Your Time, Your Money ™

GOOD MORNING AND GREAT COFFEE! This is no ordinary week ladies and gentlemen...the 2026 NFL Draft is upon us, and we couldn't think of any better way to celebrate than this. In this week's episode of "Your Coach, Your Money", Matt and Mark welcome Ben Noll, former OL for the Dallas Cowboys, Detroit Lions, and St. Louis (now LA) Rams, onto the show to discuss everything from lif...

GOOD MORNING AND GREAT COFFEE! Calling all financial advisors! In this week's episode, Mark sits down with Enterprise CEO, Partner, and Financial Advisor at Horizon Financial Group, Pete Bush, to discuss all things financial advising, succession planning, and retirement. Building a legacy you can be proud of, equipping the next generation to manage your clients with dignity, retiring at the p...

GOOD MORNING AND GREAT COFFEE! Calling all financial advisors! In this week's episode, Mark sits down with Enterprise CEO, Partner, and Financial Advisor at Horizon Financial Group, Pete Bush, to discuss all things financial advising, succession planning, and retirement. Building a legacy you can be proud of, equipping the next generation to manage your clients with dignity, retiring at the p...

GOOD MORNING AND GREAT COFFEE! Burst Sessions are Back! In this week's episode, Matt and Lauren sit down to go through the top ten most expensive cities to live in entering into 2026, and which places you may be better off avoiding, even if you've got a couple bucks to spare. Enjoy. If you want to reach out to one of our advisors for questions, suggestions or other, please call us at 1-8...

GOOD MORNING AND GREAT COFFEE! We're back with a bang ladies and gentlemen. In this week's episode, Mark and Adam sit down with AI expert and CEO of K5 Solutions, Kerwin Lovell, to discuss all things Artificial Intelligence. Is AI a tool to use or an advancement to fear? Can AI help with your financial planning? Where is all of this headed? We share your questions, and we are so excited...

GOOD MORNING AND GREAT COFFEE! Everyone deserves respect and support. In this week's episode, Mark and Justin were honored to welcome Director of Foundation at the "Wildwood Foundation", Nicole Babie onto the podcast! Nicole shares how Wildwood came to be, Mark and Justin hear from a true expert on the importance of charity in our community, and Nicole shares a tip or two for how yo...

GOOD MORNING AND GREAT COFFEE! The only thing better than one YCYM episode in one month is, well, another YCYM episode! And boy do we have another winner here for you. This week, Mark and Matt welcome onto the show one of the most respected Jiu Jitsu trainers in the North East, the "Professor" himself...Lars Nelson! Mark and Matt dig into Nels' background and upbringing, Nels discus...

GOOD MORNING AND GREAT COFFEE! First "Your Coach, Your Money" episode on the new set folks, and we couldn't have picked a better group of people to do it with. This week, Mark and Matt welcome onto the show Head Coach of the UAlbany college football team Jared Ambrose, and Chief of Staff Jordan Orlovsky! This one is a home run ladies and gentlemen, you do NOT want to miss it...maybe...

GOOD MORNING AND GREAT COFFEE! We built this episode on rock and roll. This week, Mark and Matt couldn't be more excited to sit down with two real estate experts from Berkshire Hathaway Home Services, Ryan Clark and Jay Christiana! We dive right into Ryan and Jay's backgrounds in this ever-changing industry, we discuss a few key things the real estate market is missing in today's wo...

GOOD MORNING AND GREAT COFFEE! We reached for the stars and managed to snag two of them for this one. In this week's episode, Mark and Adam are excited to sit down with Head of Cetera Investors, John Lefferts, and President of RIA & Branches Channel at Cetera Financial Group, Jennifer Hanau! We dive into John and Jennifer's backgrounds, discuss the rapid growth Cetera is experiencing...

GOOD MORNING AND GREAT COFFEE! Ladies and gentlemen, we did it. We found who let the dogs out. In this week's episode, Mark and Justin are thrilled to sit down with known animal trainer...TONY FILIPPONE! Tony shares some lovely and informative stories over his illustrious career, we dive into the best way to handle aggressive dogs, and of course, we discuss the financial-side of animal care,...

GOOD MORNING AND GREAT COFFEE! You would think as advisors money is all we think about, but it takes a BIG back seat to one thing in particular. In this week's episode, Matt and Lauren sit down to discuss how community means everything not just in the world of finance, but in general! The relationships we build with one another, how we relate to one another through our similarities and unders...

