly slipped onto autopilot? Then, they tackle the shift from accumulating money to creating a...

Market volatility has a way of exposing weaknesses in a retirement plan. If every market drop leaves you anxious about your income, your future, or whether you can afford to stay retired, the problem may not be the market—or your emotions. It may be how your money is structured. This week on Cover Your Assets , Logan and Don look at what it really means to take control of your retirement. They bre...

A million dollars on a statement may look like a retirement plan — until you need it to pay the mortgage, buy groceries and fund your life for the next 30 or 40 years. You can’t take an account statement to the grocery store. You need income. So when the paycheck from work stops, where exactly will your retirement paycheck come from? Which accounts will produce it? What happens when the market dro...

You have an advisor. A CPA. A 401(k). Maybe an estate plan. But is anyone actually connecting the dots? This week on Cover Your Assets , Logan Marcus and Don Spini expose the costly gaps that can happen when your financial professionals work in silos — and why a collection of accounts isn’t the same thing as a retirement plan. Plus: the little-known 401(k) option that may give you access to profes...

You pay the advisory fee year after year—but what are you actually getting for it? This week on Cover Your Assets, Logan Marcus and Don Spini challenge listeners to look beyond investment performance and ask whether their advisor is actually delivering the planning, communication, strategy, and support they’re paying for. They break down how to turn retirement savings into a reliable lifetime inco...

What if one of the biggest opportunities in your retirement plan has been there all along? Most people assume they have to choose from the limited investment options offered inside their employer's 401(k) until they retire. But depending on your employer's plan, you may be able to continue contributing, keep your employer match, and have your 401(k) professionally managed—all without rolli...

Inflation isn't just changing what you pay at the grocery store—it's changing your retirement. This week on Cover Your Assets , Logan Marcus and Don Spini explore how skyrocketing home values, rising property taxes, and increasing housing costs are reshaping retirement planning for millions of Americans. They explain why your home, investments, taxes, and estate plan should never be manage...

What if the greatest threat to your retirement is not market volatility—but the advice you are following? This week on Cover Your Assets , Logan Marcus and Don Spini challenge some of the most common assumptions in retirement planning. They explain why generic withdrawal strategies, one-size-fits-all advice, and managing investments without a written income plan can quietly undermine an otherwise...

There's a difference between managing a portfolio and planning a retirement. This week, Don Spini and Logan Marcus break down what that difference actually looks like—outdated portfolios running on autopilot, forgotten 401(k)s sitting uncoordinated for decades, retirement income planning, estate planning, and proactive fiduciary advice. The takeaway: none of it works if it's handled in sil...

Retirement should bring confidence—not constant worry. So why are so many retirees anxious every time the market moves? This week, Logan and Don explain why retirement stress is often not a market problem at all—it is a planning problem. They discuss how the right income strategy can help reduce anxiety during market volatility, why every dollar in your portfolio should have a specific purpose, an...

Think your retirement plan is solid because someone told you to follow the 4% rule? Think again. This week on Cover Your Assets , Logan Marcus and Don Spini expose why retirement is far too complex for rules of thumb. They explain how sequence of returns risk, Required Minimum Distributions (RMDs), and poor withdrawal strategies can quietly derail even a seven-figure retirement. They also uncover...

The biggest retirement mistakes rarely happen in the stock market. They happen when families inherit an IRA without understanding the tax rules, stay loyal to advisors who stopped doing the work years ago, put off estate planning until a crisis forces their hand, or retire without ever seeing a written income plan. This week, Logan and Don break down the costly mistakes they see every day, explain...

Wall Street taught investors to focus on account balances. Retirement requires a different conversation. This week, Logan and Don discuss why income matters more than accumulation, why delaying estate planning can create unnecessary taxes, costs, and stress for your family, and what your advisor should actually be doing to earn their fee, and. After all, your advisor got paid last year—but did you...

Will your family inherit wealth—or a tax problem? On this week's episode of Cover Your Assets with Logan & Don, we discuss the Great Wealth Transfer and why inherited IRAs, beneficiary designations, and poor tax planning can leave families with unexpected tax burdens. We also explore Roth conversion strategies, widowhood tax traps, and how to keep more of your hard-earned assets in the han...

Think your advisor is doing a great job? If you only meet once a year (or less), that's your first red flag! This week, Logan and Don expose the biggest retirement planning gaps they see every day; from advisors managing investments without a real income plan to missed tax-saving opportunities, outdated estate plans, and costly beneficiary mistakes. Learn the five retirement mistakes that can...

Your IRA isn't all yours. The IRS is your silent partner — and they didn't ask permission. This week Logan and Don pull no punches. They're breaking down how to evict the IRS with a Roth conversion before the tax sale ends, how to build an income blueprint so you know exactly what you can spend without running out, and why skipping your estate plan doesn't protect your family — it...

Most retirees assume taxes get easier in retirement — they don't. In this episode of Cover Your Assets, Logan Marcus and Don Spini break down the domino effect of RMDs, IRMAA surcharges, and Social Security taxation, and why one incomedecision can trigger three financial penalties at once. They also take on the growing trend of Americans replacing their financial advisor with AI — and why that...