Capital Conversations

Are you getting what you’re paying for with your retirement plan? You’re far from the only employer who may be wondering that. In this episode, we break down what an advisor’s role should be, important benchmarks to track, how to spot red flags, and how to turn your plan into something that actually supports your people and your business. About Correct Capital As life becomes complex, having someo...

Correct Capital Wealth Management is growing! In this episode of Capital Conversations, Ryan Potts sits down with our new financial advisor Jonathan Horman to talk about everything from family life and camping trips to career moves, entrepreneurship lessons, and why Correct Capital felt like the perfect professional "home." If you'd like to speak with Jonathan to discuss your financial future, you...

Invest in your future with experienced financial planners that help manage and grow your wealth. Correct Capital provides fiduciary financial advice for individuals and families that may want to coordinate college savings funds, manage investments, or require other financial services. One of our newer members of the Correct Capital team, Kate Boschert, sits down with Alexia Keil to discuss her pre...

Life is full of uncertainty, from market fluctuations to career changes, and managing your finances can feel like one more challenge. That’s why we’re here. At Correct Capital we focus on creating a financial future that helps you sleep at night and live your best life. Today, we’re reflecting on an eventful year and sharing insights into how we’ve grown as a firm to better serve you. Learn more a...

Have you ever wondered about the most effective ways to share your wealth with loved ones or give back to causes you care about—all while minimizing tax implications? Whether you're considering helping your children buy their first home, making a meaningful charitable donation, or strategically planning your estate, gifting can help you give back while reducing your tax liability. In this episode...

As the year winds down, it's natural to start looking ahead—and your finances deserve just as much attention as your holiday plans. With tax season around the corner, making a few smart moves now can mean valuable savings and smoother planning in the year to come. In this episode of Capital Conversations, Accredited Investment Fiduciary® John Biedenstein and CERTIFIED FINANCIAL PLANNER® profession...

With elections just around the corner, it's natural for people to feel uneasy about how the results might affect their financial future. Pundits on both sides of the aisle are quick to raise alarms about how the other side's candidate would hurt the economy. However, a look at the hard numbers shows that those concerns are almost always overblown, and that the American economy is almost always res...

At some point, everyone needs to understand how much money they'll need to achieve their retirement goals. In this episode of Capital Conversations, CERTIFIED FINANCIAL PLANNER™ Professional Colin Day and Portfolio Manager Ryan Potts discuss a simple yet effective tool we’ve created to help you determine if you're on the right track toward your retirement goals. Whether you're just starting out in...

At Correct Capital Wealth Management , we believe that building strong client relationships starts with the right people. In this episode of Capital Conversations, we’re thrilled to introduce Jordan Korte, our new associate advisor. We’ll talk about his responsibilities, his approach to making client onboarding seamless, and how his fresh perspective benefits both our team and clients. About Corre...

In addition to taxes (and, unfortunately, death), one constant for people nearing or in retirement is required minimum distributions (RMDs). Recent legislative changes from the SECURE Acts affect both the age at which you’re required to start taking RMDs, and how those RMDs are handled when a retirement account is passed down to heirs. In this episode of Capital Conversations, CERTIFIED FINANCIAL...

Starting with a new financial advisor can be complicated, but it doesn't have to be. Whether you're preparing for retirement, managing investments, or simply seeking advice on your financial future, having a trusted advisor can make all the difference. At Correct Capital, we understand that your financial goals are unique, and we're here to guide you every step of the way. In this episode of Capit...

Whether you're a seasoned investor or just starting out, there's always a chance you're not taking certain aspects of your financial planning into account without the aid of an experienced, fiduciary financial advisor. There are a number of things we see commonly as advisors that can keep clients from reaching their financial goals and living the life they wanted to. In this episode of Capital Con...

In this episode of Capital Conversations, CFO and Founder Brian Pultman and portfolio manager Ryan Potts take a look back at the first half of the year, followed by a look ahead as a gauge for clients’ financial planning. With an election cycle coming up Correct Capital wants to make sure you are aware of potential impacts to your portfolio, as well as how to best position cash and assets to best...

