WSJ Your Money Matters

More companies are offering disability insurance as part of annual benefits options . WSJ personal-finance reporter Julia Carpenter joins host J.R. Whalen to discuss questions employees should ask before signing up. Learn more about your ad choices. Visit megaphone.fm/adchoices

Changes to the Free Application for Federal Student Aid, or Fafsa, will allow people to make contributions to their 401(k) without it impacting the amount of financial aid they receive. WSJ personal-finance reporter Oyin Adedoyin joins host J.R. Whalen to discuss. Learn more about your ad choices. Visit megaphone.fm/adchoices

Last week’s verdict against the National Association of Realtors and large residential brokerages is likely to change the amount of commissions paid by home buyers and sellers, as well as how they are paid out. Wall Street Journal reporter Laura Kusisto joins short J.R. Whalen to discuss. Learn more about your ad choices. Visit megaphone.fm/adchoices

Employees selecting company-provided health benefits may find the list of options and rates confusing. Host J.R. Whalen is joined by Arthur Benefits Solutions founder Maameamba Arthur-Price, to discuss what people should assess in their lives before making selections. Plus, WSJ contributor Cheryl Winokur Munk explains the important benefits people often overlook. Learn more about your ad choices....

To stay competitive in a tight labor market, many employers are offering more paid time off to workers. WSJ economics reporter Jeffrey Sparshott joins host J.R. Whalen to discuss how it has resulted in employees working less hours, but maintaining steady pay. Learn more about your ad choices. Visit megaphone.fm/adchoices

Millions of student-loan borrowers who took out Parent Plus loans weren’t included in the Biden administration’s new income-driven repayment options. WSJ personal-finance reporter Julia Carpenter joins host J.R. Whalen to discuss. Learn more about your ad choices. Visit megaphone.fm/adchoices

Several states have rules that address paranormal activity in the context of a home sale. Wall Street Journal contributor Erika Mailman joins host J.R. Whalen to discuss what homebuyers can do to avoid living in haunted homes. Learn more about your ad choices. Visit megaphone.fm/adchoices

Financial advisers say fintech apps track your spending, but they don’t necessarily change your behavior. WSJ reporter Imani Moise joins host J.R. Whalen to discuss why a spreadsheet may be more effective at helping people maintain a budget . Learn more about your ad choices. Visit megaphone.fm/adchoices

WSJ's Take On the Week is a new WSJ show that breaks down the most important things to watch in business and financial news to help you make smarter investment decisions. This week, host Dion Rabouin looks at Coinbase, the upcoming Federal Reserve meeting, and Starbucks.  If you like the show, follow it for more.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Many people make out a will to ensure their heirs receive their belongings and financial assets when they die. WSJ personal-finance reporter Ashlea Ebeling joins host J.R. Whalen to discuss how forgotten documents could override your estate plans .   Learn more about your ad choices. Visit megaphone.fm/adchoices

New data from Vanguard suggests millennials are poised to move ahead of older generations in terms of saving for retirement . WSJ personal-finance reporter Anne Tergesen joins host J.R. Whalen to discuss what’s allo wed them to boost their nest eggs. Learn more about your ad choices. Visit megaphone.fm/adchoices

As consumers show an unwillingness to pay higher prices for food, more supermarkets and restaurants are bringing back specials and promotions . But WSJ reporter Jesse Newman joins host J.R. Whalen to discuss why lower prices may not ease the pressure on household budgets. Learn more about your ad choices. Visit megaphone.fm/adchoices

Students are leaving college early to launch their own AI startups . WSJ reporter Lindsay Ellis joins host J.R. Whalen to discuss why they feel now is the best time to start an AI business, and the risks some face. Learn more about your ad choices. Visit megaphone.fm/adchoices

Chit-chat and interruptions from your co-workers can slow your progress toward getting your work done. Wall Street Journal “Work & Life” columnist Rachel Feintzeig joins host J.R. Whalen to discuss the risks of asking colleagues to leave you alone. Learn more about your ad choices. Visit megaphone.fm/adchoices

In the past, many workers viewed not taking sick days as a badge of honor. But now WSJ reporter Te-Ping Chen tells host J.R. Whalen people are taking more sick time , and they’re taking time off for reasons other than feeling unwell. Learn more about your ad choices. Visit megaphone.fm/adchoices

Second-year MBA students are facing a much slower pace of hiring and recruiting by companies in the tech, finance and consulting sectors. Wall Street Journal reporter Lindsay Ellis joins host J.R. Whalen to discuss alternate plans some students are considering. Learn more about your ad choices. Visit megaphone.fm/adchoices

More retailers are offering discounts to shoppers who make purchases with cash . WSJ personal-finance reporter Imani Moise joins host J.R. Whalen to explain how credit-card users can also score deals. Learn more about your ad choices. Visit megaphone.fm/adchoices

More managers and employees are realizing they can cut 30-minute meetings to just 15 minutes and still get work done . WSJ reporter Anne Marie Chaker joins host J.R. Whalen to discuss the learning curves that go along with shorter meetings. Learn more about your ad choices. Visit megaphone.fm/adchoices

The creative logic, known as “ Girl Math ,” to justify discretionary spending has gone viral. Wall Street Journal reporter Chavie Lieber joins host J.R. Whalen to discuss the social media trend. Learn more about your ad choices. Visit megaphone.fm/adchoices

Older Americans often downsize their home as their needs change. WSJ personal-finance reporter Veronica Dagher joins host J.R. Whalen to explain why many find downsizing doesn’t make financial sense in the current housing market . Learn more about your ad choices. Visit megaphone.fm/adchoices

Amid skyrocketing college costs, many companies are promoting tuition reimbursement as a benefit with the aim of attracting and retaining employees. Wall Street Journal contributor Cheryl Winokur Munk joins host J.R. Whalen to discuss how reimbursement programs vary by company, and questions employees should ask. Learn more about your ad choices. Visit megaphone.fm/adchoices

As interest rates rise, more investors are considering bonds to complement stocks and mutual funds in their portfolios. WSJ personal-finance reporter Oyin Adedoyin joins host J.R. Whalen to discuss the pros and cons of investing in bonds. Learn more about your ad choices. Visit megaphone.fm/adchoices

Paying bills through automatic payments can be an easy way of managing your balances. Wall Street Journal personal-finance reporter Imani Moise joins host J.R. Whalen to discuss how it can also lead to unexpected expenses and hurt your credit score. Learn more about your ad choices. Visit megaphone.fm/adchoices

With interest rates up and inflation remaining high, consumer spending should be on the decline. However, economists say household spending remains robust. Wall Street Journal consumer trends reporter Rachel Wolfe joins host J.R. Whalen to discuss why some Americans are choosing trips and concert tickets over homeownership and retirement saving .  Learn more about your ad choices. Visit megaphone....

Student-loan borrowers resuming payments this month might consider refinancing their loan to rein in costs. Wall Street Journal reporter Gabriel T. Rubin joins host J.R. Whalen to explain why financial experts suggest borrowers should think twice before refinancing. Learn more about your ad choices. Visit megaphone.fm/adchoices