Winning in Retirement

Send us Fan Mail Brian Akers and Jeff Akers, Certified Financial Planners, discuss inheritance planning on their radio show "Winning in Retirement." They emphasize the importance of proper estate planning, including naming beneficiaries and setting up trusts. They highlight the concept of "estate flow" to outline where money goes upon death. They explain the tax implications of...

Send us Fan Mail Brian Akers and Paul Franco from AKERS Financial Group discuss the importance of having an advisor who solves financial problems rather than just selling products. They emphasize understanding client needs, planning for retirement, and ensuring financial security. They highlight cases where clients lacked basic financial planning, faced tax issues, and needed guidance on inheritan...

Send us Fan Mail Brian Akers and Paul Franco discuss the importance of financial planning in retirement. They address common questions such as when to retire, whether one has enough income, tax planning, and investment strategies. They emphasize the need for a comprehensive financial plan tailored to individual circumstances. Akers highlights the significance of cash flow, tax planning, and the 4%...

Send us Fan Mail Brian Akers and Paul Franco discuss the importance of investing with a purpose, emphasizing the need to understand individual financial goals and risk tolerances. They highlight the significance of knowing why one invests, whether it's for short-term needs like buying a car or long-term goals like retirement. Akers and Franco argue against the notion that investing is gamblin...

Send us Fan Mail Brian Akers and Paul Franco discuss strategies for minimizing taxes during retirement. They emphasize the importance of understanding your tax bracket and planning accordingly. Key points include the benefits of contributing to Roth IRAs, which offer tax-free growth, and the potential for Roth conversions to reduce future tax liabilities. They also highlight the Qualified Charitab...

Send us Fan Mail Brian Akers and Alex Monk discuss the importance of being retirement ready, emphasizing that it involves both financial and emotional preparedness. They highlight the need for a comprehensive financial plan, including understanding one's income sources, managing cash flow, and planning for healthcare and lifestyle changes. They stress the importance of saving early and consis...

Send us Fan Mail Brian Akers and Mark Diorio from Brookstone Capital Management discuss market updates and investment strategies for 2025. Diorio highlights that the top 10 companies in the S&P 500 now represent 40% of the index, emphasizing the need for diversification. He notes that interest rates are expected to continue declining, with the 10-year treasury yield potentially reaching 5%. Di...

Send us Fan Mail Jeff and Brian Akers discuss charitable giving and retirement planning, emphasizing the importance of prioritizing one's time and money, understanding tax implications, and giving back to the community. They share strategies for maximizing charitable deductions, aligning financial decisions with values, and leveraging retirement accounts for giving. The conversation highlight...

Send us Fan Mail Retirement planning is crucial for financial security, and it's important to start early and understand one's financial situation. Brian Akers and Alex Monk emphasize the need for personalized financial planning, tax optimization, and regular check-ins to ensure clients are on track towards their retirement objectives. They also discuss the importance of imagining onesel...

Send us Fan Mail Brian Akers and Paul Franco discuss the importance of lowering portfolio risk as retirement approaches. They emphasize that as individuals get closer to retirement, they should scale down risk to preserve their money. Paul shares an example of a client who needed to reduce risk due to market performance and upcoming retirement. They explain that younger individuals can tolerate mo...

Send us Fan Mail Brian Akers and Paul Franco discuss retirement planning strategies inspired by nature. They highlight six tactics, including diversifying investments and creating a sustainable income stream, and provide examples from the natural world to emphasize the importance of preparation. They also explore the idea of retirement migration and planning, emphasizing the need to consider taxat...

Send us Fan Mail Brian Akers and Alex Monk discuss the role of annuities in retirement planning, emphasizing their potential benefits as a protected income source for life. They also discuss the importance of understanding annuities and their associated fees, as well as the need for transparency and financial planning. Alex highlights the tax deferral benefits, investment options, and fees associa...

Send us Fan Mail Brian Akers and Jeff Akers, along with guest Mark Diorio from Brookstone Capital Management, discuss the impact of the recent election on the stock market and financial planning. Mark highlights that post-election, the market typically sees a rally, with cyclical sectors like energy and tech outperforming defensive sectors. He also notes the potential for continued interest rate r...

Send us Fan Mail Brian Akers and Alex Monk from AKERS Financial Group discuss the importance of active money management in retirement planning. They emphasize the need for proactive management to ensure financial stability and longevity. Active management involves regular adjustments to portfolios based on market conditions and client needs. They highlight the pitfalls of static, set-and-forget st...

Send us Fan Mail Brian Akers and Paul Franco emphasize the importance of identifying one's financial 'why' to invest effectively. They discuss various strategies for retirement planning and investing, including considering income level and savings, individualized planning and advice, maximizing inheritances, and using Roth IRAs. They also highlight the importance of saving and inves...

Send us Fan Mail Brian Akers and Sam Payne discuss Social Security eligibility, benefits, and planning strategies. Social Security can be claimed at age 62, with full benefits at 67 for those born in 1960 or later. Early claims are reduced, while delayed claims increase by 8% annually until age 70. The primary insurance amount is crucial, based on 30 years of earnings. Spousal benefits can reach 5...

Send us Fan Mail Brian Akers and Alex Monk discuss the four phases of winning in retirement: preparing to win, being ready to win, keeping the win, and maximizing wealth. They emphasize the importance of starting early, building good financial habits, and understanding taxes and insurance. They highlight the need for proper insurance coverage, especially health and disability insurance, and the im...

Send us Fan Mail Brian Akers, a Certified Financial Planner, hosts a show discussing estate planning with Kevin Bress, an experienced attorney. They cover the basics of estate planning, including the differences between wills and trusts, and the concept of probate. They delve into the complexities of estate and inheritance taxes, particularly in Maryland, where the estate tax exemption is $5 milli...

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Send us Fan Mail Brian Akers and Paul Franco discuss retirement planning strategies for small business owners in Maryland. They emphasize the importance of starting early, saving as much as possible, and understanding tax-free retirement savings options. Brian also highlights the need to evaluate and optimize retirement savings through tax-efficient strategies, while Paul agrees that prioritizing...

Send us Fan Mail The show "Winning in Retirement" with Brian Akers and Jeff Akers discusses the financial decisions and changes that occur when turning 65. They emphasize the importance of planning before receiving an influx of mail related to Medicare, Social Security, and other financial matters. Key points include the need for a financial advisor to guide clients through these decisio...

Send us Fan Mail Brian Akers and Alex Monk, along with guest Mark Diorio from Brookstone Capital Management, discuss recent market volatility, attributing it to economic concerns, geopolitical tensions, and a rally in the Japanese yen. They note that the technology sector has been particularly volatile, with a few stocks driving market performance. Diorio emphasizes the importance of diversificati...

Send us Fan Mail Brian and Jeff discuss tax planning strategies for retirement, including Roth IRA conversions, tax bracket management, and inherited IRAs. They emphasize the importance of understanding tax law to minimize taxes and make retirement savings last longer. They also discuss the benefits of contributing to and converting to Roth IRAs, including tax-free income in retirement, lack of RM...

Send us Fan Mail Mark DiOrio and Brian Akers discuss the importance of personalized investment approaches tailored to individual clients' unique situations, goals, and risk tolerance. They also touch on current market trends, including the concentration of large cap tech stocks in the S&P 500 index and the potential challenges of inflation. The speakers emphasize the importance of maintai...

Send us Fan Mail The conversation revolves around financial independence and retirement planning. The speakers emphasize the importance of planning, saving, and investing for retirement, and highlighted the role of capitalism in enabling individuals to invest in their future.