As the year winds down, it's natural to start looking ahead—and your finances deserve just as much attention as your holiday plans. With tax season around the corner, making a few smart moves now can mean valuable savings and smoother planning in the year to come. In this episode of Capital Conversations, Accredited Investment Fiduciary® John Biedenstein and CERTIFIED FINANCIAL PLANNER® profession...

It’s easy to feel overwhelmed when thinking about retirement options, especially with so many investment choices available. One such choice is target date funds, which are often misunderstood despite being a common feature in many 401(k) plans. These funds are designed to simplify retirement investing, but only if you know how to use them properly. In this episode of Capital Conversations, CERTIFI...

As the saying goes, you shouldn’t put all your eggs in one basket. You shouldn’t put all of your investments in one place either. Diversification involves spreading your investments across various assets to minimize risk and maximize potential returns. It's a fundamental strategy that can help safeguard any portfolio against market volatility. In this episode of Capital Conversations, CERTIFIE...

It seems like professionals in every industry are looking into ways that new AI technology can help improve their businesses. While AI hasn’t turned against humankind yet (as far as we know), it’s still too early to trust it with managing your investments and financial portfolio. But that doesn’t mean your financial advisor can’t use ChatGPT and other AI tools to your benefit. In this episode of C...

Active and passive investment strategies are often seen as opposites, and everyone from experienced investors to those just entering the market likely have an opinion on which is best. In this episode of Capital Conversations, CERTIFIED FINANCIAL PLANNER™ professional Colin Day and portfolio manager Ryan Potts explore how each approach can fit into the broader spectrum of financial planning, their...

The concept of tax diversification might not be the first topic that springs to mind when planning for retirement, but it can have a profound impact on your ability to live out your golden years as you want. While Uncle Sam will (almost) always get a portion of your hard-earned and wisely-invested money, understanding how and when different types of accounts are taxed can help you keep more money...

As financial advisors, our goal is to help our clients live a financially healthy and fruitful life through smart financial planning and investment advice. A time-tested strategy many investors use is called the “bucket” system, which, when implemented correctly, guarantees income in the short term while setting your longer term investments up for longer term success. In this episode of Capital Co...

After years of avoiding it, the SEC has recently approved the listing and trading of 11 Bitcoin ETFs. But, are Bitcoin ETFs right for your portfolio? If they are, how much should you invest in them? In this episode of Capital Conversations, CERTIFIED FINANCIAL PLANNER™ Professional Colin Day and portfolio manager Ryan Potts discuss the evolution of cryptocurrency investments, who the new ETFs may...

Election years are awkward times in different industries. Regarding investments, thinking long term is historically the better solution for personal investors. At Correct Capital, we help individuals and families plan out their finances and investments. This episode of Capital Conversations dives into election cycles (for 2024) and how to react accordingly. We're joined with Colin Day and John Bie...

In this episode of Capital Conversations, financial advisor Colin Day and portfolio manager Ryan Potts discuss the different services offered by Correct Capital to help our clients get from where they are to where they want to be. About Correct Capital Correct Capital⁠⁠⁠ is an independent, privately held wealth advisory firm offering independent, objective, unbiased investment and financial planni...

In this episode of Capital Conversations, CERTIFIED FINANCIAL PLANNER™professional Colin Day sits down with Sophia Steinbecker, one of Correct Capital’s newer additions, to answer some of the pressing questions people just starting out in their careers have about finances, budgeting, retirement saving, and more. About Correct Capital Correct Capital⁠⁠⁠ is an independent, privately held wealth advi...

The new year provides an opportune time for investors and portfolio managers alike to reflect on what did and didn’t go as expected in the market 2023, and what might be in store for 2024. Colin Day, CERTIFIED FINANCIAL PLANNER™ professional, is joined by portfolio managers Ryan Potts and Joe Anderson to discuss the pivotal role of big tech companies, known as the Magnificent 7, in shaping market...