GOOD MORNING AND GREAT COFFEE! We know what you're thinking..."Hey Mr. Media Guy who edits and posts these episodes, unless you've got the winning ticket, there is no "fast way" to one million dollars". And to that I say, "please, Mr. Media Guy is my father". But of all the ways you could possibly work your way toward being a millionaire, there is a path to...

GOOD MORNING AND GREAT COFFEE! Divorce is never a conversation one wants to welcome with open arms, and it can be easy while navigating a stage of life as uncharted as this one to feel like you have infinitely more questions than answers. Hopefully we can help. In today's episode, Mark and Justin sit down to discuss factoring a divorce into your Social Security. Also, once again, we may have...

GOOD MORNING AND GREAT COFFEE! What's better than one episode about claiming social security at 70? How about two? One year ago we put out a three-part series on claiming SS at various stages in life, but a lot has changed, and we'd like to believe we've learned even more since then, so let's run it back. In today's episode, Mark and Adam sit down once again to discuss Soc...

GOOD MORNING AND GREAT COFFEE! What's better than one episode about claiming social security at 62? How about two? One year ago we put out a three-part series on claiming SS at various stages in life, but a lot has changed, and we'd like to believe we've learned even more since then, so let's run it back. In today's episode, Mark and Adam sit down to discuss Social Securit...

GOOD MORNING AND GREAT COFFEE! A house divided against itself cannot stand, but maybe a dividend-ed one could. Forgive us, there's not many puns that work with our topic here this time around, ladies and gentlemen. In today's episode, Mark and Justin sit down to discuss all things "dividend", rolling up their sleeves and getting down into the world of payments and shareholders...

UPDATE: THE CHARITY TOKEN HINTED AT IN THIS EPISODE HAS OFFICIALLY BEEN DISCOVERED. GOOD MORNING AND GREAT COFFEE! Life comes at you fast. Often times it can be tricky trying to prepare for what you see coming, let alone the unexpected; but where there's a will, there's a way...and we happen to have both today. In today's episode, Matt and Mark sit down to break down your emergency...

GOOD MORNING AND GREAT COFFEE! What's more stressful than college? How about life after college? As we move into the summer months, there is a whole new wave of graduates collecting their hard-earned degrees, and making the brave attempt to transition into the work force. With that transition comes a heck of a lot of responsibility, a ton of bills to pay and, if you're like everyone else...

GOOD MORNING AND GREAT COFFEE! Business, retirement, benefits, oh my! You're probably watching this because you're nearing the twilight of your professional career, and the time has come to look to your future. Allow us to help. In today's episode, Matt and Mark sit down to break down the NYS Pension System in more than enough detail that will hopefully equip you to put together a p...

UPDATE: The Charity Token hinted at in this episode has officially been found! GOOD MORNING AND GREAT COFFEE! If there's one thing that's probably safe to say, it's that you're here because you are seeking sound financial guidance from people you can trust. And in our line of work, in terms of providing for the people we work for, building a strong relationship with people like...

GOOD MORNING AND GREAT COFFEE! It is finally upon us, the very last week before we make the move to our brand new studio is here. And to celebrate such a momentous occasion, we picked a big topic for you. In this week's episode, the four hosts of “Your Time, Your Money” sit down to discuss tariffs, diving into the general nationwide reaction to them, their implications on your personal financ...

The Hunt is On. 10 Tokens, 10 Locations. From now through the end of the fall, Iron Tree Financial cordially invites you to participate in the most significant endeavor we have ever undertaken, a Charity Token Hunt that spans the entire Capital Region of Upstate New York. In today's episode, all four "Your Time, Your Money" hosts unite to discuss everything there is to know...or at...

GOOD MORNING AND GREAT COFFEE! New office, new set, same old us. In this week's episode, Mark and Justin sit down for the first official session in the brand new studio to discuss FRA as it pertains to social security, offering up every bit of information you need to know on the matter, and hopefully answering every question you could think to ask. Also, the guys sneak in several hints that m...

GOOD MORNING AND GREAT COFFEE! Our time at the current set is coming to a close, and the show is getting its long-anticipated makeover real soon, but there is ALWAYS time for another table talk. In this week's episode, Mark and Matt sit down to discuss all of the various ways kids can save their money early on, and how understanding finances from a young age can equip anyone for just about an...