WSJ Your Money Matters

Many Americans start making serious financial decisions in their early 20s when they enter the workforce and start living on their own. WSJ’s Clare Ansberry joins host J.R. Whalen to discuss recent studies that explain the age when adults actually make the best financial decisions. Learn more about your ad choices. Visit megaphone.fm/adchoices

Students heading off to college have a lot on their plate, including making some big financial decisions for the first time . To avoid breaking the bank, students have to be careful with their money. WSJ contributor Cheryl Winokur Munk joins host Ariana Aspuru to discuss. Learn more about your ad choices. Visit megaphone.fm/adchoices

It’s back-to-school time, and many parents are adding another expense to their budget: their children’s extracurricular activities . With nonacademic credent ials becoming more important in college admissions, parents are going all in on their kids’ interests. WSJ’s Oyin Adedoyin joins host Ariana Aspuru to discuss. Learn more about your ad choices. Visit megaphone.fm/adchoices

Homeowners planning energy-efficient renovations could save substantial amounts of money through rebates the government plans to roll out this year. WSJ personal-finance reporter Ashlea Ebeling joins host J.R. Whalen to discuss what types of work the rebates do, and don’t, cover. Learn more about your ad choices. Visit megaphone.fm/adchoices

 A recent survey indicates the happiest workers aren’t necessarily those with regular paychecks and benefits. WSJ’s Katie Mogg joins host J.R. Whalen to discuss. Learn more about your ad choices. Visit megaphone.fm/adchoices

More couples are taking a page from the corporate playbook to complete household tasks like scheduling grocery-store runs and paying the bills. WSJ personal-finance reporter Julia Carpenter joins J.R. Whalen to discuss challenges some couples face in dividing up the to-do list.  Learn more about your ad choices. Visit megaphone.fm/adchoices

 As Americans live longer, some are seeking more fulfilling activities during the traditional midlife period. WSJ reporter Anne Tergesen joins host J.R. Whalen to discuss. Learn more about your ad choices. Visit megaphone.fm/adchoices

The average 30-year fixed mortgage rate hit 7% this week, its highest point in 20 years . WSJ personal-finance reporter Veronica Dagher joins host J.R. Whalen to discuss what homebuyers should know. Learn more about your ad choices. Visit megaphone.fm/adchoices

Travelers are reporting longer wait times in TSA lines at airports where the agency has installed new scanners designed to improve security and keep people moving . WSJ travel reporter Allison Pohle joins host J.R. Whalen to discuss what passengers can do to move through the line more quickly. Learn more about your ad choices. Visit megaphone.fm/adchoices

More people are buying travel insurance to protect against threats posed by severe weather and other elements. WSJ’s Ethan M. Steinberg joins host J.R. Whalen to discuss the pros and cons of taking out a policy before traveling. Learn more about your ad choices. Visit megaphone.fm/adchoices

Some financial planners are taking an approach to their work that focuses on clients’ personal goals and well-being , and not just about growing wealth. WSJ personal-finance reporter Joe Pinsker joins host J.R. Whalen to discuss. Learn more about your ad choices. Visit megaphone.fm/adchoices

After several years of working from home, some people find it difficult to complete tasks at the office. WSJ reporter Ray A. Smith joins host J.R. Whalen to discuss ways people can be more productive in the office.   Learn more about your ad choices. Visit megaphone.fm/adchoices

Credit cards and digital payment apps make checking out convenient for shoppers. WSJ personal-finance reporter Imani Moise joins host J.R. Whalen to discuss the benefits and risks of these payment options.   Learn more about your ad choices. Visit megaphone.fm/adchoices

Mistakes are common as people navigate a career path, but they can result in valuable lessons. WSJ editor Demetria Gallegos joins host J.R. Whalen to discuss what workers have learned from their biggest mistakes.   Learn more about your ad choices. Visit megaphone.fm/adchoices

More Americans are making money off their cars by renting them out. WSJ reporter Ben Eisen joins host J.R. Whalen to discuss how the p rocess works, and the risks some renters face. Learn more about your ad choices. Visit megaphone.fm/adchoices

Sticker shock was among the many changes in the auto industry that car buyers saw as a result of the pandemic. WSJ reporter Ryan Felton joins host J.R. Whalen to discuss which pandemic-era changes are likely to be permanent . Learn more about your ad choices. Visit megaphone.fm/adchoices

Workers who want to get ahead but also be respected face a tricky balance of being too nice or too aggressive. WSJ “Work & Life” columnist Rachel Feintzeig joins host J.R. Whalen to discuss ways employees can navigate that challenge. Learn more about your ad choices. Visit megaphone.fm/adchoices

Tracking inclement weather that might impact air travel or knowing where to book a last-minute hotel room can improve the overall experience for some travelers. WSJ columnist Dawn Gilbertson joins host J.R. Whalen to discuss popular apps among frequent flyers.   Learn more about your ad choices. Visit megaphone.fm/adchoices

An 18-month study of the viability of a four-day workweek found that employees worked more efficiently in less time. WSJ’s Vanessa Fuhrmans joins host J.R. Whalen to discuss whether companies are likely to adopt a shorter workweek. Learn more about your ad choices. Visit megaphone.fm/adchoices

Families often make mistakes when planning the transfer of heirlooms , resulting in unnecessary costs and family infighting. WSJ personal-finance reporter Ashlea Ebeling joins host J.R. Whalen to discuss actions families should consider to make the process smoother.  Learn more about your ad choices. Visit megaphone.fm/adchoices

As the Federal Reserve has raised interest rates to their highest level in 22 years, traditional saving methods have become more attractive. WSJ personal-finance reporter Oyin Adedoyin joins host J.R. Whalen to discuss where savers could store their cash. Learn more about your ad choices. Visit megaphone.fm/adchoices

Studies show that heavier people are paid and promoted less than their thinner colleagues. Wall Street Journal reporter Ray A. Smith joins host J.R. Whalen to discuss the financial impact that can have on overweight workers, and what companies and lawmakers are doing to address weight bias at work. Learn more about your ad choices. Visit megaphone.fm/adchoices

Bragging about having remote jobs with comfortable salaries and 5:00 p.m. end times has become trendy among many younger female workers on TikTok. WSJ’s Katie Mogg joins host J.R. Whalen to discuss the pros and cons of promoting laid-back jobs that pay for basic comforts without requiring overtime. Learn more about your ad choices. Visit megaphone.fm/adchoices

Many couples hoping to stay within a budget impose spending limits for each other. Host J.R. Whalen is joined by WSJ personal-finance reporter Julia Carpenter and by a woman who set (and exceeded) a spending limit with her fiancé. Learn more about your ad choices. Visit megaphone.fm/adchoices

The online broker Robinhood , popular among younger investors, has begun offering traditional and Roth individual retirement accounts. WSJ “Heard on the Street” columnist Telis Demos joins host J.R. Whalen to discuss how retirement investing represents a different strategy for Robinhood’s clientele. Learn more about your ad choices. Visit megaphone.fm/adchoices