What The Wealthy Do

The wealthy don't have a secret. They have a FRAMEWORK.  And in this episode, Stephanie breaks down Margins Capital's proprietary "Wealthy Framework"—7 concrete, actionable strategies that ultra-wealthy people use to build and protect their money. Whether you're just starting or already on your way, this is the roadmap.  📊 THE 7 WEALTHY STRATEGIES: • Capital Allocation Plan (not budgeting—know wh...

Black Women Don't Know They Have Black women control $2.1 trillion in buying power—and that number has GROWN from $1.6 trillion just a few years ago. That's bigger than Spain's entire GDP. But we're still underpaid, under-resourced, and left out of wealth-building conversations. In this episode, Stephanie Dorsey gets REAL about Black women and money. She breaks down the statistics nobody talks abo...

If you have changed jobs in the past 10 years and never rolled over your 401k, you have money sitting somewhere right now with high fees, limited investment options, and zero attention. That money could be working for you. Today we are fixing that. This is Episode 21 of What the Wealthy Do, part of the Step by Step Series. Today Stephanie Dorsey walks through exactly what to do with your old 401k...

Peter Thiel used a Roth account to turn a small investment in PayPal stock into $5 billion the IRS cannot touch. That is not a loophole. That is a strategy. And today Stephanie Dorsey breaks down exactly how Roth conversions work and how to use them to pay less tax over your lifetime. This is Episode 20 of What the Wealthy Do, part of the How Does This Actually Work series. Every dollar in your tr...

If you earn too much to contribute directly to a Roth IRA, the wealthy found a completely legal way around that. It is called the backdoor Roth IRA. And today Stephanie Dorsey walks you through every single step. This is Episode 19 of What the Wealthy Do, part of the How Does This Actually Work series breaking down the exact mechanics of wealth building strategies so you can actually execute them....

You have probably heard that you should open an HSA. But has anyone actually walked you through what to do after you open it? That is what today is about. This is Episode 18 of What the Wealthy Do and the first episode of the Logistics Series, breaking down the exact mechanics of how these wealth building strategies actually work in real life. The health savings account is the only account with a...

This is the episode where everything comes together. This is Episode 17 of What the Wealthy Do, Part 3 and the finale of the Bonds Series. In Part 1 we covered what bonds are and why smart money never ignores them. In Part 2 we broke down how interest rates and the yield curve affect bond prices. Today Stephanie Dorsey builds the actual strategy. How much should you allocate to bonds? The old scho...

Bonds do not exist in a vacuum. They respond to what is happening in the economy, what the Federal Reserve is doing, and what risks are present in the market. And if you understand those relationships, you can predict how bonds will perform, how stocks will perform, and how to protect your portfolio when things get volatile. This is Episode 16 of What the Wealthy Do, Part 2 of the Bonds Series. La...

Nobody is making TikToks about bonds. Nobody is talking about treasuries going to the moon. But the bond market is two to three times bigger than the stock market. It is the foundation of the global financial system. And if you do not understand bonds, you really do not understand how money works. This is Episode 15 of What the Wealthy Do and the first episode of the Bonds Series. Today Stephanie...

Last week was the problem. This week is the solution. This is Episode 14 of What the Wealthy Do, Part 2 of the Retirement Strategy Series. In Part 1 we covered why relying solely on your 401k is risky, how the retirement tax trap works, and what required minimum distributions will do to your money at 73 if you have not planned for them. Today Stephanie Dorsey builds the actual blueprint. The frame...

Most of us think we know what retirement is going to look like. But here is the truth that nobody really says out loud. For most people, a 401k alone will not be enough to fund the retirement they actually envision for themselves. This is Episode 13 of What the Wealthy Do, Part 1 of a two-part series on retirement strategy. If you are between 38 and 55, this episode is for you. Stephanie Dorsey, C...

There are people out here with fancy websites, impressive titles, and slick pitch decks who have no business managing anybody's money. This episode is your protection against all of them. This is Episode 12 of What the Wealthy Do and the finale of the Due Diligence Series. Over the past three episodes we broke down how to evaluate stocks and how to assess private equity and venture capital deals....

The stock market is just the beginning. The truly wealthy, the ones building generational, life-changing wealth are doing it through private equity and venture capital. And in this episode, Stephanie Dorsey is giving you the exact playbook. This is Episode 11 of What the Wealthy Do, and it's part three of our Due Diligence Series. In Episodes 9 and 10, we broke down how to evaluate public stoc...

