C.L.I.M.B. Through Retirement

“Is one-size-fits-all advice sabotaging your retirement dream?” This episode challenges the standard rules for retirement income, diving into why combining strategies—and not relying on popular shortcuts—could make the difference between worry and confidence. Explore the unexpected connections between income planning, annuities, and Medicare, and hear how subtle mistakes or outdated assumptions ca...

“Are headlines convincing you to claim Social Security early—without knowing the whole story?” This episode unpacks the real risks of filing too soon, exposes common misconceptions about benefit security, and explores why a piecemeal approach might shortchange your future. Join Brad Jones and Ben Heisler for a candid, practical look at the unseen connections between Social Security, taxes, and the...

Can the market reach record highs while most investors feel left behind? On this episode, Ben Heisler and Brad Jones dive into why soaring financial headlines often feel disconnected from your own retirement statements. Discover how emotional decision-making, unpredictable markets, and election-year noise can cloud your financial outlook. Find out what truly separates a confident, rewarding retire...

When was the last time you double-checked your retirement plan against soaring costs? As diesel prices surge and Washington debates who pays for America’s growing power needs, retirees and soon-to-be retirees face new financial uncertainty. Join Ben Heisler and Brad Jones to uncover how inflation, energy, and unexpected legislation ripple through your nest egg. What if the headlines only tell half...

What happens when decades of savings meet headlines you can’t control?" This episode dives into how sudden interest rate hikes and stubborn inflation shape the lives of retirees—and their nest eggs. Ben Heisler and Brad Jones tackle the anxiety that comes with shifting financial landscapes, sharing real insights on planning, confidence, and missed details. Discover why waiting it out might not be...

Are you caught balancing between growing your nest egg and protecting it from costly pitfalls? On this episode, Ben Heisler and Brad Jones confront the uncomfortable truth behind the retirement “tightrope”—where every choice feels risky in its own way. Discover how retirees face sequence-of-return risk, why the Goldilocks approach might be more than fairytale thinking, and what really lurks behind...

"Are your retirement questions as simple as they seem—or is there more beneath the surface?" Dive into the real concerns retirees bring to financial advisors, from moving old 401(k) accounts to Roth conversions and the secrets of lasting financial security. This episode unpacks the nuance behind common retirement dilemmas, explores why the answers are rarely one-size-fits-all, and reveals the uniq...

Did you know the U.S. national debt just surpassed $40 trillion—and what that means for your retirement might surprise you. In this episode, Ben Heisler and Brad Jones dig into the numbers, but more importantly, reveal how massive debt and rising inflation can quietly impact everything from your taxes to your vacation plans. If you’ve ever wondered whether headlines about soaring debt are more tha...

Why do so many Americans delay creating a legacy plan, even after decades of diligent saving? This episode of Climb Through Retirement pulls back the curtain on the often-overlooked—and sometimes uncomfortable—truths behind estate planning. Join Ben Heisler and Brad Jones as they explore the real-world impact of having no will or trust, reveal new legacy-building tools for families and grandparent...

Why do those who spend decades funding braces, soccer games, and tuition often feel more confident about retirement than those with fewer financial demands? In this episode, Ben Heisler and Brad Jones unravel a counterintuitive new study, exposing the hidden roles of structure, support, and planning in building retirement security. Tune in for revealing insights into the anxieties, strategies, and...

Ever catch yourself wondering if a million dollars is really enough to retire on? This week on the C.L.I.M.B. Through Retirement Show, Ben Heisler and Brad Jones dig deep into retirement’s most popular — and misunderstood — question. From the myths people hear at backyard BBQs to the realities that come from decades of financial planning, this episode challenges the one-size-fits-all approach and...

What really happens when scary headlines hit the news cycle—especially about your retirement health care? This week on C.L.I.M.B. Through Retirement, Ben Heisler and Brad Jones dig into the recent buzz around Medicare Part D and whether these changes should have you rethinking your entire plan, or just rolling your eyes at political ads. Spoiler: That premium spike might not be as dramatic as you’...

Have recent market highs got you smiling every time you peek at your portfolio? Don’t get too comfortable—this episode of C.L.I.M.B. Through Retirement uncovers the sneaky risks that strong markets can hide, especially for those closing in on retirement. Ben Heisler and Brad Jones dig into why now, while things are good, is actually the ideal moment to review, rebalance, and rethink your strategy—...

