Winning in Retirement

Send us Fan Mail Brian and Jeff discuss inheritance and estate planning strategies, emphasizing the importance of considering who will receive inheritance and when, as well as treating the person who left the inheritance with respect. They also discuss proper planning and strategies to avoid common mistakes, including setting up trusts and ensuring that information is accessible to chosen benefici...

Send us Fan Mail Brian and Jeff discuss the potential risks and challenges associated with prepaid college plans, including calculation errors and changes in interest rates. They also discuss the Maryland 529 Plan and prepaid college tuition, highlighting the option to use up to $10,000 from a 529 plan to pay off student loans. The speakers emphasize the importance of careful planning and understa...

Send us Fan Mail Brian and Jeff discuss retirement planning strategies, emphasizing the importance of making tough decisions, designing personalized plans, and investing wisely. They also discuss the need to plan for unforeseen life events, such as disability or job loss, and the potential impact on retirement income. The speakers highlight the importance of balancing protected investments with ri...

Send us Fan Mail Brian Akers and Alex Monk emphasize the importance of financial health, retirement planning, and managing risk in preparation for retirement. They discuss various strategies for maximizing income in retirement, including tax planning, diversifying investments, and utilizing tax-deferred accounts. They also highlight the challenges of relying solely on Social Security and the need...

Send us Fan Mail Paul Franco and Brian Akers discuss tax planning strategies for various life stages, emphasizing the importance of understanding and managing one's tax bracket to minimize tax payments. They highlight strategies such as filing status, income level, and planning decisions to optimize tax brackets. In the second part of the conversation, they discuss retirement tax planning, wi...

Send us Fan Mail Brian Akers and Alex Monk discuss tax strategies for retirement, including Roth conversions, tax planning, and understanding means-tested Medicare premiums. They emphasize the importance of considering tax implications and cash flow when making decisions related to retirement planning, and highlight the benefits of doing a Roth conversion in the year of a spouse's death to re...

Send us Fan Mail Brian and Jeff Akers discuss retirement income planning strategies, emphasizing the importance of planning ahead, diversifying income sources, and managing money properly. They highlight the need for a retirement income plan, working with a financial advisor, and budget control to avoid running out of money in retirement. They also discuss the benefits of annuities or fixed indexe...

Send us Fan Mail Brian and Jeff emphasize the importance of financial planning for retirement dreams, including setting clear goals and having a trusted advisor. They discuss various aspects of retirement planning, such as managing finances, planning for unexpected events, and securing real estate for business owners. They highlight the need for proper education on insurance policies and their lim...

Send us Fan Mail Brian Akers and Alex Monk discuss tax planning strategies and their implications for refunds and liabilities. They emphasize the importance of understanding tax brackets and deductions, and integrating tax planning with financial planning. They also discuss retirement strategies, including paying taxes now to avoid higher brackets in the future and using tax-free vehicles to grow...

Send us Fan Mail Brian Akers and Paul Franco discuss retirement planning strategies for small business owners in Maryland. They emphasize the importance of starting early, saving as much as possible, and understanding tax-free retirement savings options. Brian also highlights the need to evaluate and optimize retirement savings through tax-efficient strategies, while Paul agrees that prioritizing...

Send us Fan Mail Investment strategies for retirement success are discussed, with a focus on tailoring investments to individual financial goals and risk tolerance. Financial planning for retirement was also emphasized, including understanding one's own goals, balancing risk, and diversifying investments. Strategies for protecting and growing retirement investments in uncertain times were als...

Send us Fan Mail During the conversation, Brian Akers and Mark Diorio discuss the challenges and opportunities of investing during election years, emphasizing the importance of understanding the election's impact on the market and navigating through it with patience and discipline. Mark Deoria joins the conversation to discuss inflation and its impact on the market, while Brian Akers and Mark...

Send us Fan Mail Brian Akers and Paul Franco emphasize the importance of making the first call to a financial advisor, especially for young adults. They stress the need to start saving and planning for retirement early to avoid debt and have a safety net for emergencies. They discuss the importance of financial planning, insurance, and dollar-cost averaging, and highlight the benefits of working w...

Send us Fan Mail The conversation revolves around estate planning, legal documents, and the challenges of navigating these issues for aging parents. Kevin Brass and Brian Akers discuss why people often put off these tasks, including denial, lack of urgency, and fear of mortality. They also explore the reasons for delaying legal document creation, such as fear of the unknown and cost. Later, Brian...

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Send us Fan Mail Brian and Jeff discuss the significance of generosity, tithing, and legacy in retirement planning. They emphasize the importance of giving back to the community and understanding where one's money goes, while also highlighting tax benefits of giving in retirement years. They also discuss strategies for maximizing charitable giving and legacy planning, including donor advised...

Send us Fan Mail Brian and Jeff emphasize the importance of financial planning for unexpected life events, such as birth, death, retirement, disability, and illness. They stress the need for a proper financial plan to mitigate the financial impact and ensure a smoother transition. Both speakers highlight the value of working with a certified financial planner practitioner to create a customized pl...

Send us Fan Mail Brian and Jeff Akers provide insights on navigating Medicare, emphasizing the importance of understanding different dates and deadlines, seeking professional advice, and considering drug plans and Part B. They discuss the basics of Medicare, including its four parts, and the availability and limitations of Medicare Advantage plans in Maryland. They also explore reasons why Medicar...

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Send us Fan Mail Brian Akers and Sam Payne discuss the importance of optimizing Social Security benefits for retirement, emphasizing the impact of pensions disappearing and the need to consider the best time to start receiving benefits based on individual circumstances and family needs. They also discuss various aspects of Social Security, including eligibility, benefits, and potential changes, as...

Send us Fan Mail Brian and Jeff discuss retirement planning, emphasizing the importance of contentment, income management, tax planning, and risk management. Brian highlights the need for financial security and finding satisfaction in life, while Jeff stresses the importance of having a well-planned strategy executed by a team of professionals. They also discuss various tax planning strategies, in...

Send us Fan Mail Brian and Jeff discuss the importance of planning for unexpected events in retirement, such as the sudden death of a spouse or child, and how to handle unexpected events in retirement planning. Jeff emphasizes the need for proper insurance coverage, emergency funds, and legal documentation, while Brian highlights the importance of being emotionally prepared for unexpected events....

Send us Fan Mail Brian Akers and Alex Monk discuss retirement planning strategies, emphasizing the importance of understanding cash flow, income sources, and tax implications. They highlight the need for personalized financial planning, diversifying investments, and paying taxes now to avoid higher taxes in retirement. Brian emphasizes the importance of understanding one's financial fingerpri...

Send us Fan Mail Brian Akers and Paul Franco emphasize the importance of starting early and having a mindset shift towards financial planning to ensure financial security in retirement. They highlight the need to understand one's financial fingerprint, pay oneself first, build multiple buckets for different phases of life, and create a foundational approach to retirement planning. They also d...

Send us Fan Mail Brian and Jeff discuss strategies for minimizing future taxes through retirement planning and Roth IRA conversions. Jeff emphasizes the importance of understanding how to use Roth IRAs effectively in a financial plan, while Brian highlights the potential benefits of paying taxes now rather than later. They also discuss filling up tax brackets, diversifying retirement savings, and...