Your Time, Your Money ™

GOOD MORNING AND GREAT THANKSGIVING! It's been a long and busy 11 months, but we have finally made it to the most wonderful time of the year. As we tick past Thanksgiving and move even closer to the Christmas season, if you're anything like us the idea of giving is at the forefront of the mind. When considering ways to bless and give back to those around you during the holidays however,...

GOOD MORNING AND GREAT COFFEE! We've got an an*new*ity one for you, so lock in. In this week's episode, Mark and Matt step up to the plate and welcome you to "Annuity 101"! The concept of an annuity can be complex and confusing to many people who aren't familiar with financial contracts or payments of that nature; and that's not even considering the fact that there ar...

GOOD MORNING AND GREAT COFFEE! Every now and then we like to switch things up on the pod, and this week we couldn't have picked a greater guest to do exactly that with. In this episode, Mark and Matt sit down with CEO of "ChildVoice International", Nate Mandsager! Nate gives the guys a deeply emotional look at the humanitarian work ChildVoice is doing in and across Africa, where the...

GOOD MORNING AND GREAT COFFEE! So you're thinking about retirement, huh? Good on you, allow us to make sure you jump into that next phase of your life with zero loose ends to concern yourself with! In this week's burst session, Mark sits down to discuss the FOUR THINGS you need to make sure you avoid doing at ALL costs before you officially call it quits and usher in some good old fashio...

GOOD MORNING AND GREAT COFFEE! We've got some exciting changes and additions coming to Iron Tree Financial in the coming months, and none of it would be possible without Cetera. So this week, Mark and Adam are thrilled to be joined by Cetera Chief Sales and Growth Officer, Tom Taylor, to discuss the exciting process behind it all, just two short months before Tom's well-deserved retireme...

GOOD MORNING AND GREAT COFFEE! They say missed deadlines are something you only have to worry about in grade school and college...they would be wrong. In the hustle and bustle of life, sometimes something such as managing an RMD can get swept right under the rug. So this week, Mark sits down for another burst session to discuss what YOU can do if you are finding yourself in a pinch where you have...

GOOD MORNING AND GREAT COFFEE! Nice of you to stop by, come on in, the door's unlocked! In this week's episode, Mark and Adam are privileged to be joined by real estate expert, Kerry Loiselle! Kerry sits down with the guys to discuss all things real estate, how the market changes affect the demand for housing, what the mind of a buyer in the modern real estate market looks like, and even...

GOOD MORNING AND GREAT COFFEE! You feel that chill down your spine? The hair on the back of your neck standing up? Something's right behind you...its...its...A NEW EPISODE. This week we're kicking off a brand new mini-series within "Your Time, Your Money", titled "Fears of Finance"! Every week in the month of October, Mark and Matt are going to be sitting down to cove...

GOOD MORNING AND GREAT COFFEE! We woke up today thinking about "Home Ownership", a staple of the American Dream for as long as the American Dream has been the American Dream...so we can only imagine the hurly-burly we're about to produce by insinuating that it may be one of the worst investments you could make. Have we peaked your interest yet? Good, because in this week's food...

GOOD MORNING AND GREAT COFFEE! It's such a hit we just had to go back-to-back week's talking about it...that's right, it's "Social Security" time. You may or may not have noticed because it's not a very hot button topic, but the election season is heating up pretty rapidly. That being said, with your finances coming up these days in just about every political deb...

GOOD MORNING AND GREAT COFFEE! In this week's episode, we've got two words for you: Social Security. Hold your ooh's and ahh's until after this burst session is over ladies and gentlemen, because today Mark sits down to offer up your quintessential Social Security/Retirement handbook! There is undoubtedly countless questions that arise when retirement finally comes creeping up...

GOOD MORNING AND GREAT COFFEE! In this week's episode, Matt and Justin join forces for the third installment in our ongoing Q&A miniseries within "Your Time, Your Money', where we take on YOUR QUESTIONS! Are you wondering how you can decrease your spending? Do you have too many credit cards and no plan going forward? Are you curious about the upcoming events we have planned here...

GOOD MORNING AND GREAT COFFEE! In this week's burst session episode, Mark sits down to unpack how you can properly go about educating your children on the importance of saving money. For kids in that 5-16 age range, money is a mystical object that, depending on various differing circumstances, either is impossible to obtain or grows on trees. So often it can be quite difficult to connect with...

GOOD MORNING AND GREAT COFFEE! In this week's burst session episode, Mark sits down to discuss the topic of "Annual Reviews". Often times you wish something of this nature might be a bit more straightforward than it is. Having your priorities in order when it comes time to sit down with your advisor cannot be a stressed enough. So luckily this episode offers eight key tips that will...

Good Morning & Great Coffee! The guys discuss fear! How to measure it in the market and what to do to take advantage of it in the market! Tune in for this enlightening session not meant to scare you. If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-844-444-YTYM, or email us at irontreefinancial@ceterais.com REMEMBER: LIVE WELL AND PLAN EV...

GOOD MORNING AND GREAT COFFEE! In this week's episode, we managed to wrangle a man of many talents, Mr. Larry Caputo! Mark and Matt sit down with Larry to discuss his former life on reality TV, being the son of Theresa Caputo the "Long Island Medium", and how growing up in that environment impacted his personal development, as well as how having a family that stayed grounded in thei...

GOOD MORNING AND GREAT COFFEE! We heard you might be stopping by, so we went ahead and cooked up one of our coolest episodes yet. In this week's episode, Mark and Matt are joined by author, speaker, and former FBI AGENT Jeff Lanza! The guys hear from Jeff as he gives every last scoop on the mysterious and sometimes frightening world of identity theft, explains the best strategies for confront...

Iron Tree Financial  1-8444-444-YTYM www.irontreefinancial.com 

Iron Tree Financial  1-8444-444-YTYM www.irontreefinancial.com 

GOOD MORNING AND GREAT FOOTBALL! This week on YCYM, our resident football legend and advisor Matthew Tarullo and his business partner Mark Esslie had the chance to sit with Drew Smith, formerly of the Buffalo Bills, and native to the Albany, NY area. Drew sat with the guys to discuss everything from growing up in the capital region, playing football for UAlbany and what it was like getting "t...

GOOD MORNING AND GREAT COFFEE!    OUR OFFICIAL LAUNCH EPISODE IS HERE!      We are excited to announce that our practice continues to flourish. We have seen amazing growth over the last few years and have decided to launch a brand that signifies this growth. We are proud to present to you “Iron Tree Financial ” a brand that signifies that “ Our Strength is in our Knowledge ”.  This move was not ma...

GOOD MORNING AND GREAT COFFEE! Taxes. Love 'em or hate 'em, they're going to be a part of all of our lives for the foreseeable future. The question is, do you have someone who you can count on to help you through all of the questions that come along with them? The guys had on special guest Therese Wolfe from UHY to discuss the many questions that everyone from individuals to busines...

Good Morning and Great Coffee! Listen and and explore some smart choices that young people should make to reach their financial goals! Iron Tree Financial  1-8444-444-YTYM www.irontreefinancial.com 

GOOD MORNING AND GREAT COFFEE! If you are part of the "sandwich generation", then you most likely know what the term refers to. If not, then allow me to clarify. People who are middle aged that are taking care of both their own children as well as aging parents are people that fit into this description. As one would imagine, with this comes more stress than usual regarding financial, emo...

GOOD MORNING AND GREAT COFFEE! Whether you're just starting out, or are already in the process of financial planning, there are some things that you can do to help with this process. One of the main things is to work with a financial professional and have them guide you to get to your current are future goals. But, along the way there are other options as well to fully optimize this process....