Iron Tree Financial

Your Time, Your Money ™

Welcome to "Your Time, Your Money", brought to you by "Iron Tree Financial". Mark Esslie, Financial Advisor / Matthew Tarullo, Financial Advisor / Adam Jones, Financial Advisor / Justin Filippone, Financial Advisor || 43 British American Boulevard, 1st Floor, Latham, NY 12110 || 518-724-5004 Cetera Investors is a marketing name of Cetera Investment Services. Securities and Insurance products are offered through Cetera Investment Services LLC, member FINRA, SIPC. Advisory services are offered through Cetera Investment Advisers LLC.Cetera is under separate ownership from any other named entity.

Author

Iron Tree Financial

Category

Education

Podcast website

yourtimeyourmoney.net

Latest episode

Apr 23, 2026

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Episodes

You had a baby. Now what? 14.04.2025

GOOD MORNING AND GREAT COFFEE! So you just had a baby, the pride and joy of your life. This is probably the happiest moment of your life, along with the scariest, most emotional, and overwhelming moment too...and chances are the added responsibility for a whole new human can tack on a bit of added stress if you don't have a plan from day one. Allow us to help with that one. In today's ep...

5 Ways to Automate Your Investments 07.04.2025

GOOD MORNING AND GREAT COFFEE! When the word "automation" comes up in conversation, people tend to think first of cars, rather than the incredibly sound and strategic way to see your investments organized and managed. So today, allow us to flip the script. In this episode, Mark dives into five game-changing ways to automate your investments and take the guesswork out of growing your weal...

Empowering Women in Investing 31.03.2025

GOOD MORNING AND GREAT COFFEE! In this groundbreaking episode, we are thrilled to welcome the latest advisor to join our growing team, and the newest host of "Your Time, Your Money"...Lauren Geraldsen! This week, Mark and Lauren dive into the inspiring journey of women in the financial world and celebrate all of the barriers they are consistently breaking through, and Lauren shares her u...

Budgeting a 100K Salary... 13.03.2025

BULLET SESSION || GOOD MORNING AND GREAT COFFEE! The weather is warming up, which means life is about to pick up speed a bit, and that tends to inspire one to think ahead. Hard work often leads to a higher salary, and if your annual income is up there, chances are you've earned just about every penny you bring in. For many, there is a temptation that comes with having a good amount of money t...

"POA" v "TRUSTED CONTACT" 21.02.2025

BULLET SESSION || GOOD MORNING AND GREAT COFFEE! We'd say we're long overdue at this point, but it's here at last ladies and gentlemen...the first financial showdown of the year. In this week's episode, Mark sits down to compare "power of attorney" with assigning a trusted contact person to back up your personal needs. You've got a front row seat free of charge,...

OVERHAULING Your Spending Habits... 10.02.2025

GOOD MORNING AND GREAT COFFEE! We're deep into the winter, and sometimes that makes for a restless spirit. A restless spirit leads to hastily made decisions, and sometimes in the financial arena that could mean getting snowed in and scrolling through Amazon until your wallet is screaming uncle. Obviously we know you would never do that, but just in case you're in a money pinch, we'r...

Succession Planning DONE RIGHT. 31.01.2025

GOOD MORNING AND GREAT COFFEE! So say you're a financial advisor preparing for retirement. Where do you start? Are you in a position to make it a smooth transition, and do you have the connections to ensure your clients retain premier service even after you're gone? We're sure if you're at this juncture of your career you're asking all of these questions, and THEN some, so...

Going METABOLIC - THE MATT PHELPS INTERVIEW 23.01.2025

GOOD MORNING AND GREAT COFFEE! First "Your Coach, Your Money" episode of the year folks, and it's a big one. This week, Mark and Matt welcome onto the show fitness phenom and CEO of the viral training program "Metabolic", Matt Phelps! Matt sits down with us to discuss how his company came to be, his reaction to its meteoric rise across the state of New York, and how fitnes...

Our Year of CHANGE... 16.01.2025

GOOD MORNING AND GREAT COFFEE! The boys are back in town ladies in gentlemen, and there is a whole lot to be excited about. In this week's episode, Mark and Matt sit down to discuss all of the changes, events, and additions coming to the podcast, as well as to "Iron Tree Financial" over the course of the next year...including an announcement or two that are going to change everythin...

LOCKING IN GAINS 10.01.2025

GOOD MORNING AND GREAT COFFEE! Time is flying, and we are already two weeks into the new year! In this week's episode, Matt and Justin sit down once more to recap the 2024 market, diving into how the market did as a whole last year, and using those statistics to understand what that means for the year ahead. Before you lock in and enjoy, be sure to bundle up, it's an ice box out there! I...

THE END IS "YEAR". 02.01.2025

GOOD MORNING AND GREAT COUNTDOWNS! The bell tolls...its finally arrived...who could have seen this coming? Wait, we're just talking about the new year here, what did you think we meant?! Ladies and gentlemen, we are here at 2025. For our first episode of the new year, we wanted to bring you our last episode recorded in 2024. This week, Matt and Justin sit down at the wood table of destiny to...

The 12 Days of Finance - Day Twelve 25.12.2024

GOOD MORNING AND GREAT CHRISTMAS DAY! WE MADE IT. The big made squeezed his way down the chimney, the gifts are shimmering under the tree, and the final installment of our "12 Days of Finance" series has arrived. In today's episode, Mark and Justin sit down in our Christmasified studio to wrap up the final topic related to helping YOU enter into the new year more financially sound t...

