WSJ Your Money Matters

Financial advisors recommend keeping physical cash at home in the event of an emergency or natural disaster . Wall Street Journal personal finance bureau chief Jeremy Olshan joins host J.R. Whalen to discuss how much cash should be put aside. Learn more about your ad choices. Visit megaphone.fm/adchoices

A new tax law requires ticketing platforms like Ticketmaster and StubHub to give the IRS information about ticket sales over $600 . After a year of expensive tours and live events, resellers could be in for a surprise come tax season. WSJ music industry reporter Anne Steele joins Ariana Aspuru to discuss.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Federal funding for an estimated 70,000 child-care centers nationwide ran out on September 30. Wall Street Journal “Numbers” columnist Josh Zumbrun joins host J.R. Whalen to discuss what families can expect going forward. Learn more about your ad choices. Visit megaphone.fm/adchoices

Many people envision an employment path with clearly defined steps up the career ladder. Wall Street Journal “Work & Life” columnist Rachel Feintzeig joins host J.R. Whalen to discuss why being open to detours and unexpected obstacles can be a key to getting ahead. Learn more about your ad choices. Visit megaphone.fm/adchoices

A new income-based, college-loan repayment program could significantly reduce borrowers’ loan balances . WSJ reporters Julia Carpenter and Gabriel T. Rubin join host J.R. Whalen to discuss how the “SAVE” program works. Learn more about your ad choices. Visit megaphone.fm/adchoices

Younger workers who might be forced to work through their 70s or later before retiring might find the strategy of taking periodic career breaks could help them avoid burning out. Host J.R. Whalen is joined by WSJ “On the Clock” columnist Callum Borchers, as well as the head of a career re-entry program, who will discuss how workers should plan their career breaks, and how they can overcome challen...

More companies are reviewing data showing when workers swiped their ID badges to enter the office, and how long they stayed. Wall Street Journal reporter Chip Cutter joins host J.R. Whalen to discuss penalties some employees face who are not adhering to return-to-office policies. Learn more about your ad choices. Visit megaphone.fm/adchoices

Assumable loans allow home sellers to transfer the more attractive rate they secured in the past to buyers. Wall Street Journal reporter Ben Eisen joins host J.R. Whalen to explain how they work, as well as the pros and cons.  Learn more about your ad choices. Visit megaphone.fm/adchoices

In the post-Covid workplace, where many companies have taken exhaustive steps to create hybrid work schedules, employers and workers are still at odds over how to approach Fridays . WSJ contributor Alexandra Samuel joins host J.R. Whalen to discuss the effect it has on business and morale. Learn more about your ad choices. Visit megaphone.fm/adchoices

Consumers who are wary of current high interest rates have several options allowing them to borrow at lower-interest levels . WSJ reporter Imani Moise joins host J.R. Whalen to discuss the benefits and risks. Learn more about your ad choices. Visit megaphone.fm/adchoices

 People currently in their 20s are likely facing a 60-year career because of longevity and rising living costs. In the second episode of our series, we explore the importance of beginning the retirement-saving process early, and how accounts like a 401(k) and an IRA can help people maximize their saving efforts. Learn more about your ad choices. Visit megaphone.fm/adchoices

Several retailers have been sued for posting sale prices on items that aren’t actually discounted prices. WSJ reporter Patrick Coffee joins host J.R. Whalen to discuss how the process works, and what consumers can do. Learn more about your ad choices. Visit megaphone.fm/adchoices

Walkouts by United Auto Workers at several GM, Ford and Stellantis factories come as the auto industry was beginning to stabilize following the pandemic. Wall Street Journal reporter Rachel Wolfe joins host J.R. Whalen to explain how consumers shopping for cars, new or used, are likely to be impacted by the strike. Learn more about your ad choices. Visit megaphone.fm/adchoices

More companies are phasing out feedback that bosses give workers, and replacing it with “ feedforward .” Wall Street Journal reporter Alexandra Bruell joins host J.R. Whalen to explain the difference, and why companies feel the change is needed. Learn more about your ad choices. Visit megaphone.fm/adchoices

More couples are choosing to have conversations about their financial goals on “ money dates .” WSJ reporter Julia Carpenter joins host J.R. Whalen to discuss the benefits of mixing romance and finance. Learn more about your ad choices. Visit megaphone.fm/adchoices

As Americans live longer, healthier lives, the traditional 40-year career will become a thing of the past. Our three-part series explores how to navigate a longer career and what it could mean for the future of work and your finances. This first episode examines what exactly a 60-year career might entail and how you can start mentally preparing yourself for one. Learn more about your ad choices. V...

Many landlords are adding fees to monthly rent that they charge tenants . WSJ reporter Will Parker joins host J.R. Whalen to discuss the reasons behind the fees and how some tenants are fighting back. Learn more about your ad choices. Visit megaphone.fm/adchoices

Rising interest rates create opportunities for consumers to accelerate growth on their money to save for things like cars, vacations and emergency funds. WSJ reporter Oyin Adedoyin joins host J.R. Whalen to discuss ways consumers with varying levels of extra cash on hand can use higher rates to their advantage. Learn more about your ad choices. Visit megaphone.fm/adchoices

The cost of health insurance is expected to rise by the largest amount in years . WSJ reporter Anna Wilde Mathews joins host J.R. Whalen to discuss why costs are rising, and who’ll pay more.  Learn more about your ad choices. Visit megaphone.fm/adchoices

The Wall Street Journal/College Pulse 2024 rankings measure several higher-education categories includin g graduation rates, students’ salaries after graduation, and the length of time it takes someone to pay off the full cost of attendance. Host J.R. Whalen speaks with WSJ’s Chastity Pratt, Harry Carr and Tom Corrigan about the findings. Learn more about your ad choices. Visit megaphone.fm/adchoi...

Interest on student loans began accruing on Sept. 1 and payments are due next month . WSJ’s Julia Carpenter joins host J.R. Whalen to discuss how borrowers should prepare to resume making payments. Learn more about your ad choices. Visit megaphone.fm/adchoices

Verizon, AT&T and T-Mobile are asking customers to move their monthly bill payments from their credit cards to their bank accounts. WSJ personal-technology editor Shara Tibken joins host J.R. Whalen to discuss why the carriers want the change, the privacy concerns that have been raised about it and the financial trade-offs to consider before you make the switch. Learn more about your ad choice...

As some companies restructure their workforces, many are reassigning employees to new positions rather than letting them go . WSJ’s Ray A. Smith joins host J.R. Whalen to discuss how that can end up putting employees into positions that don’t fit their career path or expertise, and what workers can do about it. Learn more about your ad choices. Visit megaphone.fm/adchoices

Consumers are getting frustrated with all those requests for charitable donations at checkout counters. WSJ’s Rachel Wolfe joins host J.R. Whalen to explain why they continue to contribute anyway. Learn more about your ad choices. Visit megaphone.fm/adchoices

After years of luring new workers with hefty pay increases and bonuses, many companies are reversing that trend . WSJ’s Te-Ping Chen joins host J.R. Whalen to discuss why employers are reducing salaries for new recruits and what it means for job seekers. Learn more about your ad choices. Visit megaphone.fm/adchoices