Retirement is supposed to be the reward for a lifetime of hard work, but if you’ve ever wondered, "Am I really ready?" you’re not alone. In this episode of C.L.I.M.B. Through Retirement, Ben Heisler and Brad Jones open the mailbag and shine a spotlight on the five most common—and most pressing—retirement questions everyone seems to have, from when to start Social Security to that age-old 4% rule....

What if one silent letter could shape your entire retirement? On this week’s episode of “C.L.I.M.B. Through Retirement,” Ben Heisler and Brad Jones tackle the one part of retirement planning most of us dodge for years—legacy. You might be surprised to hear just how many Americans have no will, no trust, not even a power of attorney. Is it just procrastination, discomfort, or something more? Brad h...

What if the biggest risk to your retirement isn’t how much you’ve saved, but how you plan to spend it? Join Brad Jones and Ben Heisler as they uncover the real costs behind a fulfilling retirement—revealing unexpected expenses, common income mistakes, and the secrets to converting your savings into reliable monthly income. Set against the candid backdrop of family stories and hard-earned financial...

This week on C.L.I.M.B. Through Retirement, Ben Heisler and Brad Jones tackle the seismic shifts shaking up the financial world, including a brand-new Federal Reserve chairman making headlines—and waves. What happens when tough inflation talk, rising rates, and presidential influence collide? And more importantly, what could it all mean for your retirement dreams? If you think your nest egg is saf...

What if the greatest threat to your retirement isn’t a stock market crash, but slow, relentless health care costs that quietly chip away at your savings? On this episode, Ben Heisler and Brad Jones shine a spotlight on the silent expenses that often go unnoticed—revealing why lifetime medical bills can freeze even the most prepared retirees and how paralysis by analysis can stand in the way of pro...

What if the Social Security headlines aren’t just noise—but a wake-up call? On this episode of C.L.I.M.B. Through Retirement, Ben Heisler and Brad Jones take on one of the hottest topics for today’s (and tomorrow’s) retirees: the looming Social Security trust fund shortfall. Brad shares his candid, reassuring take on what those “2032” predictions really mean, who’s likely to feel the squeeze, and...

Retirement is often pictured as a finish line—a final destination after years of hard work. But what if it’s actually the start of a marathon, especially for women? In this episode, Ben Heisler and Brad Jones dive into the surprising realities that make a woman’s retirement journey fundamentally different. From the longevity gap to navigating savings shortfalls, you’ll hear why an average plan sim...

“Think your tax burdens ease when you retire?” For many, exchanging paychecks for pensions brings a complex new tax reality—one that can drain your hard-earned savings if you’re not careful. Join Ben Heisler and Brad Jones as they spotlight the unexpected pitfalls and invisible traps lurking in the tax side of retirement. Discover why proactive planning and a sharper understanding of your IRA and...

“How do you know when you’re truly ready to retire?” In this episode, Brad Jones breaks down one of retirement’s biggest challenges: turning a lifetime of savings into reliable income without letting fear dictate your decisions. From uncovering hidden income gaps to exploring strategies that can create greater confidence through market uncertainty, the conversation reveals why reaching retirement...

Can your retirement survive global shocks and economic unpredictability? As markets shift and headlines grow more alarming, Brad Jones and Ben Heisler explore the challenges retirees face—from rising energy costs to the Federal Reserve’s warnings. Discover how proactive planning, patience, and personal strategies can make all the difference. This episode sets the mood for candid conversations abou...

Is the "Magnificent Seven" unraveling your retirement nest egg? Dive into the shifting tech landscape as Ben Heisler and Brad Jones unravel how AI, market volatility, and hidden risks could impact the life you’ve worked so hard to build. From the illusion of diversification to the overlooked dangers lurking in traditional portfolios, discover why relying on old strategies might leave you exposed....

Join Brad Jones for another insightful episode of C.L.I.M.B. Through Retirement, where he dives into practical strategies for tackling the challenges and opportunities of retirement. Today’s show covers important subjects like taxes, Social Security, long-term care, and navigating unpredictable markets—giving you the expert knowledge you need to make confident decisions for your future. Tune in an...