Most people give up on analyzing stocks because they try to learn 20 metrics at once. The wealthy don't do that. They focus on the numbers that actually matter — and that's exactly what this episode is about. This is Part 2 of our Stock Due Diligence Series. In Part 1, we covered how to think qualitatively about a company — does the strategy make sense and can they win? Now, in Part 2, Ste...

Are you buying stocks based on your cousin's advice or a finance bro on TikTok? Let's fix that. In this episode of What the Wealthy Do, Stephanie Dorsey — CEO & Co-founder of Margins Capital — breaks down the exact due diligence framework she uses to evaluate stocks the same way she evaluates private equity and venture capital deals. Here's what you'll learn: ✅ The 2-part fram...

Welcome back to Season 2, Episode 8 of What the Wealthy Do. In this final episode of our Alternative Investment Series , Stephanie Dorsey, CEO and Co-Founder of Margins Capital , breaks down one of the most overlooked — yet powerful — wealth strategies used by the ultra-wealthy: Investing in fine art and luxury goods. We’re talking about assets like paintings, watches, handbags, wine, sneakers, an...

Welcome back to Season 2, Episode 7 of What the Wealthy Do. In this episode, Stephanie Dorsey, CEO and Co-Founder of Margins Capital , breaks down two asset classes that may sound boring — but quietly generate billions for wealthy investors: Infrastructure and Natural Resources. While the public is chasing the latest tech or AI stock, ultra-high-net-worth investors are buying the systems that keep...

Welcome back to Season 2, Episode 6 of What the Wealthy Do. In this episode, Stephanie Dorsey, CEO and Co-Founder of Margins Capital , breaks down one of the most mysterious and misunderstood investment vehicles in finance: Hedge funds. You’ve heard the term in the news, in movies, and in conversations about billionaires and institutional investors. But what actually is a hedge fund — and why do w...

Welcome back to Season 2, Episode 5 of What the Wealthy Do . In this episode, Stephanie Dorsey, CEO & Co-Founder of Margins Capital , breaks down one of the most proven wealth-building strategies in America: commercial real estate investing . This is part of our Alternative Investment Series — following private equity and venture capital — where we unpack how wealthy investors actually structu...

Welcome back to Season 2, Episode 4 of the What the Wealthy Do podcast! In this episode, Stephanie Dorsey sits down with Erin Harkless-Moore, investment leader at Pivotal Ventures, to explore how women-led investing, private markets, and the care economy are reshaping wealth and opportunity in the United States. We dive into:• How women-led funds are changing access to capital• Why diversity and i...

Welcome back to Season 2, Episode 3 of What the Wealthy Do. In this episode, Stephanie Dorsey sits down with Chidjoke Asamoah, co-founder of Fvlcrum Partners , a $300 million private equity fund focused on investing in diverse-led companies across the United States. We break down: • What private equity actually looks like behind the scenes • How institutional capital flows into minority-owned busi...

Welcome back to Part 2 of Season 2, Episode 1 of What the Wealthy Do . In this continuation of Inside the Rooms We’re Rarely In , Stephanie Dorsey and Yashnika go deeper into one of the most important questions in investing: Are alternative investments actually right for you? This episode breaks down: What “suitability” really means in private equity and alternative investments Accredited investor...

Welcome to Season 2, Episode 1 of What the Wealthy Do. In this Black History Month special of What the Wealthy Do , host Stephanie Dorsey sits down with Yashnica Mothersil, a Gen Z Associate at Apollo Global Management, to unpack her unexpected journey from criminal law aspirations to private equity and alternative investments. Yashnica shares what it’s really like entering elite financial spaces...

Most people mentally check out at the end of the year. The wealthy do the exact opposite. In this episode of What the Wealthy Do , we break down how wealthy individuals strategically close the year—because how you finish the year directly impacts how well you start the next one. This isn’t about hustle. It’s about reflection, tax strategy, portfolio alignment, and preparation. How the wealthy revi...

🔥 How do the wealthy REALLY think about crypto? In this episode, we break down exactly how wealthy investors use cryptocurrency; not as a gamble, but as a strategy. You’ll learn how they approach Bitcoin, Ethereum, blockchain startups, ETFs, tax advantages, and the smart way they limit risk while positioning for massive upside. Inside this episode: 🔥 Why wealthy investors treat crypto like ventu...