The 12 Days of Finance - Day Eleven 24.12.2024

GOOD MORNING AND GREAT CHRISTMAS EVE! Holy moly, say it ain't so, we are finally here on CHRISTMAS EVE. Welcome back to the "12 Days of Finance"! Every day between now and Christmas Day, Mark and Justin are going to be sitting down in our Christmasified studio to cover a unique topic related to helping YOU enter into the new year more financially sound than ever, and we are on day E...

The 12 Days of Finance - Day Ten 23.12.2024

GOOD MORNING AND GREAT TIDINGS! We here at "Your Time, Your Money" try to stick to the four main food groups: Candy, candy canes, candy corn, and happily consuming new episodes of the pod. Welcome back to "The 12 Days of Finance"! Every day between now and Christmas Day, Mark and Justin are going to be sitting down in our Christmasified studio to cover a unique topic related to...

The 12 Days of Finance - Day Nine 22.12.2024

GOOD MORNING AND GREAT HAAAPPYYYY BIIIRTHDAYYYY! What did you say you wanted for Christmas again? We're pretty sure we know, we just wanted to make sure YOU know what you want. We totally didn't just start looking for last minute gifts or anything. Welcome back to "The 12 Days of Finance"! Every day between now and Christmas Day, Mark and Justin are going to be sitting down in...

The 12 Days of Finance - Day Eight 21.12.2024

GOOD MORNING AND GREAT SNOW ANGELS! We're so close we can hardly contain ourselves. Welcome back to "The 12 Days of Finance"! Every day between now and Christmas Day, Mark and Justin are going to be sitting down in our Christmasified studio to cover a unique topic related to helping YOU enter into the new year more financially sound than ever, and we are on day EIGHT! Seeing isn&apo...

The 12 Days of Finance - Day Seven 20.12.2024

GOOD MORNING AND GREAT HOT CHOCOLATE! Ok so I planned out our whole day. First, we’ll make snow angels for two hours, then we’ll go ice skating, then we’ll eat a whole roll of Toll House cookie dough as fast as we can, and then...we’ll watch "Your Time, Your Money". Welcome back to "The 12 Days of Finance"! Every day between now and Christmas Day, Mark and Justin are going to b...

The 12 Days of Finance - Day Six 19.12.2024

GOOD MORNING TO ALL, AND TO ALL A GREAT COFFEE! You can't spell "jolly" without "YTYM". Well, you can...but that's not important right now. Welcome back to "The 12 Days of Finance"! Every day between now and Christmas Day, Mark and Justin are going to be sitting down in our Christmasified studio to cover a unique topic related to helping YOU enter into the n...

The 12 Days of Finance - Day Five 18.12.2024

GOOD MORNING AND GREAT TANNENBAUM! Every time a bell rings, an angel gets its wings. And every time a new episode of "Your Time, Your Money" drops, we like to think that the world heals just a little. Welcome back to "The 12 Days of Finance"! Every day between now and Christmas Day, Mark and Justin are going to be sitting down in our Christmasified studio to cover a unique topi...

The 12 Days of Finance - Day Four 17.12.2024

GOOD MORNING AND GREAT COFFEE YA FILTHY ANIMAL! Are we in or out on fruitcake for Christmas? Just asking for a friend. Welcome back to "The 12 Days of Finance"! Every day between now and Christmas Day, Mark and Justin are going to be sitting down in our Christmasified studio to cover a unique topic related to helping YOU enter into the new year more financially sound than ever, and we ar...

The 12 Days of Finance - Day Three 16.12.2024

FOLKS, FOLKS, GOOD MORNING AND GREAT COFFEE! Man, it's almost like Christmas is getting closer or something. Welcome back to "The 12 Days of Finance"! Every day between now and Christmas Day, Mark and Justin are going to be sitting down in our Christmasified studio to cover a unique topic related to helping YOU enter into the new year more financially sound than ever, and we are on...

The 12 Days of Finance - Day Two 15.12.2024

GOOD MORNING AND GREAT MELE KALIKIMAKA! You know they say the best way to spread Christmas cheer is by watching "Your Time, Your Money". Welcome back to "The 12 Days of Finance"! Every day between now and Christmas Day, Mark and Justin are going to be sitting down in our Christmasified studio to cover a unique topic related to helping YOU enter into the new year more financiall...

The 12 Days of Finance - Day One 14.12.2024

GOOD MORNING AND GREAT CHRISTMAS! The snow is falling, the sleigh bells are ringing, and we have arrived at the most ambitious series we at "Your Time, Your Money" have ever attempted...this is "The 12 Days of Finance"! Every day between now and Christmas Day, Mark and Justin are going to be sitting down in our Christmasified studio to cover a unique topic related to helping YO...

Understanding PROPERTY & CASUALTY (w/ TONY CATALFAMO) - Part One 12.12.2024

GOOD MORNING AND GREAT COFFEE! The year is almost at an end, and we couldn't think of a better way to wrap things up in 2024 than to welcome on veteran and insurance expert, Tony Catalfamo! Mark sits down with Tony to discuss all things "insurance", to make sure you go into the new year informed, prepared, and ready to take on whatever curveball life may decide to throw your way! Co...

THE LUIS MELENDEZ EPISODE 10.12.2024

GOOD MORNING AND GREAT COFFEE! At long last, we're back ladies and gentlemen. It's "Your Coach, Your Money" time. In this week's episode, we could not be more thrilled to welcome onto the show the FUTURE of Karate Combat...LUIS MELENDEZ. Matt sits down with Luis to discuss all things MMA, how he got his start in fighting, and what motivates him to work his way to the top....

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