Winning in Retirement

Send us Fan Mail Brian Akers and Alex Monk from Akers Financial Group discuss the concept of financial independence, likening it to the U.S. Independence Day. They emphasize the importance of financial planning to achieve this state, where individuals can retire on their terms without financial stress. They highlight the need for a comprehensive financial plan, including understanding one's f...

Send us Fan Mail Brian Akers and Samuel Huff discuss the new Trump accounts for children born between January 1, 2025, and December 31, 2028, which offer a $1,000 government contribution. Samuel, who set up the first Trump account at AKERS Financial Group, explains the process, including filing Form 4547 with tax returns. The accounts are managed by Robinhood and invested in low-cost index funds....

Send us Fan Mail Brian Akers and Alex Monk discuss strategies for minimizing taxes in retirement through Roth IRAs and Roth conversions. They emphasize the benefits of paying taxes now to avoid future tax burdens, highlighting that Roth IRAs offer tax-free growth and withdrawals. They note that Roth conversions can help reduce Medicare premiums and IRMAA levels. The conversation also covers the im...

Send us Fan Mail Brian Akers and Nick Molite discuss the importance of investing cash effectively. They emphasize the concept of "cash flow is king" and the need for a balanced approach to managing liquid assets. They introduce a case study about Fred and Wilma, a couple nearing retirement with significant savings but no stock market exposure. Nick explains the rule of 72, highlighting t...

Send us Fan Mail Brian Akers and his son Noah, both financial advisors at Akers Financial Group, discuss the importance of retirement planning. They emphasize starting early, such as contributing to a 401(k) at age 21, to benefit from compounding. They explain the differences between pre-tax and Roth contributions, noting that Roth is better for younger individuals due to its tax-free growth. They...

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Send us Fan Mail Brian Akers and Jeff Akers, certified financial planners, discuss healthcare options for early retirees. They emphasize the importance of planning healthcare decisions before age 65, when Medicare eligibility begins. Jeff explains that Medicare is primary coverage for those working at small companies, while large companies' health insurance remains primary. They detail option...

Send us Fan Mail Brian Akers and Paul Franco discuss the importance of financial planning, emphasizing that everyone needs it. They highlight the concept of "you don't know what you don't know" and provide examples like the misconception that taxes will be lower in retirement. They stress the significance of a personalized financial plan, termed a "financial fingerprint,&q...

Send us Fan Mail Brian Akers and Alex Monk discuss portfolio design for retirement planning on their radio show. They emphasize the importance of starting early, with Alex noting that most people in their 30s don't think about retirement. They stress the need for a comprehensive financial plan, including tax efficiency and risk management. Brian highlights the significance of understanding ne...

Send us Fan Mail Brian AKERS, CFP, and his son Noah AKERS, a financial advisor, discuss the importance of parental financial advice on their radio show. Brian shares how his mother's influence led him to a career in financial planning, emphasizing the value of work ethic and confidence. Noah reflects on his own journey, highlighting the significance of small, consistent actions and the impact...

Send us Fan Mail Brian Akers and Paul Franco from Akers Financial Group discuss strategies for creating income in retirement. They emphasize the importance of financial independence and planning for unexpected events like job loss. They highlight the need for a balanced approach to retirement income, including guaranteed sources like Social Security, pensions, and annuities. They stress the signif...

Send us Fan Mail Brian Akers and Paul Franco discuss simplifying complex financial issues through comprehensive planning. They emphasize the importance of understanding clients' financial goals and situations to provide tailored advice. Key points include the overwhelming nature of financial management, the necessity of tax and estate planning, and the benefits of having a financial plan. The...

Send us Fan Mail Brian Akers and Alex Monk, both Certified Financial Planners, discuss the importance of a winning financial mindset on their show "Winning in Retirement." They emphasize the consequences of neglecting financial responsibilities, such as not signing up for a 401(k) or not balancing a checkbook. They highlight the value of investing in oneself, whether through education or...

Send us Fan Mail Brian Akers and Jeff Akers, co-hosts of the "Winning in Retirement" podcast, discuss strategies for achieving financial independence and planning for retirement. They emphasize the importance of understanding one's "financial fingerprint" and creating a personalized plan. Key points include starting early, managing debt, and investing wisely. They share su...

Send us Fan Mail Brian Akers and Paul Franco discuss strategies for reducing lifetime tax brackets on their radio podcast. They emphasize the importance of tax planning beyond just seeking the largest refund, as this can lead to higher future taxes. They explain the concept of marginal and effective tax rates, using 2026 tax brackets as an example. They highlight the significance of Roth conversio...

Send us Fan Mail Brian AKERS and Alex Monk, both Certified Financial Planners, discuss strategies to avoid taxes in retirement. They emphasize the importance of proper financial planning to minimize lifetime tax burdens. Key points include avoiding federal income tax by maximizing deductions and Roth conversions, avoiding mistake taxes like excess IRA contributions and estimated tax penalties, and...

Send us Fan Mail Brian Akers and Alex Monk discuss the importance of planning and implementing financial strategies for retirement. They emphasize the need to bring financial plans to life, not just create them. Brian uses coaching analogies to illustrate the process of planning, executing, and adjusting strategies. They highlight the significance of understanding individual financial goals, the r...

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Send us Fan Mail Brian Akers and Nick Molite discuss retirement planning on their radio show. They emphasize the importance of understanding one's financial situation, using tools like E money software, and addressing concerns such as longevity, inflation, taxes, and market volatility. They highlight the significance of having a balanced portfolio, including safe investments like fixed annuit...

Send us Fan Mail Brian Akers and Jeffrey Akers, both Certified Financial Planners, discuss strategies for building wealth and creating a legacy in retirement. They emphasize the importance of planning beyond financial independence, focusing on wealth preservation and tax efficiency. They highlight the significance of determining the purpose of money, whether for family, charity, or other causes. T...

Send us Fan Mail Brian Akers and Mark Diorio from Brookstone Capital Management discussed the 2025 market performance and 2026 outlook. In 2025, the S&P 500 rose 16.6%, despite an initial 15% drop. The Federal Reserve's interest rate cuts and a strong earnings season supported the market. Diorio highlighted the importance of diversification, noting that large-cap tech stocks dominated but...

Send us Fan Mail Brian Akers and his son Noah discuss the concept of a "financial fingerprint," emphasizing the unique nature of each individual's financial situation. They highlight the importance of comprehensive financial planning, which includes identifying all assets and liabilities, educating clients on their financial status, assessing risk tolerance, and intelligently alloca...

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Send us Fan Mail Brian Akers and Jeff Akers, co-hosts of the "Winning in Retirement" podcast, discuss strategies for achieving financial independence and planning for retirement. They emphasize the importance of understanding one's "financial fingerprint" and creating a personalized plan. Key points include the necessity of saving, investing wisely, and managing cash flow....

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